young people in bike race

Six Money Messes to Clean Up Before Your 30s

For both my husband and me, reaching our mid-20s seemed like a huge “adult milestone.” For the first time in our lives, we had “real

retired couple

A Romantic Reality

Donald Liebenson wrote an interesting article at Business Insider entitled “Most people aging out of the workforce consider retirement ‘a romantic fantasy of the past.’”

generic cereal

Why We’ve Given Up on Coupons

About a week ago, my parents came to visit us for a few days. During the visit, my mother gave Sarah and I an envelope

stack of books

Deep Thinking: 14 Books That Will Change Your Perspective on Work, Life, and Money

It’s a story I’ve told quite often. When I first realized the extent of my personal finance troubles several years ago, my first reaction was

red carpet paparazzi

The Broken Rules of Mass Media – and Better Ones to Live By

Almost every time I turn on my television or go to the website of a cable news network, I’m frustrated. I’m frustrated by the things


What Do I Need to Open a Bank Account?

If you’re wondering how to open a bank account, take heart: It’s a fairly painless process if you know what you need, what kind of

produce section

Six Simple Changes to Your Grocery Routine That Can Save You a Lot of Money

As I’ve alluded to a few times recently, a Fareway just opened in the small town in which my family lives (for those unfamiliar, Fareway

Passions, Obsessions, Time, Money

Passions, Obsessions, Time, and Money

Recently, I listened to episode #161 of the Pen Addict podcast, which featured a long discussion on the topic of buying with intention. For those

Frugality and Confidence

Frugality and Self-Confidence

One thing I often do when I’m looking for inspiration or new angles for The Simple Dollar is simply go back and read my journals

shirts in closet

How to Live a Rich Modern Life Without Debt

My single biggest regret in my adult life is that I used debt to finance my life choices after college. That’s about as simple as

Apple Watch

The Illusion of ‘Winners’ and ‘Losers’ When Buying Stuff

Back in my “big spending” days, one of the most powerful ideas that constantly ran through my head was the idea that if someone else

Financial Plan Actions

Turning Three Big Financial Projects from Plan into Action

A few days ago, I wrote an article on becoming a “doer” instead of a “planner.” Many of us are very good at making plans

playing solataire on tablet

Great at Planning, Terrible at Executing: 10 Strategies for Becoming a Doer

Most people are pretty good at coming up with ideas for the future, and many of us are pretty good at developing plans to achieve

woman next to broken-down car

Half of Americans Can’t Handle a Small Emergency. Here’s What to Do If You’re in That Group.

I was stunned earlier this week to read in the Report of Economic Well-Being of U.S. Households in 2014 that 47% of Americans would experience

couple arguing

Not All Voices Are the Same: 10 Common Personal Finance Disagreements

Spend less than you earn. Pay off your high-interest debts. Save for the future. Many of the tenets of personal finance are essentially common sense.

man in cluttered room wearing tie as blindfold

Plan Your Day the Smart Way to Minimize Spending

It’s a pretty simple routine. Almost every morning these days, I spend about 10 minutes planning out the specifics of my day. I pull out my

deck of cards with ace on top

Some Thoughts on Privileges and Advantages

The other day, I received a note from a reader who informed me that the only reason that my story of financial recovery was even

church dinner

A Guide to Extreme Food Budgeting

Jeremy writes in: In my current job, I bring in about $780 per biweekly paycheck. I get paid 26 times a year. I make a

Simple Share Buttons
Simple Share Buttons