woman looking at piggy bank

The Dance Between Your Present Self and Your Future Self

Almost every choice I make in my life boils down to a choice between my “present self” and my “future self.” Over the last decade,

excited guy drinking coffee

Make the Most of Your ‘Stay-Cation’

Right about the time you are reading this, I’m waving good bye to my family as they travel a bit during spring break. They’re going


Managing Expensive Hobbies So They Don’t Destroy You Financially

Ken writes: Golf really isn’t that expensive of a hobby if you do it smartly. My friends jokingly call me the “cheap golfer.” I mostly

hiker on summit at Denali National Park

‘It’s Not Possible.’

I’ve read it in emails and Facebook messages from readers. I’ve heard it from people I talk to about The Simple Dollar. I even hear

uncle sam in a parade

Loan Money to Family? Sure, If It’s Uncle Sam

You’ve gathered all the paperwork, and you’ve gone through all the TurboTax prompts (not to mention three cups of coffee). With one final click, here comes

piggy banks in dollar store

The Frugal Spectrum

When people think of the word “frugal” or define in their head what a “frugal person” is, they usually think of someone that is at


The Basic Toolbox Everyone Needs to Handle Simple DIY Tasks at Home

When we first moved into our house, the only tool I owned was a Leatherman Wave multitool that I kept in my pocket. Honestly, it

tourist taking selfie in London

The Power of Social Indifference

Yesterday, as I was doing a bit of research into my article about the traits of a typical millionaire, I came across a fascinating article

the average millionaire - silhouette of man drinking coffee

Portrait of a Millionaire

Who is the prototypical American millionaire? What would he tell you about himself? In the early-to-mid-1990s, Thomas Stanley and William Danko conducted a long series

Changing Flat Tire

The Financial Trap of Buying Your Way Out of Life’s Little Challenges

A few weeks ago, someone close to me was driving home from work when suddenly one of their tires blew out. At that point, this

Costco detergent

30 Store-Brand and Generic Items I Use… and Five I Don’t

When I go to the grocery store, most of the items that I put into my cart are generic or store-brand items. I continually walk

Memories Frugal

Using Memories of the Past to Build a Memorable and Frugal Future

Step back for a second and make a brief mental list of some of the best moments of your life. Let’s say… 10 of them or

dollars in flower pots - best time to start investing

Simple Preparation, Big Savings: 14 Ways to Spend a Bit of Time and Money Now to Save More Money and Time Later

On the back page of my pocket notebook for the last several months, I’ve been jotting down the little things that I’ve noticed or done

smiling barista at starbucks

The Value of Proving Yourself

A few days ago, I found myself reading an older article from The Atlantic by Joseph Williams, entitled My Life as a Retail Worker: Nasty,

dog driving car

Five Monthly Bills You Could Live Without

When people finally decide they want to get ahead financially, most choose one of two strategies: They either look for ways to earn more money, or they

if by rudyard kipling


If you can keep your head when all about you Are losing theirs and blaming it on you, If you can trust yourself when all

cut spending

The Secret Behind Financial and Entrepreneurial Classes and Seminars

I can’t tell you how often I see pitches for personal finance and entrepreneur and career seminars and classes of all kinds. They all follow

woman in office with too much work to do

Managing a Never-Ending Pile of Things to Do

In Monday’s reader mailbag, I answered a question from Marcus about how I manage my time these days. Here’s the question from Marcus, as well

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