cold brew coffee

Don’t Think About What You Want. Think About What It Would Take to Get It.

One of the easiest personal finance tips out there is to simply stop wanting more stuff. It’s simple, but it’s true – if you had

woman looking at piggy bank

Best Business Line of Credit for 2016

The best business line of credit lenders allow you to quickly borrow the exact amount of money you need to help grow your business, exactly


Financial and Personal Success and the Cardinal Virtues

Over the years, I’ve come to understand that financial success isn’t a cause, it’s an effect. What I mean by that is that there are

rolex watch

Some Thoughts on Conspicuous Consumption – and Less Expensive Ways to Show Your Status

A few days ago, I commented on a friend’s wristwatch. I happened to notice it because the face of the watch was black, which actually

taking dollar out of pocket

Frugality and Long-Term Financial Success

Like many people who suddenly realize how bad their financial situation is, we dove hard into frugality during the first few months of our financial

watching tv with remote control

Think You Don’t Have Time to Focus on Your Money? Think Again

For the most part, most of us know how we should be living our lives. We should exercise five times a week, right? And if you

reading a book


“There is a time in every man’s education when he arrives at the conviction that envy is ignorance; that imitation is suicide; that he must

how much does liposuction cost

Achieving Health and Fitness Without Breaking the Bank

Almost every week, I receive a message from a reader looking for strategies to improve their personal health or fitness without spending substantial amounts of

parent and child with piggy bank - how to open a roth ira for your child

Ten Useful Strategies for Learning Financial Self-Control

If you’re anything like me, you’re incredibly tempted several times a day to spend money on something that you don’t really need. Maybe it’s a

reading a book

How to Minimize and Get Maximum Value from a Book Collection

My wife and I are both lifelong reading addicts. We have shelves and boxes full of books around our home, even after several “purges” of

financial mistakes in your 20s

Financial Mistakes You Must Avoid in Your 20s? Why You Need to Be Careful with Online Financial Advice

In the last few days, several readers have shared a video with me that’s been floating around on Facebook. The video is titled Financial Mistakes

dollar bill on fire - budgeting wasting money

Here’s What Happens When You Don’t Have a Budget

Nobody likes talking about the dreaded “B word.” Just mention the word budgeting in a crowd, and you’ll see perfectly reasonable adults turn into petulant


20 Strategies for Radically Cutting Your Food Expenses

The average American family spends $151 a week on food, according to this Gallup poll. That’s actually quite a lot of money when you consider

up and down road

It’s Your Journey, Not Theirs

Earlier this month, I was traveling with my family in Toronto. I was waiting outside of the CN Tower for my family to meet up

forrest gump with small suitcase

The Small Bag Experiment

For years, I’ve enjoyed the writings of James Altucher (recommended reading: his book Choose Yourself). Although the man has made millions over the years, in

man in the forest

The Forest and the Trees of Financial Independence

A few days ago, I happened across a wonderful article from Erica Johnston at the Washington Post, entitled How one family is sending 13 kids

couple eating at restaurant

Eight Numbers That Show How American Families Struggle with Money

When it comes to managing our money, Americans have plenty of room for improvement. Sure, we’re the richest country in the world… but most of us

man sadly looking at ice cream

Depriving Yourself Doesn’t Work

Connie writes in: I am sick and tired of having to live a miserable life in order to save for retirement and to pay down

Simple Share Buttons
Simple Share Buttons