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Making Today a Part of Your Meaningful Life

“Modern man is conditioned to expect instant gratification, but any success or triumph realized quickly, with only marginal effort, is necessarily shallow. Meaningful achievement takes

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Handling Financially Irresponsible People

One of the greatest challenges for people attempting to adopt or maintain a life of financial responsibility is the presence of financially irresponsible people in

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Frugality and the Challenge of Raising Children

My children get off the school bus each day at around 3:30. The bus stop is two houses down from our house, so as soon

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‘What Do You Want for the Holidays?’ for Frugally-Minded Folks

My extended family has always been very passionate about giving gifts. We enjoy hunting for and finding interesting gifts for each other. We often make

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Some Thoughts on Hating Your Job and What You Can Do About It

With the exception of about two years of my adult life (split into two periods), I have never actually hated my job. I’ve usually been

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Money Boosts From Unexpected Places: 10 Areas of Personal Growth That Link Well With Personal Finance Success

For many people, “personal finance” becomes a separate and distinct area in their lives, completely blocked off from how they choose to spend their time

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Six Simple Skills Everyone Can Learn to Improve Their Earnings Potential at Work

The core message behind The Simple Dollar can be boiled down to five simple words, words that have been repeated many times on this site.

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Filling the Empty Spaces

See if this sounds familiar to you… You’re sitting there waiting for something to happen. Maybe you’re in a doctor’s office waiting room. Maybe you’re

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Personal Finance and Magical Thinking

Like most people, I like to daydream about a stage later in my life where all of my financial worries are taken care of and

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Three Big Reasons It Costs More to Be Poor

While even high-earning Americans often struggle with money, making ends meet is particularly difficult for the poor. Americans in the lowest income bracket spend an astonishing 182% of their income.

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Eight Discount Grocery Strategies That Will Keep Your Food and Household Prices Low

This week, we’ve taken a serious look at making your food cheap. We’ve looked at using a $1-per-meal strategy and then some ideas for implementing

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Best Online Brokers for Beginners

I started managing my own money in a brokerage account almost 10 years ago. I had a little bit of money saved, and I didn’t

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What Should I Do With My Life? The Fundamental Question of Personal Finance – and a Surprising Answer

For most of my life, I’ve just drifted. I would work passionately at one thing for a while, then I’d burn out on that thing


Five Strategies for Finding Other Frugal and Financial Independence Minded People

One of the biggest concerns that people have when they’re financially rebooting their life is how they’re going to find people to fill their social

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The Closet Lesson: What the Stuff in Your Closet Can Teach You About Personal Finance

Over the past few weeks, I’ve been working on a long-term project of cleaning out the various closets and storage spaces around our home, determining

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Attentional Bias: Why You Talk Yourself Into Buying the Thing You’re Obsessing Over in Your Head… and How to Stop It

Every few days, my attention will be grabbed by some new thing (or, on occasion, some old thing that had slipped my mind). Maybe it’s

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Breaking the Cycle of Repeated Financial Mistakes

Human beings are creatures of habit. Most of the time, those habits are a good thing – they ensure that our basic needs are met

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Don’t Think About What You Want. Think About What It Would Take to Get It.

One of the easiest personal finance tips out there is to simply stop wanting more stuff. It’s simple, but it’s true – if you had

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