woman on cell phone

Six Bills You Can Negotiate Down to Save Money

If you have a love-hate relationship with your monthly bills, you’re not alone. While most of us enjoy a modern lifestyle and all the perks that

Nicolas Berggruen speaking

Some Lessons from the ‘Homeless Billionaire’

Over the past several years, a number of media articles have popped up that discuss Nicolas Berggruen, a person known colloquially as “the homeless billionaire.”

affordable engagement rings

Tips for Finding Affordable Engagement Rings

Choosing an engagement ring should be simple in theory. Pick out a ring, buy it, and propose to the love of your life (who will,

cooking with Le Creuset pot

How to Find Luxury in a Financially Responsible Life

Being financially responsible in the modern world comes with a particular set of challenges. One of them is the fact that we are, as a

women gossiping

The Power of Not Caring What Anyone Thinks

Just last month, I said yes to a speaking gig at a Chamber of Commerce meeting a few towns away. I said yes even though

balloons in a young girl's hospital room at UVA Childrens Hospital

On Money and Personal Challenges

As I write this, I’m sitting alone in a hotel room. My daughter had a five hour surgery this morning (and early afternoon) that comes

Walden Woods

15 Free Kindle Books to Inspire You to Great Things

The Kindle is an absolute treasure trove of great free and inexpensive books – if you know where to look. Unfortunately, many of the true

affordable wedding invitations

How to Find Affordable Wedding Invitations

The invitation is such an important part of every wedding. It sets the tone for your whole ceremony and reception weeks in advance — so

wood tracks

Program Your Autopilot: 10 Good Money Habits and How to Form Them

They say that “old habits die hard.” However, new research shows it might not take that long to form new ones. According to a study released

working in coffee shop / working in NY Public Library

The Frugal Magic of Substitution – and 25 Ways to Make the Magic Happen

As I write this article, I’m sitting at a desk in the Ames Public Library. APL is a really nice library with a ton of

guy eating giant pizza at Big Lou's

74,476 Reasons to Get the Bigger Pizza… But Is It Really a Value?

Recently, NPR’s Planet Money team posted a great article entitled “74,476 Reasons You Should Always Get the Bigger Pizza.” In that article, the team analyzed

verizon iphone

Fed Up With Verizon and AT&T? Try One of These Cheap Cell Phone Plans Instead

Are you starting to despise your Verizon Wireless cellphone bill? If so, you’re probably not alone. According to CBS News, the average Verizon phone bill surged

Photo: Prescott Park Arts Festival via Facebook

40 Free (or Extremely Low-Cost) Things I Genuinely Enjoy Doing – and You Might, Too

A reader recently “called me out” via Facebook: I don’t really buy your claim that there are more “free” things to do than you have

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How to Build a Strong Frugal Mindset

Over the past few years, I’ve developed a surprisingly strong mindset for making naturally frugal choices, to the point where non-frugal choices often feel inherently

How to Coupon at $50 an Hour

In the past, I’ve shared a ton of details on how we collect and use coupons. With that in mind, I thought it might be

roller coaster

A Look at Our Inexpensive Vacation in Wisconsin

Last summer, my family went on a rather expensive family vacation in the southeast United States. As is our family tradition, we try hard to

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How to Avoid Getting Cut by the Cutting Edge

When I graduated from college in 2002, smartphones were just beginning to become popular. There were several different types floating around out there, most with

garden vegetables

How to Maximize the Value of Abundant Fresh Foods: Lessons from a Gardener and CSA Member

One of the pleasures of the summer season is the abundance of fresh foods available. From early summer through the middle of fall, gardens and

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