millennials

Some Thoughts on the ‘Lost Generation’

Recently, I had a long email conversation with a reader about 10¬†years younger than myself. He’s firmly a member of the millennial generation, whereas I’m

woman looking out car window

How to Avoid Beating Yourself Up Over Little Mistakes

I have this little voice in my head that likes to slam me for the missteps I make. If I eat too much at supper,

woman shopping in book store

Five Strategies for Avoiding (or Talking Yourself Out of) Hasty Purchases

The biggest personal finance mistake I make on any sort of a regular basis is to visit a store of any kind where I know

02.14.17
houses millionaires next door

How to Become ‘The Millionaire Next Door’

One of the most influential books I’ve ever read in terms of shaping my thoughts on personal finance and helping me figure out what to

movie theater

Supporting a Passion for Movies on a Reasonable Budget

Erica writes in with a question for the Mailbag that wound up with an answer that was just too long: My husband and I are

woman's reflection in mirror

Taking a Hard Look at Your Future Self

One of the most powerful concepts I’ve ever come across in my years of studying and thinking about personal finance issues is the concept of

lodge enameled cast iron pot - products you can buy for life

The ‘Buy It For Life’ Compendium, Volume 2

About two years ago, I published a lengthy compendium of “buy it for life” product suggestions, because I’m regularly asked such in the reader mailbag.

three arrows

What Kind of Retirement Is Right For You?

I had a great lunch today with an old friend of mine. We used to work together and he was a couple of decades older

girl and dog looking out window of car

Don’t Worry about the Destination. Focus on the Journey.

In 2017, I’ve chosen to take on a number of personal challenges. I’m trying to lose weight, with a goal of achieving the same weight

juice cleanse

A Financial Cleanse?

An old dear friend of mine has an absolute fascination with the idea of “cleanses.” She’s constantly trying out juice cleanses and organic fruit cleanses

01.27.17
couple sharing milkshake - joint checking account

15 Frugal Date Nights

Although my wife and I have been married for almost 14 years (and we dated for six-plus years before that), we still put effort into keeping

woman shopping for produce at whole foods

The Magic of Hedonic Adaptation

If you’re wondering what on Earth “hedonic adaptation” is, keep reading. It’s a fancy term for something that’s actually pretty straightforward. The other day, I

walking the line

A Financially Sensible Plan for Handling Career Burnout

I faced what I consider to be “career burnout” at three points in my life. In 2004, I was getting burned out on uncertainty. My

woman's reflection in mirror

The Key to Financial Success Is Being Accountable to Yourself

Over the years, I’ve written about literally thousands of tactics for spending less money, earning more money, and putting that extra money to work to

01.18.17
young man writing on train

How (and Why) to Write a Career Plan

Last Friday, I published an article entitled Does Spending Pennies to Make Dollars Really Make Sense? In it, I made the case that spending money

01.17.17
boy playing in snow

Using Mini-Games for Financial and Personal Improvement

Let me tell you three little stories about myself from the last few months. * * * I was invited to a party with about

01.14.17
woman jumping for joy what to do if you win the lottery

Frugality, Freedom, and Peace

A few days ago, my oldest son flushed the toilet on the main floor. When he did that, two things happened. First, the chain attaching

pennies dollars coins cash - starting a small business

Does ‘Spending Pennies to Make Dollars’ Really Make Sense?

You come home from work. There’s a big pile of laundry that needs to be sorted and washed. You also need to make dinner. You

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