nervous looking woman in office waiting room

Thoughts Become Desires

One of my biggest work distractions is looking at interesting websites, particularly ones that I think will help improve my life (this might sound an

mistakes

The Dirty Dozen: My 12 Biggest Financial Mistakes of the Last 10 Years and How I Wish I Had Done Things Differently

When I write about my own personal finance experiences, it’s easy to report on the things I did well. Writing about the good moves makes

checklist manifesto

Putting the Checklist Manifesto to Work for Better Financial and Personal Habits

Several years ago, I read a wonderful book called The Checklist Manifesto by Atul Gawande. I thought highly enough of the book after reading it

starting keyless ignition

Eight Money Mistakes the Middle Class Keeps Making

About half of Americans lived in middle-income households in 2014, according to Pew Research. This demographic includes families with incomes two-thirds to double the U.S. median household

03.15.17
friends on couch

The Imitation Game

“You are the average of your five closest friends.” – Jim Rohn I often use that quote on this site because it really hits home

woman reading a book

12 Ways to Use Spring Break to Tidy Up Your Financial Life

In the coming month, many Americans of all ages – not just children – are going to be enjoying spring break. Students, teachers, school employees,

03.11.17
woman working on laptop work from home

How to Write a Great, Simple Business Plan for a Small Side Business

Several weeks ago, I wrote an article on starting a side business as part of my larger 31 Days to Financial Independence series. In that

measuring tape - the observer effect

The Observer Effect and Your Money

Recently, I’ve been trying to carefully track my working time in order to get some sense as to how I spend my time, what times

03.08.17
sad dog

The Real Costs of Dog Ownership

In the summer of 2015, our family collectively decided to get a pet dog. I was by far the least enthusiastic about the idea at

woman looking out window

Finding and Handling Your Money Boundaries

Everyone has boundaries. If you find yourself doing something that makes you bitter, it is time to reconsider. – Peter Singer, The Most Good You

03.01.17
cat in laundry basket - homemade laundry detergent

Revisiting My Homemade Laundry Soap Recipe

One of the most popular articles I’ve ever written for The Simple Dollar is Making Your Own Laundry Detergent: A Detailed Visual Guide. In it,

two women in conversation

10 Simple Investments You Can Make in Yourself for a Huge Return on Your Money and Time

So often, we think of investments as being purely about dollars in and dollars out. If you put $10,000 into an investment with an average

02.25.17
woman working on laptop work from home

12 Strategies for Maintaining Focus While Working at Home

I’ve been working from home on at least a regular basis for more than a decade, and on a full-time basis for nearly a decade.

man in fashionable suit

Status Symbols and Spending Less

I had a wonderful Facebook message exchange with a reader named Pete, who gave me permission to summarize our conversation but not to quote it.

someday

Use the Tools You Have Now Instead of Dreaming of the Tools You’ll Have Later

I had a great conversation recently with a gentleman in his early fifties who, upon being introduced to me and learning that I had been

millennials

Some Thoughts on the ‘Lost Generation’

Recently, I had a long email conversation with a reader about 10 years younger than myself. He’s firmly a member of the millennial generation, whereas I’m

woman looking out car window

How to Avoid Beating Yourself Up Over Little Mistakes

I have this little voice in my head that likes to slam me for the missteps I make. If I eat too much at supper,

woman shopping in book store

Five Strategies for Avoiding (or Talking Yourself Out of) Hasty Purchases

The biggest personal finance mistake I make on any sort of a regular basis is to visit a store of any kind where I know

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