woman budgeting

Using Personal Finance Data to Drive Smart New Year’s Resolutions

Each year, near the end of the year, I like to take a look at the personal finance data I’ve accumulated over the preceding 12¬†months

woman looking at piggy bank

Taking the First Steps Toward Saving for Retirement

It’s a pretty familiar story. A person doesn’t pay any attention to retirement savings at the start of their career, deciding usually on the spur

lacing up sneakers

Simple Doesn’t Mean Easy

The core principles of personal finance success are really, really simple. Spend less than you earn. Find smart ways to cut spending, especially on big

12.08.15
lunch with friends

Nine Strategies for Investing in Yourself Without Major Financial Expense

Spend less than you earn. That’s what I consider to be the fundamental rule of personal finance. Everything really comes down to that – frugality,

12.04.15
broken piggy bank

The Burden of the Needy Family

I recently read a fantastic article from The Atlantic entitled Why So Many Minority Millennials Can’t Get Ahead. Although the article is demographically correct in

large house next to small house

Think Different: Meet Your Needs (and Major Wants) in New Ways for a Financial Reboot

Last week, I wrote an article about blurring the line between needs and wants, which is a reason that many people get into financial trouble.

11.28.15
thanksgiving dinner

Financial Independence Around the Holiday Table

After the big holiday dinner has been served and Aunt Beatrice is on her fifth glass of wine and your cousin Will is well into

black friday target

Unnecessary Necessities

As I do most years, I spent some time looking at Black Friday flyers for a number of stores in my area, just to see

11.24.15
nothing

Spending Your Life

Recently, I had the great pleasure of reading an excellent article from Wait But Why entitled Your Life in Weeks. The premise of the article

11.20.15
google tech stop in chicago

Making a ‘Future Self Friday’

A few months ago, I made a key change to my work schedule. I was feeling frustrated that I never felt as though I had

black bean stew

What Works For Me Won’t Necessarily Work for You

I’m a married white male in my mid-30s, living in Iowa with my wife and three children. I work from home writing for various sites,

11.17.15
aerial view of iowa

Secrets of ‘Supersavers’

Yesterday, I found this great article from the New York Times entitled ‘Supersavers’ Focus on the Goal. The article focuses on people like me and

11.14.15
Slow Cooker

The Freezer and Slow Cooker Connection: How to Easily Prepare a Bunch of Slow Cooker Recipes in Advance to Save Tons of Money

Recently, I’ve made a few mentions of the fact that Sarah and I (honestly, mostly Sarah, as she has really jumped on board with this

11.12.15
Tech Cocktail networking event in Chicago

12 Strategies for Saving Money on Convention or Conference Trips

Back when I worked in an office environment, I attended two or three professional conferences per year. I often presented at these events and, for

pineapple

Negative Feelings About Cheap Things (and How to Overcome Them)

A few days ago, I came across this great video from The School of Life. It’s well worth watching: From the description: In assessing what

gambling

Seven Key Approaches for Solving a Gambling Addiction and Getting Your Life and Finances Back on Track

In 2005, I went through a period where I played a great deal of online poker. During that timeframe, online poker was in a boom

11.06.15
space shuttle ready to launch

The Secret of the Launchpad

One of the most important things I ever did with regards to launching The Simple Dollar and making it successful was to adopt a pretty

hands full of strawberries

Breaking Through the Money Scarcity Mindset

When I was a young child, my parents didn’t have a whole lot of money. My parents worked very hard to keep food on the

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