Time, Frugality, and Values

A few days ago, I wrote about the dilemma of whether it’s worth spending twenty minutes arguing to earn $10, a post that I hoped

The First Five Minutes

Several people have asked me how I started The Simple Dollar and how I found the initiative to keep writing even in the early days

How to Save Money at Your Desk in the Next Hour

As you read this, you’re likely sitting at a computer with internet access, or perhaps a mobile device of some time. You have a little

The Little Benefits of Trying

I’m proud of my brother Mark. When I was a little boy, I adored him. He was a great older brother. He was about ten


The Art of the Apology

One Saturday during one of my previous employments, I received an interesting phone call from my supervisor. He informed me that one of my coworkers

Ten Dollars, Twenty Minutes

A few days ago, I was standing in the checkout line at Target behind a woman who was arguing about the price of two stools

Nine Pieces of Free Software I Use Every Day

I spend hours each day at one of my two computers – either my desktop Mac (a Mac Mini – the most cost-effective type of

credit cards - charge card vs credit card

Personal Finance 101: Charge Card vs Credit Card vs Debit Card

A very long time ago, I wrote an extremely brief article covering the difference between charge cards and credit cards. That article really didn’t answer

Establishing Positive Habits and Routines

Mike writes in: If I had to evaluate myself, I’d say one of my largest challenges is my ability to maintain self-discipline. There are always


Lifting Your Spirits For Free

The last week has been pretty rough for me following the passing of my grandmother. I was pretty close to her from my earliest years,

Is Suze Right? Do Emergency Funds Now Trump Debt Repayment?

Recently, an astute reader pointed me towards a very interesting Yahoo! Finance article entitled Suze Orman and the New Rules of Credit Card Debt. In


Can You Live Without That Service?

When I reached my financial bottom, one of my first responses was to look for fat to cut out of my life. I eliminated Netflix.

Thoughts on Manhattan

Several evenings ago, I was looking for a movie to watch when I stumbled upon the end of the Woody Allen film Manhattan. A single

Jack of All Trades: How You Can Become One

A human being should be able to change a diaper, plan an invasion, butcher a hog, conn a ship, design a building, write a sonnet,


Theodore Roosevelt on Financial Success

For me, few things are more compelling than biographies of compelling people who led exceptional lives. In their lives and decisions, we can all find


A Reasonable Engagement

This is the second entry in a five part series this week on the stages of a relationship and how you can make financially sound


Synergy in Life and Money

It’s amazing to me how often one part of my life is in opposition to other parts. Last Thursday, for example, my wife stayed home

You Can’t Get Better Results Without Changing Anything

Some of us want to get out of debt. Some of us want a better career. Some of us are shooting for financial independence. Some

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