Woman shopping apparel at Walmart

The Social Cost of Frugality

Scott writes: I’m curious to see what the Simple Dollar’s opinion is on the social cost of purchasing cheap items. I tend to be rather frugal

Cutting Back on Frugality

Some Thoughts on “Cutting Back” on Frugality

It’s a pretty typical story. Person reaches a financial breaking point. Person begins to use frugality to cut back strongly on their expenses. Person pays

running on a treadmill

Five Things I Was Willing to Give Up to Save Money

Several years ago, my husband and I realized that we weren’t realizing our financial potential. We weren’t hugely in debt or spending frivolously… but we were

cloth napkins

12 Items That Pay for Themselves Tenfold or More

When you’re trying to live a frugal lifestyle and save money, it can seem counterintuitive to buy anything new. Yet, that’s exactly what many money-conscious

students in classroom

The ‘What Should I Major In?’ Question

Every once in a while, I’ll get an email from a high-school-aged reader – or the parent of a high-school-aged student – who is looking for

grilled cheese and tomato soup

26 Favorite Cheap-and-Easy Meals

If you ask a roomful of people what their biggest budget busters are, many of them will say their food spending is an issue. In

kid doing home depot project

20 Ways to Make a Great Birthday for Your Child When Money Is Tight

One of the most difficult experiences when you’re a parent is not having enough money to make your children’s special days feel very special at

mason jars

15 Simple Money-Saving Strategies for Storing and Preparing Food at Home

Food. It’s a human need. We all need food to survive. However, at the same time, it’s an expense. It drains our wallet every day,

bicycling on street

Walking, Bicycling, Driving, and Cost-Effectiveness

Recently, it was announced that a grocery store is opening within two miles of my home. This is actually pretty good news for me as,


How to Save Money: 100 Great Tips to Get You Started

No matter where you are on your financial journey, you need to know that it’s possible for anyone to turn their financial life around. Sometimes

Chicken Alfredo

Is Time Economy a Good Justification for Wasting Money?

The other day, I had a great conversation with a reader who wrote in to discuss why I advocate the value of maintaining your stuff,


40 Ways to Save Money on Monthly Expenses

One of the biggest challenges in personal finance is figuring out ways to spend less money — and one of the best ways to accomplish

woman modeling engagement ring

Financial Advice That Needs to Die

Recently, one of my friends was curtain shopping when she received some pretty crazy advice from a friendly store employee. “You should expect to spend

Personal Finance Focus

Choosing Your Personal Financial Focus

When I first started my professional life, my main financial focus was on my career. I tried really hard to establish a great professional foundation

bride and groom kissing outdoors

20 Ideas for a Frugal (Not Cheap) Wedding on a Budget

“Angela” writes in: What advice do you have for a frugal wedding? We’re getting married this fall and want to explore as many cheap wedding

switching a light bulb

Light Bulb Showdown: LED vs. CFL vs. Incandescent

Just a couple decades ago, light bulbs were light bulbs. No matter your budget, you really had only one choice when it came to interior

couple moving into new house

19 Things a New Homeowner Should Do Immediately to Save Money

So you’ve just moved into your nice new home. You’ve unloaded the boxes and started to unpack your life. Right now is the perfect time

girl roasting a marshmallow

A Basic Guide to an Inexpensive and Incredibly Fun Family Camping Vacation

This summer, my family and I are going to be camping in northern Wisconsin for several days. We plan on camping at two different locations

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