Craftsman Tool

Applying the Craftsman Approach to Tool Selection to Make Smarter Purchases

Recently, I had the pleasure of reading the wonderful book Deep Work by Cal Newport. In the book, he defines what he calls the craftsman

Money proxy for independence and freedom

How to Get Rich: 10 Ways Wealth Is Created

How do people get “rich”? It’s a question that I see almost constantly asked in popular culture, both directly and indirectly. It’s a constant theme

pay your debts graffiti

Does Budgeting Seem Too Complex? Five Simple Alternative Strategies That Can Bring Real Results

Ever since I was a little kid, I’ve had an affinity for numbers. My father loves telling this story about how when I was seven,

06.17.16
writing on index card

The Freedom to Quit Your Job

Quite often, I talk about the concept of “financial independence” on The Simple Dollar. Financial independence, as I define it, is having the financial means

chess board

Finding Meaning in a Financially Challenging Life

For a period of time in the early 2000s, I had very, very little money to live on. It was during my final years in

brew great tasting coffee cheap

Revisiting the Latte Factor: The Power of Daily Routine

One of the most discussed concepts in personal finance is the “Latte Factor,” an idea first popularized by the personal finance writer and speaker David

track your spending budgeting

Eight Money Moves that are Always a Good Idea

Between the so-called money experts, your family members, and your friends, you’ve probably endured your share of outdated financial advice and plain old media hype. One

06.11.16
typing on laptop

The Tools I Use to Manage Work, Money, and Life

Every year or two since I started The Simple Dollar, I’ve sat down and reviewed the wide variety of tools – both electronic and otherwise

woman shopping

Why Shopping Is the Enemy of Your Wallet … and Eight Strategies for Reducing Your Shopping Trips

Once a week, I go to a community board game night held in an open meeting room that’s conveniently next door to a local board game

sign with arrows to easy and difficult trails

Help or Hard Work?

One interesting challenge of being a personal finance writer with a popular website like The Simple Dollar is that I get a lot of feedback

money sayings

11 Cheesy Money Sayings That Are Absolutely True

Most people have at least one family member who seems to know it all. They’ve got a snazzy saying for everything, an endless stream of

writing on index card

Can a Single Index Card Sum Up Your Personal Finances?

Several years ago, I wrote a really popular article entitled Everything You Ever Really Needed to Know About Finance on the Back of Five Business

05.28.16
payday lender in san francisco

How to Escape the Trap of Expensive Banking

One of the most powerful articles I’ve ever read is “When You’re Poor, Money Is Expensive,” in the Atlantic. The article lays out in incredible detail

warren buffett

9 Common Pieces of Financial Advice That I Consider Mostly Useless

I read a lot of personal finance books and personal finance articles. You’ll often find me at the library digging through the personal finance section,

man looking in the distance

Instant Gratification Versus Lasting Fulfillment

If you ever want to feel like you’re completely wrecking your own finances, try this little tactic on for size. At the end of the

05.24.16
shovel in the dirt

How to Get a Ton of Value Out of an Entry-Level Job

During the summer of 1998, I worked a night shift for a research lab in which I shoveled and sifted dirt for eight hours at

golden duck and rubber ducks

10 Money Rules Not Everyone Follows (But Should)

America’s love affair with debt and consumption has left far too many of us financially hamstrung and struggling to get ahead. After all, the average

up and down road

Why Long-Term Financial Plans Usually Don’t Work Out – and Why That Doesn’t Matter If You Plan Smartly

Let’s roll back the clock 20 years… Twenty years ago, I was enjoying the summer between high school and college. During that summer, I would go

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