Man with insomnia

The Emotional Effects of Debt

Whether it’s considered “good debt” or “bad debt,” the truth is, any debt can cause serious emotional effects. Studies show what many of us already know: Debt

Frustrated woman

How to Handle Debt in Collections and Pay Less Than You Owe

Debt collectors often make an already stressful situation — feeling stalked by past debts — a lot worse if you give them the chance. They can be

Pile of mail and bills

Nine Debt-Forming Habits and How to Break Them

The average American household with a credit card carries more than $15,000 in credit card debt, according to debt.org. Add to that $1.2 trillion (and

college student

15 Ways to Reduce Your Loans While You’re Still in College

Stories of college graduates struggling to deal with their student loans are enough to scare away any bright-eyed college hopeful. If you’re thinking about college or in school right

10.28.14
US Army paratroopers in training

Student Loan Forgiveness: Joining the Military

Dealing with student loan debt can seem unbearable and overwhelming. As I mentioned in 15 Ways To Deal with Student Loan Debt, the average student

10.24.14
Teacher talking to students

Student Loan Forgiveness: Jobs That Pay Off Your Debt

Dealing with student loan debt can seem unbearable and overwhelming. As mentioned in 15 Ways To Deal with Student Loan Debt, the average student owes a

Dictionary entry for debt

Student Loans 101: Vocabulary

Money and college can be confusing. Whether you’re just starting out on your college journey or dealing with student loans from years ago, here is a

Student Loan Forgiveness: Move to a Place that Pays Your Loans

Dealing with student loan debt can seem unbearable and overwhelming. As mentioned in the article, 15 Ways To Deal with Student Loan Debt, the average

15 Ways to Deal with Student Loan Debt

Dealing with student loan debt is tough. You’re probably no stranger to the student loan crisis we’re facing with $1.2 trillion and growing in debt.

How to Use the “Snowflake” Strategy for Debt Repayment

When you’re facing a giant mountain of debt, it feels almost impossible to overcome it. When your total debt exceeds your household income, it can

09.24.14

How to Switch to Paying Cash for Your Car

In 2003, I purchased a 1997 Ford F-150 pickup. Given the financial disaster that my life was at the tiem, I “paid” for it entirely

Credit Card Interest Typically Compounds Daily – Here’s How to Take Advantage of That

A few weeks ago, I posted an article on the idea of interest that accrues daily. Here’s a brief explanation; check out the full post

Should Your Partner’s Debt Keep You Out of a Relationship?

Recently, a reader wrote to me with what would have been a stellar reader mailbag question except for the fact that it was full of

Rent vs. Buy: Which is Better?

Is it better to rent a place to live or to buy one? It’s a question that I get asked multiple times per week in

Alternatives to Payday Loans If You Need Cash Immediately

Payday loans are an incredibly poor deal for the customer. It’s a loan with an absurdly high interest rate. If you take out a payday

4 Steps to Take If You Loan Money to Friends or Family

This article first appeared at US News and World Report Money. A friend or a family member is struggling with a financial problem. That person

Does Good Debt Exist?

A long while ago, I wrote about the idea of good debt and bad debt: There are several fairly similar definitions of each kind of

Five Steps You Need to Take If Bill Collectors Are Contacting You

This article first appeared at U.S. News and World Report Money. You failed to pay a bill when you were out of work or you

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