01.13.12

Reliability Is the Most Important Feature (12/365)

Far and away, reliability is the most important feature when buying a product you’re actually going to depend on regularly in your life. From washing

01.12.12

Do the Research (11/365)

A friend of mine told me that for every $100 he spends on buying an item, he devotes an hour of research to the purchase

01.11.12

Automate Your Savings (10/365)

Whenever I find myself with extra cash in my pocket, I’m often tempted to spend it. I usually look at that cash as having already

01.10.12

Talk About Your Money, Especially with Your Partner (9/365)

For the first two years of our marriage, Sarah and I barely spoke to each other about money. We’d touch base with each other just

01.09.12

Keep Track of Your Progress (8/365)

One of the best personal finance tasks I ever took on was building a personal net worth calculator. It was a simple little thing (in

01.08.12

Master the Thirty Day Rule, Too (7/365)

Yesterday, we talked about the ten second rule, which you can use to protect yourself against impulse buys that are well within the limits of

01.07.12

Master the Ten Second Rule (6/365)

I’ve been going to the same barbershop most of the time for the last fifteen years or so. We grew up in the same area,

01.06.12

Record Every Penny You Spend in a Month (5/365)

One of the most generic personal finance suggestions is to “create a budget.” The advice usually revolves around setting aside money from your paycheck for

01.04.12

Spend Less Than You Earn (3/365)

If there is a single mantra of The Simple Dollar, it’s this one. Spend less than you earn. There’s a reason that it’s my first

01.03.12

Realize That You’re Not Alone on This Journey (2/365)

When I first reached my financial bottom, I felt desperately alone. I wrote about the pain of that financial bottom a while ago: In short,

01.02.12

Take Little Steps, Not Big Ones (1/365)

The little boy you see in the picture above is my youngest son. He just learned to walk a few months ago, and all of

01.01.12

“365 Ways to Live Cheap Revisited”

In 2008, I published a book entitled 365 Ways to Live Cheap. The book itself is pretty straightforward. It’s a collection of 365 specific tactics

12.30.11

Judging by the Extremes

A couple days ago, I watched a program on TLC called Extreme Cheapskates, which featured people doing things like using reusable toilet paper and cooking

12.24.11

Dealing with Holiday Leftovers

If your family holidays are anything like mine, you’re left with piles of remnants: torn-up wrapping paper, empty boxes, and extra food litter the house.

12.23.11

How to Find Good Stuff at Goodwill (and Other Secondhand Stores)

I’ve mentioned quite often that I tend to shop at Goodwill/consignment shops/secondhand stores for various items. Whenever I mention this, I tend to get a

12.21.11

Five Cheap Shirts or One Good One?

As many of you know, I sometimes buy shirts and other items of clothing at Goodwill, thrift stores, and consignment shops. I don’t have too

12.20.11

Does a Basement Greenhouse Really Save Money?

When I was a child, my father used to grow plants in our basement all year long. I remember going down there in the middle

12.17.11

Beginning Frugality with the End in Mind

One of the most empowering things I do on a regular basis is to create a detailed sketch of what I want my life to

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