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Using Your Credit Card Bill as a Wake-Up Call

Here’s a little exercise for you to try out. Take out your latest credit card bill from your most frequently used credit card. Print it

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Movin’ Out

It seems such a waste of time If that’s what it’s all about Mama if that’s movin’ up Then I’m movin’ out Almost every person

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Lean Financial Independence: Early Retirement on a Supertight Budget

Sarah and I are at an interesting crossroads in our financial journey, one we’ve alluded to a few times recently. As we’ve said before, our

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How to Create and Succeed at Personal and Financial Goals in the Coming Year

Goals have been a central part of my personal, professional, and financial successes for as long as I can remember. I remember setting personal goals

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The Road Not Taken

Two roads diverged in a yellow wood, And sorry I could not travel both And be one traveler, long I stood And looked down one

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Building a Lifetime of Positive Financial Influences

The United States has a paycheck-to-paycheck financial culture. The truth is that 76% of Americans live paycheck to paycheck, with virtually no emergency savings to

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Finding Fulfillment for Less

Jack writes in: Seems to me that frugality is about balancing fulfillment with money in the bank. If you’re cutting off some options because they’re

12.11.16
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How Big Should My Down Payment on a Car Be?

Reader Jimmie wrote in with a good question about the ideal down payment on a car: I’m going to buy a new car in several

stacks of coins on desk - roth ira income limits for 2016 roth ira contribution limits

Reconciling Faith, Career, and Financial Success

Jennifer writes in with a beautiful question: I am a married 24 year old Christian woman. I attended college at a Christian school majoring in

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Using Negative Visioning to Improve Your Personal Finances

Countless articles and books and videos and classes have been created to talk about the power of positive thinking and positive visioning, some of them

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Wealth, Purpose, and the Idea of “Enough”

I’ve recently been enjoying The One Thing, a very thoughtful time and goal management book by Gary Keller and Jay Papasan. While I came away

12.06.16
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The Financial Decision of a Lifetime: Should I Have Children?

As I write this, I’m sitting in the overstuffed chair in our living room waiting for my three children to get off the bus, as

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Balancing Your Financial Success and the Luxuries of Your Friends

We’ve all been there at some point or another. We meet up with a friend and discover that he or she has acquired some sort

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Figuring Out a Great Life on a Limited Budget

About a week ago, Sarah and I sat down and took a look at our finances, something we do on occasion. We’re mostly just looking

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Achieving Financial Success Without Extreme Frugality or a Huge Income

It’s not too hard to find stories in the media about seemingly ordinary people finding great financial success. You hear about what seems like an

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Finding Something New on the Long Financial Journey

Here’s the truth: when you set a big financial goal for yourself, most of the new discoveries and new behaviors occur at the start of

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12 Low-Cost Strategies for Saving on Medical Costs and Improving Your Family’s Health

The average American incurs $10,345 in medical expenses each year, according to government estimates. No matter how wealthy you are, this is an extremely heavy financial burden

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Financial Success and Ethical Consumption

Donna writes in with a great question: Hi Trent! I am really struggling with balancing ethical consumption with my dreams of financial success. Quite often,