01.21.12

Don’t Use the Stove when the Microwave Will Do (20/365)

Let’s get this out of the way right off the bat. For the specific task microwaves excel at, they’re much more efficient than stove tops

01.20.12

Air-Dry Your Clothes Instead of Using the Dryer (19/365)

On any given day, if you were to wander into our laundry room, you’d find damp clothing hung up, laid out, or somehow exposed to

01.19.12

Make Your Own Powdered Laundry Detergent (18/365)

I’m often stunned at the high price of laundry detergent. If you’re buying Tide, for example, even if you buy the jumbo pack in multiples,

01.18.12

Clean Out Your Dryer Lint (17/365)

This seems like such a simple thing. Most of us do this as a matter of course whenever we dry a load of laundry in

01.17.12

Use Cold Water for Most Clothes Washing (16/365)

It’s simple. If you use hot water at home to wash your clothes, heating the water is the single largest expense of running a load

01.16.12

Shop Patiently (15/365)

When we were first considering a move into our current home, my wife and I made a list of things that we wanted to have

01.15.12

Consider Last Year’s Models (14/365)

A few weeks ago, I found myself at a local department store looking at microwave ovens. While I was browsing the ovens on sale there,

01.14.12

Look for the EnergyStar Logo (13/365)

When you’re trying to determine which product to buy, one valuable calculation to make is the total cost of ownership of the item. For example,

01.13.12

Reliability Is the Most Important Feature (12/365)

Far and away, reliability is the most important feature when buying a product you’re actually going to depend on regularly in your life. From washing

01.12.12

Do the Research (11/365)

A friend of mine told me that for every $100 he spends on buying an item, he devotes an hour of research to the purchase

01.11.12

Automate Your Savings (10/365)

Whenever I find myself with extra cash in my pocket, I’m often tempted to spend it. I usually look at that cash as having already

01.10.12

Talk About Your Money, Especially with Your Partner (9/365)

For the first two years of our marriage, Sarah and I barely spoke to each other about money. We’d touch base with each other just

01.09.12

Keep Track of Your Progress (8/365)

One of the best personal finance tasks I ever took on was building a personal net worth calculator. It was a simple little thing (in

01.08.12

Master the Thirty Day Rule, Too (7/365)

Yesterday, we talked about the ten second rule, which you can use to protect yourself against impulse buys that are well within the limits of

01.07.12

Master the Ten Second Rule (6/365)

I’ve been going to the same barbershop most of the time for the last fifteen years or so. We grew up in the same area,

01.06.12

Record Every Penny You Spend in a Month (5/365)

One of the most generic personal finance suggestions is to “create a budget.” The advice usually revolves around setting aside money from your paycheck for

01.04.12

Spend Less Than You Earn (3/365)

If there is a single mantra of The Simple Dollar, it’s this one. Spend less than you earn. There’s a reason that it’s my first

01.03.12

Realize That You’re Not Alone on This Journey (2/365)

When I first reached my financial bottom, I felt desperately alone. I wrote about the pain of that financial bottom a while ago: In short,

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