08.02.17
back to school shopping - sneakers and shoes

Five Back-to-School Items I Refuse to Buy This Year

Is there anything that says “summer is basically over” quite like the arrival of next year’s school supply list? Since my children’s school follows a “modified,

07.27.17
mom and her adult son making embarrassed face

Why Making Trade-Offs Is the Most Important Financial Lesson I Learned

As an ’80s baby born to an insurance salesman father and a stay-at-home mother, I grew up watching my parents scrimp and save. My mother

07.22.17
mom teaching son how to cook

Nine Skills Worth Teaching Your Children to Build Personal and Financial Independence

Two days ago, I posted an article entitled Nine Skills Worth Learning for Any Career – and How to Learn Them. The goal of the

06.05.17
bride and bridesmaids walking up stairs

When You Can’t Afford to Be a Bridesmaid

Several years ago, Sylvia Inks was caught in an uncomfortable dilemma. A childhood friend asked her to be the maid of honor at her wedding, but

06.02.17
Cropped image of young couple holding hands while sitting on the couch at the psychotherapist. Doctor is making notes

Financial Infidelity: 4 Steps for Healing Marriages Torn by Finances

“…for better, for worse, for richer, for poorer…” Millions of Americans make those vows each year, but an alarming number of marriages end in divorce.

05.09.17
college graduation party - practical graduation gift for grads in debt

Seven Practical Gift Ideas for the Indebted College Graduate

Google “gift ideas for college graduates” and you’ll find a dizzying array of tchotchkes whose sole purpose is to impress or entertain. Buzzfeed, for example,

05.03.17
family playing board games

A Great Day with the Kids… on the Cheap

Over the past few years, my wife has been working hard to earn her masters degree in education in order to become a better educator.

04.23.17
student loan mistakes stress woman worry

A Frugal Wedding Adventure, Part 2: The Planning Fallacy Strikes

In Part 1 of this frugal wedding mini-series, I talked about how my fiance and I are trying to spend just $2,500 on our wedding.

04.19.17
parents walking with toddler

Six Money Lessons I Learned From My Kids

While my husband and I have always worked hard, we didn’t really care about money until our late 20s. We felt the money we earned

04.13.17
kids flying kites

Have an Amazing Family Summer Without Breaking the Bank: 20 Low-Cost Family Summer Activities

We have three children. My wife is a teacher. I have a fairly flexible job that gives me freedom to work whatever hours I like

co-sign a loan

Just Say No to Co-Signing (Your Credit Will Thank You)

There is no shortage of mistakes you can make when it comes to your credit. Missing your payments, running up large credit card balances, and

family playing board games

Eight Frugal Ways to Ward Off Cabin Fever

Snowmen and hot cocoa are nice and all, but for many of us the novelty of the cold and snow begins to wear off shortly after

02.13.17
family playing together

Fancy Vacations? What Kids Really Want Is Your Time

Ever since my husband and I had children, family vacation has always been a priority in our house. At least once per year, I love

02.02.17
heart shaped cookies - frugal valentine's day gifts

How to Find the Perfect (Frugal) Valentine’s Gift

When it comes to holidays that place unreasonable expectations on our wallets, Valentine’s Day has got to be the worst. Every time early February rolls

01.29.17
mom and pouting daughter telling kids no

How and Why to Tell Your Kids ‘No’

Do you ever get sick of telling your kids “no” all the time? Do you feel bad saying “no,” even though you know you should? This

01.18.17
hands making heart shape - planning an affordable wedding

A Frugal Wedding Adventure: The Planning Phase

I recently got engaged. I managed to stay frugal throughout the entire process. The ring did not set me back three months’ salary. I got a

12.11.16
wrapping christmas gift

Why I’m Not Buying My Husband a Christmas Present This Year

Now that the holiday shopping season is wrapping up, I’m happy to report I’m finally done. Done trying to come with up practical gifts my

12.06.16
three children on the floor

The Financial Decision of a Lifetime: Should I Have Children?

As I write this, I’m sitting in the overstuffed chair in our living room waiting for my three children to get off the bus, as