Preparing Your Information for Disaster

My grandmother passed away a month ago and, frankly, I’m still reeling from it in some ways. She was a daily part of my life

What’s Next After Retirement Savings?

Quite often, financially intelligent young professionals get out of school, start in the professional world, and actually stick quite strongly to the “spend less than


How to Organize a “Working Party”

Eventually, every homeowner finds a sizable home improvement project that they’d like to tackle. Perhaps the project is rebuilding a deck. Maybe it involves putting

The Simple Dollar Time Machine – May 23, 2009

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so I’m starting

Seven Steps Towards Minimizing Your Junk Mail and Unwanted Calls

One big disadvantage of bargain hunting, being politically active, and researching personal finance products is that I often end up o a lot of mailing


Health and Money: The Power of Independent Steps

Several months ago, I visited my doctor during the process of figuring out an illness that was sapping a lot of my energy. One of

Some Thoughts on Haggling

A very kind reader recently sent me a link to a fascinating article at entitled How I Learned to Haggle. The article outlines a

Letting Go: How Being a Control Freak Costs You Money

I’m something of a planner. I can’t help it – I always like to make plans for the future. I fill up my calendar with


The Neighborhood Cooperative

Last weekend, our town had a “city wide yard sale.” There was a bit of promotion of this event by the city council and quite

Why Would You Choose to Earn Less?

In March 2008, I quit a full time job that earned around $50,000 per year. I did not return to the workplace. My wife’s closest

The Logic of Up-Front Spending

I tend to be an advocate of spending more up front on a large purchase if that purchase will have lower maintenance costs. For example,

Personal Finance: Rounding Up Debt Payments

One technique that I’ve always used to make my personal finance management easier is to round up regular debt repayments to the nearest $10 or

Charting Personal Finance Progress, Internally and Externally

If you’re reading this, it’s likely that you’re in the midst of a personal finance journey of your own. You started at a place that

Personal Finance 101: What Is a Bond?

Pros and Cons of Bonds Amy writes in: You often talk about investing in bonds. I don’t even understand what bonds are, let alone how


Five Frugal Lessons from My Parents

Over the last few weeks (since the passing of my grandmother), I’ve spent a ton of time with my parents, who live about four hours

Ten Things I Wish I Had Done When I Was Twenty

I’m thirty years old. Over the last ten years, my life has changed radically. I went from being a college student to being an office


Eyes on the Prize

Right now, in our driveway, sits the oldest, most beat-up looking vehicle on our block. It’s a 1997 Ford F-150 with about 150,000 miles on


Personal Finance 101: What Is a 529?

Investing in a 529 Plan Fairly regularly on The Simple Dollar, I mention that I’m investing in 529 college savings plans for my two children.