04.21.17
federal savings bank how to choose a bank or credit union

How to Compare Banks and Credit Unions When Looking for a New Financial Home

Let’s say you’re moving to a new community and thus need a new home for your banking and checking services, or let’s say you’re in

woman looking at reflection

Some Thoughts on Impractical Urges on the Path to Financial and Professional Success

Recently, Ayana Mathis published a wonderful article entitled On Impractical Urges. The focus of the article was squarely on the “cult of success” in America

sunrise over the charles river in Boston - vantagescore 4.0

The Simple Secret to Sustained Financial and Professional Success

Over the last several years, I’ve paid off hundreds of thousands of dollars in debt and went from the precipice of bankruptcy to a path

04.18.17
hiking with backpacks

A Guide to Rucking, My Favorite Low-Cost Exercise Activity

Over the last few years, I’ve become more and more interested in improving my physical fitness. The reasons are simple. I want to live longer.

04.15.17
startup business loans

Comparative Advantage and Smart Frugality

Whenever I see a long list of frugal activities, I immediately toss out most of the items on that list, not because the list is

long flat road

Assessing Your Financial Progress With Honesty but Without Negativity

I’m going to let you in on a couple of dark secrets about financial improvement. First of all, it’s a slow road. Once you get

04.13.17
kids flying kites

Have an Amazing Family Summer Without Breaking the Bank: 20 Low-Cost Family Summer Activities

We have three children. My wife is a teacher. I have a fairly flexible job that gives me freedom to work whatever hours I like

mustard in grocery store - paradox of choice

Seeking ‘The Best’ Versus ‘Good Enough’

Recently, I had the pleasure of reading Tyler Cowen’s excellent book The Complacent Class: The Self-Defeating Quest for the American Dream. In it, Cowen makes

ancient scriptures

Jewels of Financial Wisdom From Ancient Religious Texts

There are a few basic tenets to follow if you want to grow your wealth without compromising your integrity: Save more than you earn. Watch

student reading book

12 Non-Financial Books That Will Help You Cultivate a Mindset of Financial Independence

Over the years, I’ve written about many personal finance books that have been incredibly valuable to me and to many others in terms of helping

Galileo and pupil

Some Thoughts on the Battle Between Minimalism and Preparedness

One of the biggest struggles I have in my life is this constant battle between two guiding values: minimalism and preparedness. I see great value

frying eggs in a pan

Six Simple Steps for Cooking at Home If You’ve Never Really Done It Before

Several years ago, I wrote a brief article on the first steps someone should take if they’re new to cooking at home. For some reason,

03.31.17
instant pot - is an instant pot worth it

Is an Instant Pot Really a Worthwhile Frugal Purchase?

Over the last few years, a hybrid pressure cooker and slow cooker called the Instant Pot has become quite popular in some circles and, as

03.30.17
income streams - coins in water

A Guide for Busy People Who Want to Build New Income Streams

John writes in: Recently, you mentioned in this article that you’ve set up some additional income streams to the point “where any income stream can

sisters looking at eiffel tower in paris

Balancing Financial Success and Life’s Big Moments

A little over a week ago, I responded to a mailbag question from Mary, who was struggling with the decision about whether to go on

arrows on a hiking trail pointing in different directions

Wealth Is Not a Route to Happiness. What Is?

I recently read a great article by Peter Singer on the general topic of effective altruism entitled The Drowning Child and the Expanding Circle, which

nervous looking woman in office waiting room

Thoughts Become Desires

One of my biggest work distractions is looking at interesting websites, particularly ones that I think will help improve my life (this might sound an

mistakes

The Dirty Dozen: My 12 Biggest Financial Mistakes of the Last 10 Years and How I Wish I Had Done Things Differently

When I write about my own personal finance experiences, it’s easy to report on the things I did well. Writing about the good moves makes