friends passing money at a bar

Handling Financially Irresponsible People

One of the greatest challenges for people attempting to adopt or maintain a life of financial responsibility is the presence of financially irresponsible people in

child holding homemade birthday cake

Frugality and the Challenge of Raising Children

My children get off the school bus each day at around 3:30. The bus stop is two houses down from our house, so as soon

pouring glass of wine at a winery - how to ship wine

How to Ship Wine (Legally) Through the Mail

With the holidays fast approaching, many people aged 21 and older are getting ready to put down their kale smoothies and pick up the bottle of vino.

kid at disney world - disney vacation account disney savings account

The Disney Savings Account: Is There a Better Way to Save for Your Dream Vacation?

While there’s no denying that Disney vacations are expensive, there are plenty of ways to save money on your trip. Stay in an off-site condo instead of

money jar - savings

How Much Could You Save for the Holidays if You Started Right Now?

It’s mid-October, which means it’s too early to break out the Christmas lights and holiday streamers. We’ve still got Halloween to get through, right? And


Best Home Security System for 2016

The best home security systems have a proven track record in protecting homes and their valuable contents. Unfortunately, many people don’t address home security until it’s too

Father and child holding hands, walking down the street.

Best Term Life Insurance for 2016

We all hope that we’ll always be there for our loved ones, but sometimes life has other plans. An unexpected death can put a financial,

Teen driver

Best Cheap Car Insurance for Teens for 2016

Car insurance for teens, by definition, isn’t cheap. Little driving experience and a statistically higher chance of accidents makes teens a big risk to insurers.

child holding homemade birthday cake

How to Celebrate a Child’s Birthday Without Breaking the Bank

This past weekend, my daughter celebrated her birthday in a relatively quiet and subdued fashion. Some of her friends who have reached the same age

stay at home mom returning to work

Five Ways Stay-at-Home Parents Can Get Back Into the Workforce

The number of stay-at-home moms rose during and after the Great Recession, reaching 29% of American mothers in 2012, according to Pew Research. But, not

couple at odds

‘I Almost Married a Money Nightmare’

Have you ever felt grateful a relationship didn’t work out? Have you ever looked around at what you have now and thought, “Dang, I really

joint account vs. authorized user credit card

Authorized Users vs. Joint Accounts: What’s the Difference?

Whether you’re married, in a relationship, or single, you’ll maintain a personal credit score and credit history. However, there may be times when you want

disney world

The Disney Hangover: Are Brand-Name Vacations Worth the Price?

If you ask nearly any American kid about their trip of a lifetime, almost all will mention Walt Disney World or Disney Land. Obviously, my

couple sharing milkshake - joint checking account

Til Death Do Us Check? When a Joint Bank Account Makes Sense

First comes love, then comes marriage, then comes… a joint checking account. Combining assets when uniting as a married couple seems only natural, and often

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Why and How to Open a Roth IRA for Your Child

The Roth IRA is one of the most powerful retirement tools available, giving you the benefits of tax-free growth and tax-free withdrawals. It’s also an

young girl holding butterfly

Why I’m Saying No to Travel Sports for My Seven-Year-Old

I never really learned to appreciate summer as an adult until I became a mother. But now that I have two kids – and especially

laptop with baby toys scattered around it

Why I’m Glad I Resisted the Urge to Become a Stay-at-Home Mom

Anyone with small children knows what a huge challenge working and raising kids can be. Each hour you spend away from your kids is one

family hiking in the smokey mountains park

Our Family’s Free Summer Activity Checklist

Sarah and I have three children, and as a result, summer vacation means many weeks in which the children are at home. Given our district’s

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