Education

College Financial Guide: Filling Out the FAFSA

There usually isn’t a conversation about college without the topic of money coming up. And rightfully so. College is expensive. CollegeData.com estimates that an in-state public college will cost you, on average, $22,826 per year; a moderate private school will cost nearly double that at $44,750 per year. Tack on changing majors, attending graduate school, transferring colleges, …

Categories: Education, Loans

Why a Two-Year Degree May Be Your Best Investment

Most experts agree that the economic value of a bachelor’s degree far outweighs the average cost of earning one. However, recent research has made it painfully clear that a four-year degree is not a good investment for every student. For example, a study by New York Fed researchers showed that the bottom 25th percentile of college graduates earned …

How High School Students Can Financially Prepare for College

Preparing for college can seem overwhelming. The truth is, it’s never too early (or too late) to take steps while still in high school. There are plenty of things you can do to prepare both academically and financially for your big college adventure: Take Challenging Courses and Choose Wisely Many colleges prefer that you take more than …

Categories: Education, Loans

13 Perks to Take Advantage of in College

Not to alarm you, but college is going to cost you a lot of money. Okay, so it’s no shocker that college and money go hand-in-hand. And you’ve probably already accepted that college is going to cost you a nice chunk of change. Hopefully, you’ve made it a point to search for scholarships, apply for …

Student Loan Consolidation: Pros and Cons

Graduating from college comes with the acknowledgement of great achievement — and, if you’re like 70% of graduates, a burden on your back in the form of student loan debt. The average college grad leaves school with $40,000 worth of debt. But if you switched majors, transferred colleges, or went on to graduate school, you may be among the …

60 Awesome Student Discounts

One great way to reduce your student loan debt while you’re still in school is to keep to a budget. And one of the best ways to have some fun while sticking to that budget is to take advantage of student discounts. Here are dozens of discounts available to students across the country. Retail Even if …

How to Save for Your Child’s College Education

When families talk about college, the subject of money is never far behind. Seeing so many graduates overloaded with student loan debt, with 19% of borrowers owing more than $50,000 upon graduation, can be pretty scary for parents and students alike. As parents, you think the best thing you can do for your children is to encourage …

How to Build Your Resume in College

Building a resume is a tedious task, especially when you’re still in college. But a solid resume can help you score a great internship or land your dream job (and help you start paying back those student loans). Even though you might still be in school, with barely any experience to speak of, you can …

Categories: Careers, Education

Is This the Perfect Investment for Your Kid’s College Fund?

How’s this for a sweet investment: Anyone can buy it, with no fees or commissions. Its value has gone up by about 130% since 2000 — an 8.6% annualized gain. It’s tax advantaged, so those gains were tax-free. And in that time, investors had virtually no chance of losing their money at any point, even …

Smart Moves Students Can Make Over Winter Break

It’s hard to believe how fast the fall semester has gone by, but winter break is rapidly approaching for many college students. And while it’s perfectly acceptable to take time to enjoy the company of family, unwind after a rough semester, and catch up with friends from home, you can do all that and something productive …

Categories: Careers, Education

12 Common Money Mistakes New College Graduates Make

Life after college graduation can be an overwhelming experience. Your whole world is changing. You may be both thrilled and sad to be done with your college days, excited for the new beginning, and nervous about what the future holds. College may have been the first time you were somewhat on your own financially. But now …

Guide to Studying Abroad

Studying abroad is a general term for taking classes toward a college degree in another country. Program choices vary – you can find study abroad opportunities through your own college or through other colleges, organizations, or companies.We’ll take a look at some of the benefits and drawbacks, the costs (and how to keep them down), and …

Categories: Education, Travel

Common Money Mistakes College Students Make

College is an exciting time of new experiences, learning, and figuring out the rest of your life. Unfortunately, many of the mistakes we make in college can shape our future more than we might realize. If you rack up student loan debt or credit card debt, you’ll be dealing with student loans and other poor money decisions for …

Categories: Education, Loans, Money

Year-by-Year College Financial Checklist

While there are steps you can take to ease your student loan debt at any age, you may actually have the most control over it while you’re still in school. Here’s a semester-by-semester glance at money moves you should make and milestones not to miss. Freshman Year First Semester Fill out the FAFSA (Free Application for Federal Student Aid) as …

Categories: Careers, Education

Online Learning: College Without the Degree (or the Cost)

Online learning is revolutionizing education. Most of us take for granted that we have access to an incredible array of learning resources right at our fingertips. But what’s the point? Unfortunately, we live with a slightly distorted view of what education is and how it works. We go to college not to learn, but to get a …

10 Worst College Degrees to Earn in 2015

Before you decide to go to college — or, more specifically, before you agree to take on a mountain of debt to pay for it — you might want to make sure you’re getting your money’s worth from the experience. Most people go to college to learn, better themselves, and prepare for a career, and many students accomplish that goal. …

15 Ways to Reduce Your Loans While You’re Still in College

Stories of college graduates struggling to deal with their student loans are enough to scare away any bright-eyed college hopeful. If you’re thinking about college or in school right now, there are plenty of steps you can take to help reduce the amount of student loan debt you’ll be saddled with after graduation. Here are 15 ways to reduce your …

Best Student Loans in 2014

Are you having a hard time finding out what the best student loans are? You might also be wondering how to nab the best student loan rates. You’re not alone if you think figuring out how you’ll pay for college is a stressful, complicated process. In this article, I’ll summarize federal student loans and private …

Student Loan Forgiveness: Joining the Military

Dealing with student loan debt can seem unbearable and overwhelming. As I mentioned in 15 Ways To Deal with Student Loan Debt, the average student owes a whopping $40,000 after graduation — but almost one in five students owes $50,000 or more, and 5.6 percent owe over $100,000. Maybe you worked hard to save money in college, diligently …