chess board

Finding Meaning in a Financially Challenging Life

For a period of time in the early 2000s, I had very, very little money to live on. It was during my final years in

brew great tasting coffee cheap

Revisiting the Latte Factor: The Power of Daily Routine

One of the most discussed concepts in personal finance is the “Latte Factor,” an idea first popularized by the personal finance writer and speaker David

track your spending budgeting

Eight Money Moves that are Always a Good Idea

Between the so-called money experts, your family members, and your friends, you’ve probably endured your share of outdated financial advice and plain old media hype. One

06.11.16
typing on laptop

The Tools I Use to Manage Work, Money, and Life

Every year or two since I started The Simple Dollar, I’ve sat down and reviewed the wide variety of tools – both electronic and otherwise

woman shopping

Why Shopping Is the Enemy of Your Wallet … and Eight Strategies for Reducing Your Shopping Trips

Once a week, I go to a community board game night held in an open meeting room that’s conveniently next door to a local board game

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Help or Hard Work?

One interesting challenge of being a personal finance writer with a popular website like The Simple Dollar is that I get a lot of feedback

money sayings

11 Cheesy Money Sayings That Are Absolutely True

Most people have at least one family member who seems to know it all. They’ve got a snazzy saying for everything, an endless stream of

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Can a Single Index Card Sum Up Your Personal Finances?

Several years ago, I wrote a really popular article entitled Everything You Ever Really Needed to Know About Finance on the Back of Five Business

05.28.16
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How to Escape the Trap of Expensive Banking

One of the most powerful articles I’ve ever read is “When You’re Poor, Money Is Expensive,” in the Atlantic. The article lays out in incredible detail

warren buffett

9 Common Pieces of Financial Advice That I Consider Mostly Useless

I read a lot of personal finance books and personal finance articles. You’ll often find me at the library digging through the personal finance section,

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Instant Gratification Versus Lasting Fulfillment

If you ever want to feel like you’re completely wrecking your own finances, try this little tactic on for size. At the end of the

05.24.16
shovel in the dirt

How to Get a Ton of Value Out of an Entry-Level Job

During the summer of 1998, I worked a night shift for a research lab in which I shoveled and sifted dirt for eight hours at

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10 Money Rules Not Everyone Follows (But Should)

America’s love affair with debt and consumption has left far too many of us financially hamstrung and struggling to get ahead. After all, the average

up and down road

Why Long-Term Financial Plans Usually Don’t Work Out – and Why That Doesn’t Matter If You Plan Smartly

Let’s roll back the clock 20 years… Twenty years ago, I was enjoying the summer between high school and college. During that summer, I would go

warehouse store

Opportunity Cost, or Why Costco and Sam’s Club Aren’t Always a Bargain

Over the weekend, Sarah and I dug through our overstuffed food pantry in order to take stock of the items we had on hand as

Memories Frugal

Personal Finance and the Greater Purpose

Recently, I was at the library and I found myself flipping through the charming book The Cheapskate Next Door by Jeff Yeager. In that book,

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‘Wealth Is Doing What You Love to Find Joy and Fulfillment.’

That quote comes from page 58 of Killing Sacred Cows: Overcoming the Financial Myths That Are Destroying Your Prosperity, a great little personal finance book

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12 Smart Financial Strategies for People Struggling to Get Started

One of the most powerful methods I use to come up with ideas for articles for The Simple Dollar is to just browse endless personal

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