04.29.17
vegetables in a refrigerator

$1 Meal Tactics: Saving Big on Food Costs, a Buck at a Time

A little under a year ago, I wrote an article entitled Using the ‘$1 Per Meal’ Strategy to Save Big Time on Food Costs. In

kid with magnifying glass

Success Through Effort or Advice?

One big criticism that people have made about personal finance writers is that somehow their comments are invalid because they made much of their income

woman looking out window

Happiness and Spending Less Aren’t Mutually Exclusive

Boredom. Sadness. Jealousy. Frustration. Anger. Loneliness. Hopelessness. Those are emotional responses that I hear about all the time from readers who are struggling with adapting

04.26.17
Overworked businessman

How to Handle a Job with Low (or No) Pay Increases

Jason writes in: “I have been working at the same job for the past seven years. It pays well and I am able to save

woman thinking - how to raise your credit score

Just a Little Patience: 14 Ways to Develop Restraint

A couple of years ago, I wrote an article about nine techniques I was using to teach myself patience, because patience was (and still is)

cash down payment

Six Ways to Squash Lifestyle Inflation

If you’re like many middle-class Americans, you’ve worked hard to get ahead and earn more money. And even if your progress is slow, you’re (hopefully)

04.22.17
family eating dinner out at restaurant

Eight Key Strategies to Help Keep Overbooked Families from Overspending

This time of the year, our family always feels incredibly overbooked. Our three children are each in a couple of activities all throughout the year

04.21.17
federal savings bank how to choose a bank or credit union

How to Compare Banks and Credit Unions When Looking for a New Financial Home

Let’s say you’re moving to a new community and thus need a new home for your banking and checking services, or let’s say you’re in

woman looking at reflection

Some Thoughts on Impractical Urges on the Path to Financial and Professional Success

Recently, Ayana Mathis published a wonderful article entitled On Impractical Urges. The focus of the article was squarely on the “cult of success” in America

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The Simple Secret to Sustained Financial and Professional Success

Over the last several years, I’ve paid off hundreds of thousands of dollars in debt and went from the precipice of bankruptcy to a path

04.18.17
hiking with backpacks

A Guide to Rucking, My Favorite Low-Cost Exercise Activity

Over the last few years, I’ve become more and more interested in improving my physical fitness. The reasons are simple. I want to live longer.

04.15.17
startup business loans

Comparative Advantage and Smart Frugality

Whenever I see a long list of frugal activities, I immediately toss out most of the items on that list, not because the list is

long flat road

Assessing Your Financial Progress With Honesty but Without Negativity

I’m going to let you in on a couple of dark secrets about financial improvement. First of all, it’s a slow road. Once you get

04.13.17
kids flying kites

Have an Amazing Family Summer Without Breaking the Bank: 20 Low-Cost Family Summer Activities

We have three children. My wife is a teacher. I have a fairly flexible job that gives me freedom to work whatever hours I like

mustard in grocery store - paradox of choice

Seeking ‘The Best’ Versus ‘Good Enough’

Recently, I had the pleasure of reading Tyler Cowen’s excellent book The Complacent Class: The Self-Defeating Quest for the American Dream. In it, Cowen makes

ancient scriptures

Jewels of Financial Wisdom From Ancient Religious Texts

There are a few basic tenets to follow if you want to grow your wealth without compromising your integrity: Save more than you earn. Watch

student reading book

12 Non-Financial Books That Will Help You Cultivate a Mindset of Financial Independence

Over the years, I’ve written about many personal finance books that have been incredibly valuable to me and to many others in terms of helping

Galileo and pupil

Some Thoughts on the Battle Between Minimalism and Preparedness

One of the biggest struggles I have in my life is this constant battle between two guiding values: minimalism and preparedness. I see great value