Family

Are You Spending Too Much on Groceries?

If there is such a thing as an average family of four, there’s nothing average about how much that family spends on groceries. According to the U.S. Department of Agriculture, a family of four with two kids under age 11 spends anywhere from $654.20 to $1,302.20 per month on food. Why the huge disparity? First …

Cheers to the Holidays: Food, Beer, and Wine Gift Guide

We’re in prime gift-buying season. Your list of who to buy for probably includes a foodie, beer lover, and/or wine enthusiast. This is a fun group to buy for because you can really get creative with your gifts. Plus, you can find awesome presents regardless of what you’re looking to spend. Here are some gift ideas …

Dear Mom, You Were Right

Right after the first of the year, I’ll turn 35. And what a life it’s been so far. My childhood wasn’t perfect, but I was raised by parents who showed me they loved me every day. I didn’t always like the lessons they taught me, but I know now that they were always coming from …

Debt and Your Marriage

When you marry your spouse, you’re merging lives. You’ll need to make room in yours for their books and furniture, sure, but also their family, maybe their pet — and, more often than not, their debt. In fact, seven out of 10 Americans enter into marriage with debt, according to debt.org. To make matters worse, those first few …

When Cheapness Goes Too Far in a Marriage

Sarah and I are frugal people. We like to cook at home. We fill our free time with lots of low-cost activities. Our social calendar involves a lot of potluck-style dinner parties. We often do things like make our own laundry detergent. We like to calculate the cost of everything. Still, there are lines we …

Categories: Family

Should You Tell Your Kids About Your Debt?

Parenting is a no easy task, as you already know. There is no playbook or instruction manual to tell you the best way to handle a given situation. One tough parenting dilemma and highly debated issue is whether your children should know when your family is struggling with debt. There are many schools of thought on …

How to Deal with the High Cost of Children’s Sports

After much thought and consideration, my husband and I decided that it is finally time to get our kids started in a few sports and activities this year. And since our two daughters are only 3 and 5, we chose to begin this chapter with a weekly gymnastics class we thought our girls would enjoy. …

Categories: Family, Home and Life

An Introduction to Geocaching, My Family’s Favorite Frugal Activity

On a hot August afternoon, the five of us found ourselves in the shade of an old wooden bridge. There was a wonderful cool breeze blowing through the bridge’s underpinnings, so we sat down for a bit and took a few gulps out of our respective water bottles. When we checked our GPS, we found …

Categories: Family, Frugality

10 Holiday Gifts to Combat Consumerism Fatigue

We’re all guilty of it: You put off buying a present for a loved one, and suddenly it’s too late — so you just throw money at the problem and buy something for buying something’s sake. In the end, it’s a waste of money, and your friend or family member has another piece of junk they …

12 Surprising Ways to Save on Groceries

If you’ve been trying to cut costs to stop living from paycheck to paycheck, the food category was probably one of the first to take a hit. You may have tried slashing your grocery budget to an unrealistic amount and clipping coupons to make ends meet. If this approach is working, kudos to you. But …

20 Financial ‘Rules’ I Hope to Instill in My Children

I relish being a parent. For me, it is deeply satisfying to see children develop from infancy to toddlerhood to childhood and onward through the teen years and into adulthood. I love having conversations with them as they figure out their own morality and sense of right and wrong. I love watching their faces as …

Categories: Family, Getting Started

Ten Red Flags of Financial Infidelity and What to Do About It

Financial infidelity is one of the most dangerous things that can happen in a marriage. When one spouse is making significant financial moves without the knowlege of the other, it endangers the financial future of both people and exhibits a disregard for the most fundamental parts of a healthy marriage: trust and communication. Financial infidelity …

Categories: Family, Getting Started

Maternity Leave for Women Entrepreneurs

In addition to the steady paycheck, another big perk of working in the corporate world is often the benefits package. For some, that includes six to 12 weeks of maternity leave. When you become an entrepreneur, the safety net quickly vanishes, and you’re left all alone to find your way. For this reason, many female business owners barely take a break …

Best Home Security System for 2014

Home security is often not addressed until an intrusion has already occurred. According to the FBI, more than 2 million burglaries were reported in 2012. However, homes with alarm systems have shown to be 300% less likely to be broken into. It’s evident that the majority of us are not doing everything we can to …

11 Money Moves to Make Before Becoming a Mommy-Preneur

For years, I sat behind a desk crunching numbers, analyzing spending trends, validating financial transactions and generating reports. (Sound exciting?) Although the day-to-day routine bored me out of my mind, I did what most logical people would do and sucked it up. After all, the money was good and I worked with a decent group …

A Frugal Guide to Amateur Astronomy

Several months ago, I had a wonderful evening with my six year old daughter where we spent more than an hour (up until bedtime) in the backyard under the night sky, looking up at the stars. We talked about how big the universe is. We talked about how most of the dots in the sky …

Categories: Family, Frugality

The Ultimate Guide to Getting Free Kid’s Clothes

In 2009, I had my first child, a girl I named Lydia Rose. She was beautiful and dainty just like a baby doll, and I loved dressing her up in cute little outfits and taking all kinds of pictures. Unfortunately, those first few years turned out to be expensive. Since I wasn’t all that frugal …

How to Prepare Your Finances for a New Baby

I was once told there’s never a right time to have a child, and you can never prepare enough once they’re on the way. After seven years of parenting, I definitely agree with the first part of the statement. As for the second half? You never know what will happen after your child is born, …

Categories: Family, Home and Life

17 Strategies to Survive Working From Home With Children

If you’ve ever thought working from home with small children beats driving to the office each day, you may be sadly mistaken. My children are definitely the apple of my eye, but they can be a handful anytime I sit down to complete an important task. It’s almost as if they have an internal switch …