ball and chain of student loans

How Student Loans Affect Your Credit

Whether you’re making your payments on time, paying extra every month, or struggling to pay the debt, student loans impact your credit report and score

Six Debt-Busting New Year’s Resolutions for 2015

Welcoming the New Year invokes a lot of emotions for people. It’s a time to look back on the past year and reflect on mistakes we’ve

Credit cards in wallet

10 Steps to Rid Yourself of Credit Card Debt Forever

No one likes being in credit card debt. It’s one of the easiest payment methods for overspending, and yet is the most difficult to pay off

Worried man on cell phone

Expose a Fake Debt Collector by Asking These Three Questions

By Craig T. Kimmel It’s late and your phone is ringing off the hook. The caller ID reads a number you don’t recognize, but you pick

Debt and Your Marriage

When you marry your spouse, you’re merging lives. You’ll need to make room in yours for their books and furniture, sure, but also their family, maybe

snowball; snowflake

Debt Snowball vs. Debt Snowflake: Which Works Best to Pay Off Debt?

Being in buried debt and not knowing how to get out of it can be very overwhelming. Add to that the many strategies, methods, and

Should You Tell Your Kids About Your Debt?

Parenting is a no easy task, as you already know. There is no playbook or instruction manual to tell you the best way to handle

One Way sign

The True Cost of Debt

By Doug Hoyes Everyone knows that they have to pay interest when they take out a loan. It’s the price we pay to use someone else’s

cooking one-pot chili

Student Loan Consolidation: Pros and Cons

Graduating from college comes with the acknowledgement of great achievement — and, if you’re like 70% of graduates, a burden on your back in the form of

The Best Debt Repayment Tools and Apps

The first major step toward reaching financial freedom is to regain control of your spending and pay off debt. However, this is often harder to

Best Debt Consolidation Loan Companies for 2016

When you’ve fallen behind on your payments, it can feel like there’s nowhere to turn. One potential option to get organized and streamline your bills

10 Things You Can Do to Tackle Your Debt Right Now

Consumer debt in the U.S. now totals $11.4 trillion, including mortgages, auto loans, credit cards, and student loans, according to Debt.org. If you’re responsible for any

Man with insomnia

The Emotional Effects of Debt

Whether it’s considered “good debt” or “bad debt,” the truth is, any debt can cause serious emotional effects. Studies show what many of us already know: Debt

Frustrated woman

How to Handle Debt in Collections and Pay Less Than You Owe

Debt collectors often make an already stressful situation — feeling stalked by past debts — a lot worse if you give them the chance. They can be

Pile of mail and bills

Nine Debt-Forming Habits and How to Break Them

The average American household with a credit card carries more than $15,000 in credit card debt, according to debt.org. Add to that $1.2 trillion (and

college student

15 Ways to Reduce Your Loans While You’re Still in College

Stories of college graduates struggling to deal with their student loans are enough to scare away any bright-eyed college hopeful. If you’re thinking about college or in school right

10.28.14
US Army paratroopers in training

Student Loan Forgiveness: Joining the Military

Dealing with student loan debt can seem unbearable and overwhelming. As I mentioned in 15 Ways To Deal with Student Loan Debt, the average student

10.24.14
Teacher talking to students

Student Loan Forgiveness: Jobs That Pay Off Your Debt

Dealing with student loan debt can seem unbearable and overwhelming. As mentioned in 15 Ways To Deal with Student Loan Debt, the average student owes a

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