To reach long-term financial health, start with attainable, short-term goals with an immediate payoff -- like selling anything in you closet you haven't used in a year or more. Photo: Meagan Tintari

Setting Attainable and Exciting Financial Goals

When I look back at my personal finance progress, I’m most proud of the long-term success. The changes that have happened in my life over

How to Save Money With a Balance Transfer

When you’re carrying a lot of high-interest debt, it’s hard to imagine how another credit card can possibly help your situation. However, the right kind

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Should You Pay Off Your Mortgage Early?

If you have a mortgage on your home, you’ve probably wondered at least once whether it would be worthwhile to pay it down ahead of schedule. And if

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20+ Ways to Make Extra Money to Pay Off Your Student Loans

You graduated college, started your career, but you still don’t have enough money to make headway with those student loans. While the best option would be

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Nine Life Milestones That Double as Debt Threats

By Doug Hoyes Most people I meet with are truly surprised at just how much debt they have accumulated. They didn’t go out yesterday and

Seven Things to Know When Filing for Bankruptcy

Filing for bankruptcy is often seen as a scary but necessary option. But it’s important to know that even when you’re facing what seems like

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Balancing Act: Pay Down Student Loans or Save More?

You’re finally there: You’ve graduated from college after many hard years, you’ve got a job in your field, and you’re actually able to balance your

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Take These Steps to Deal With Massive Student Loan Debt

Dealing with any student debt is challenging, but what about when the amount is simply overwhelming? Recommended Student Loan Refinancing Companies About one in five borrowers

Back in Debt? A Strategy to Pay It Off for Good

Debt is one of those things that’s very easy to get into and much more difficult to get out of. I spent 14 months getting out of

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Struggling With Student Loans? How to Lower Your Payments

If you’re struggling to make your student loan payments, one option to explore is income-driven repayment plans. Recommended Student Loan Refinancing Companies These plans are

Debt-Free Payment Methods: Alternatives to Cash

Whether it’s Target, Home Depot, or Sony, it seems like every couple of months another huge corporation is hacked, exposing vast amounts of customer information. So it’s no wonder

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Debt Forgiveness and Taxes

In 1726, author Daniel Defoe wrote in “The Political History of the Devil” that, “Things as certain as death and taxes can be more firmly

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How Student Loans Affect Your Credit

Whether you’re making your payments on time, paying extra every month, or struggling to pay the debt, student loans impact your credit report and score

Six Debt-Busting New Year’s Resolutions for 2015

Welcoming the New Year invokes a lot of emotions for people. It’s a time to look back on the past year and reflect on mistakes we’ve

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10 Steps to Rid Yourself of Credit Card Debt Forever

No one likes being in credit card debt. It’s one of the easiest payment methods for overspending, and yet is the most difficult to pay off

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Expose a Fake Debt Collector by Asking These Three Questions

By Craig T. Kimmel It’s late and your phone is ringing off the hook. The caller ID reads a number you don’t recognize, but you pick

Debt and Your Marriage

When you marry your spouse, you’re merging lives. You’ll need to make room in yours for their books and furniture, sure, but also their family, maybe

snowball; snowflake

Debt Snowball vs. Debt Snowflake: Which Works Best to Pay Off Debt?

Being in buried debt and not knowing how to get out of it can be very overwhelming. Add to that the many strategies, methods, and

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