02.20.12

Don’t Tolerate These Four Fees (50/365)

One of the surest signs that it’s time to switch to a new bank comes when you examine your monthly statement and see a lot

02.19.12

Get a Savings Account that Offers Better Interest (49/365)

Yesterday, I talked about the value of getting a (small) interest rate on your checking account. A similar tactic applies for savings accounts. Getting a

02.18.12

Get a Checking Account That Offers Interest (48/365)

Interest rates are a funny thing. While interest is always a good thing to earn, predicting the exact rate you’ll get is far from an

02.17.12

Get a Bank Card with a Very Large Fee-Free ATM Network (47/365)

For the last few weeks, we’ve been focusing on how to save money on transportation. Now, we’re going to start looking at another potential money

02.16.12

Plan Ahead for a Car Replacement (46/365)

When Sarah replaced her first car (an old Toyota Celica) with her second car (a Mercury Sable of about 1999 vintage), she was financially unprepared

02.15.12

Pay for Car Repairs with a Credit Card (45/365)

The usual personal finance advice tells people to avoid credit cards like the plague. The reason for that is quite straightforward. Credit cards make it

02.14.12

Shop Around for Car Repairs (44/365)

This is one of those tips that you hear and immediately think, “Easier said than done.” Why? Most of the time when you need a

02.13.12

Don’t Get Optional Stuff During Maintenance (43/365)

Whenever I get an oil change at one of those typical oil change places (think JiffyLube or something similar), I’m inundated by requests for tons

02.12.12

Don’t Speed – Instead, Use Cruise Control (42/365)

A few years ago, I was pulled over for going 61 miles per hour in a 55 miles per hour zone. I mumbled and grumbled

02.11.12

Eliminate One of Your Cars Entirely (41/365)

Over the last few days, I’ve talked about a lot of options that you can use to get to work and run errands without the

02.10.12

Use a Bicycle (40/365)

The winter is easily my least favorite season. It is very difficult to be outside for a long period of time when the temperature is

02.09.12

Carpool (39/365)

Yesterday, I wrote about how taking public transportation can save you money even if you just let a car sit in the driveway while taking

02.08.12

Use Public Transportation (38/365)

When I was in college – and for the first several months of my post-college career – I was an avid user of public transportation.

02.07.12

Practice Good Gas Conservation Habits (37/365)

One of the fun things about my wife’s car is that it has a constant readout of the miles per gallon on the dashboard. It

02.06.12

Minimize Your Load (36/365)

Depending on the specific model, your car loses 1-2% fuel efficiency for every 100 pounds of extra weight in the car. That’s a surprising amount

02.05.12

Use the Manufacturer’s Maintenance Schedule (35/365)

Of all the useful specific pieces of information in your car’s manual, the manufacturer’s maintenance schedule is perhaps the most useful. It tells you exactly

02.04.12

Don’t Get an Oil Change Every 3,000 Miles (34/365)

Whenever I go get an oil change (often, whenever I find myself with a good coupon to a local oil change service provider), I always

02.02.12

Air Up All of Your Tires (32/365)

Every weekday, I drive my daughter to preschool. It’s a nice routine, one that gives me a chance to spend some time with her. I