happy, smiling, successful woman


What is success? To laugh often and much, to win respect of intelligent people and the affection of children; to earn the appreciation of honest

clicking puzzle into place

The Click: Fostering the Moment When You’re Truly Ready for Financial Change

It was a beautiful spring day in April 2006 when I finally realized that I was ready to make some financial changes in my life.

couple strolling leisurely

‘Money Cannot Buy What Time Delivers’

Earlier this week, I had the opportunity to read a wonderful article from Kevin Kelly entitled More Time, More Money. Here’s the idea behind the


Personal Finance 101: How Do Money Orders Work, Anyway?

A money order is simply a little piece of paper that allows the person named on the order to receive a specified amount of cash.

woman taking photograph of fountain

11 Fun Things to Do That Actually Earn Money

A couple of weeks ago, I posted an article entitled “40 Free (or Extremely Low-Cost) Things I Genuinely Enjoy Doing – and You Might, Too!”

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What’s Your Money Personality?

How sharp are your financial instincts? Do you boast a banker’s savvy sense for cents, or is your freewheeling financial style more care-free than careful? Take our quiz

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Some Thoughts on the ‘American Dream’

One of the ideals that was taught to me as a child is best expressed today as the “American dream,” that every American should have


Running on the Hedonic Treadmill

One of the weirdest phenomena I have ever experienced is when I realized that I get more pleasure out of going to, say, a bookstore

Photo: Prescott Park Arts Festival via Facebook

40 Free (or Extremely Low-Cost) Things I Genuinely Enjoy Doing – and You Might, Too

A reader recently “called me out” via Facebook: I don’t really buy your claim that there are more “free” things to do than you have

used textbooks

How to Save Money on College Textbooks

Over the last few days, I’ve heard from a handful of college students that are facing the start of their fall semester in college and

money lessons on chalkboard

Back to Basics

I am often asked what kind of personal finance lessons I’m teaching my children. I think many people hope that because I’m a personal finance

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Anchor Prices and You

Lately, I’ve been thinking about sales and sale prices because of an epiphany I had in a store recently. Sarah and I were shopping for

pile of receipts

The Receipt Cycle: How to Keep Tabs on Your Spending and Tax Deductions All at Once

Back in March, I sat down to file my family’s income taxes, both federal and state. Part of that process is taking a serious look

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15 Financial Mistakes I’ve Made and the Better Solutions I’ve Figured Out Since Then

I’ve made a lot of financial mistakes over the years – some obvious, some not so much. If I’ve learned anything, though, it’s that the

make things

Build Things That People Want

One of the best parts of building The Simple Dollar came during the periods when I actually took a break from managing the site. I

albert einstein

If You Want Different Results, You Have to Try Different Approaches

Albert Einstein is widely credited with saying, “The definition of insanity is doing the same thing over and over again, but expecting different results.” While

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10 Money Lessons Learned the Hard Way

The Internet offers a treasure trove of practical advice for managing your finances. With the click of a mouse, you can find information any personal finance

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Eight Personal Finance Truths for Your Annoying Facebook Friends

Like a lot of people, I use Facebook primarily as a tool to keep up with the comings and goings of distant friends all in

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