woman getting dermal injection

What to Do With $1,000 Now? Figuring Out if Personal Finance Advice Makes Sense

If you caught yesterday’s post, you know that my daughter recently had surgery and I’ve been spending time at the hospital with her. Today, while

balloons in a young girl's hospital room at UVA Childrens Hospital

On Money and Personal Challenges

As I write this, I’m sitting alone in a hotel room. My daughter had a five hour surgery this morning (and early afternoon) that comes

five pillars

The Five Pillars of Personal Finance

Most of the personal finance advice you find out there, such as investing strategies and frugality tactics, rests on the back of a number of

start and stop buttons

Persistent Starting, Personal Finance, and the Rest of Your Life

So, like most people my age in the sandwich generation, I have this long list of things I’d like to do but never seem to

young man holding piggy bank

If You Have Savings In Your 20s, You’re Doing Something Right

A few days ago, I read an article containing the absolute worst financial “advice” I’ve ever read. I don’t want to reward it with a

single man

If I Were Single

Marc writes in with an interesting question. I’ve been really enjoying your articles and have read many articles in the archives over the past week.


The State of Denial

I’ve been an avid journaler since I was about 12 years old, meaning I have about 25 years of pretty clear personal history out there. I



“If” is the single most important word in personal finance. It’s the word that everything hinges on, and it’s also the reason that, in the

arches national park at night

Profound Life Experiences… on a Budget?

Kellen wrote in with a very thoughtful question that I wanted to address in detail: I’m currently in that stage of life where I have

AAA driver helping woman with broken-down car

Four Emergency-Fund Substitutes – and How They Stack Up to Cash

Many services act as emergency funds, in a way — insurance, basically — for very specific situations. In exchange for a monthly or annual premium, these companies

happy, smiling, successful woman


What is success? To laugh often and much, to win respect of intelligent people and the affection of children; to earn the appreciation of honest

clicking puzzle into place

The Click: Fostering the Moment When You’re Truly Ready for Financial Change

It was a beautiful spring day in April 2006 when I finally realized that I was ready to make some financial changes in my life.

couple strolling leisurely

‘Money Cannot Buy What Time Delivers’

Earlier this week, I had the opportunity to read a wonderful article from Kevin Kelly entitled More Time, More Money. Here’s the idea behind the


Personal Finance 101: How Do Money Orders Work, Anyway?

A money order is simply a little piece of paper that allows the person named on the order to receive a specified amount of cash.

woman taking photograph of fountain

11 Fun Things to Do That Actually Earn Money

A couple of weeks ago, I posted an article entitled “40 Free (or Extremely Low-Cost) Things I Genuinely Enjoy Doing – and You Might, Too!”

test your money personality with this quiz

What’s Your Money Personality?

How sharp are your financial instincts? Do you boast a banker’s savvy sense for cents, or is your freewheeling financial style more care-free than careful? Take our quiz

Desperate Housewives house in Hollywood

Some Thoughts on the ‘American Dream’

One of the ideals that was taught to me as a child is best expressed today as the “American dream,” that every American should have


Running on the Hedonic Treadmill

One of the weirdest phenomena I have ever experienced is when I realized that I get more pleasure out of going to, say, a bookstore

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