Education

Make the Most of a College Job Fair

If your main goal after college is to land a job, attending a college career fair has to feel somewhat like visiting Willy Wonka’s chocolate factory. Maybe not quite that cool. But it’s a great way to land or line up a job after graduation. The U.S. Department of Labor says that approximately 18% of …

Categories: Careers, Education

Proposed Changes to 529 Plans Would Dampen Their Appeal

In his State of the Union address Tuesday, President Obama proposed changes to 529 college plans that may force the 7 million families using them to rethink their college financial game plan. Currently, you can make contributions to a 529 plan, invest those funds, and eventually withdraw the earnings tax-free as long as the money is used for …

Protect Your Money While Studying Abroad

Studying abroad is a once-in-a-lifetime opportunity, but you need to take steps to protect your money during your travels. Here is what to do before, during, and after your study-abroad adventure: Before You Go Bring the right card. Choose a credit card that’s widely accepted where you’re going. If you’re not sure, call your credit …

Categories: Education, Travel

Should You Live at Home to Save Money During College?

What would you say to shaving off about $10,000 a year from your college expenses? The average college graduate leaves school with more than $29,000 in student loan debt, but one common option to reduce that figure by thousands of dollars is to live at home instead of on campus. The average annual cost of room and …

Categories: Education, Family, Housing

Tax Guide for College Students

College is a huge step toward adulthood. Going to class, homework and studying, holding down a job, figuring out a way to pay for college, and trying to make yourself marketable for a job after graduation – that’s exhausting just to type. One more step to adulthood is filing taxes. As a college student, filing taxes can …

Categories: Education, Taxes

Coding Boot Camps: Three Months to Six Figures?

The mention of coding boot camps may conjure images of helmets and laptops. Far from it. They’re intensive programs, nine to 12 weeks on average, that provide training in computer coding so students can land jobs as Web developers. Such programs are increasing in popularity and reportedly had 2014 tuition revenue of $59 million. They often claim to increase your …

How to Build Good Credit in College

The typical college student has a lot to worry about – paying for school, classwork, holding down a job, and of course that little issue of figuring out what to do with your life. A good credit score might not be too high on the priority list for most college students. In fact, the average …

How Student Loans Affect Your Credit

Whether you’re making your payments on time, paying extra every month, or struggling to pay the debt, student loans impact your credit report and score – for the good and the bad. Here’s how: Accentuate the Negative Any time you fail to make a student loan payment on time, this is going to have a …

Should Community College Be Free?

Attending community college is already a great way for some students to ease their student loan burdens. But President Obama unveiled a proposal Thursday that could erase that burden altogether, offering two years of free community college to students “willing to work for it.” Obama is expected to formally announce the plan while speaking at a community …

Categories: Education, Loans

How to Avoid Scholarship Scams

Anyone who’s in or entering college is certainly aware of the abundance of graduates dealing with student loan debt. Scholarships, like grants, are a way to reduce that debt. Free money to pay down tuition or living expenses? Who wouldn’t want it? Unfortunately, it’s not all good. With scholarship opportunities come scholarship scams. Several hundred thousand students …

How to Choose the Right Major

Spring semester is about to start, and if you haven’t declared a major yet, your “exploratory” or “undecided” days may be numbered. But choosing a college major is a big decision. When you pick a major, you’re not only dictating what you’ll be studying for the next few (or more) years in college, but what career opportunities you may have …

Categories: Careers, Education

Seven (Extreme) Ways to Go to College for Half Price or Less

College-bound students can be excused for their looming fears of dealing with student loan debt after graduation. We’ve talked about ways to get your student loans forgiven, but what about not having student loan debt at all? Here are a number of options to drastically reduce your tuition costs: Attend a Tuition-Free College This may cause the 40 …

Categories: Education, Travel

College Financial Guide: Housing

A huge part of the college experience — and college costs — is housing. Before you sign that lease, choose your roommate, or start packing for the dorm, here is what you need to know to make the right choice for you and how to save: Living in the Dorms One of the most iconic …

Categories: Education, Housing

Why I’m Going Back to Grad School — Or Not

To go or not to go? That is the question. If you’re in a mental traffic jam about graduate school, this post is for you. The grad school debate has been going on for years in my own head, and in the minds of countless others. With the rapid evolution of technology, emerging sectors of commerce, and century-old …

Seven Practical Gifts for College Students

The holiday season is well under way. If you’ve got someone on your list who’s headed to college next semester or already there, here are some practical suggestions to send them back to school with a smile: Gift cards. Funds are usually low in college, so a gift card is always welcome and generally a …

Categories: Education, Family, Shopping

College Financial Guide: Filling Out the FAFSA

There usually isn’t a conversation about college without the topic of money coming up. And rightfully so. College is expensive. CollegeData.com estimates that an in-state public college will cost you, on average, $22,826 per year; a moderate private school will cost nearly double that at $44,750 per year. Tack on changing majors, attending graduate school, transferring colleges, …

Categories: Education, Loans

Why a Two-Year Degree May Be Your Best Investment

Most experts agree that the economic value of a bachelor’s degree far outweighs the average cost of earning one. However, recent research has made it painfully clear that a four-year degree is not a good investment for every student. For example, a study by New York Fed researchers showed that the bottom 25th percentile of college graduates earned …

How High School Students Can Financially Prepare for College

Preparing for college can seem overwhelming. The truth is, it’s never too early (or too late) to take steps while still in high school. There are plenty of things you can do to prepare both academically and financially for your big college adventure: Take Challenging Courses and Choose Wisely Many colleges prefer that you take more than …

Categories: Education, Loans

13 Perks to Take Advantage of in College

Not to alarm you, but college is going to cost you a lot of money. Okay, so it’s no shocker that college and money go hand-in-hand. And you’ve probably already accepted that college is going to cost you a nice chunk of change. Hopefully, you’ve made it a point to search for scholarships, apply for …