Personal Finance 101: On Ponzi Schemes and Other Things

Understanding Ponzi Schemes and Making the Right Investments One of the biggest financial stories of the last month or so was the revelation that Bernie

A Mother’s Gifts

Recently, my mother celebrated her birthday in her usual quiet fashion. She likely never mentioned the day to anyone, remaining just happy to receive a


7 Huge Financial Mistakes I Made During College

Over the last few weeks, I have been reflecting on how many members of my rather close extended family are either near high school graduation

Hand-Me-Downs: Consumer Protectionism Gone Too Far?

After writing this, I’m pretty sure that this article will stir up some potentially intense comments. I encourage disagreement with my take on this situation

Ten Predictions for 2009

I thought it would be fun to start off 2009 by making a handful of predictions as to what the coming year will hold in

New Year’s Resolution Workshop #2: Spend Less Money

Over the next few days, we’re going to take a look at five common New Year’s resolutions that people often adopt for their finances, evaluate


The Limits of Frugality: What’s Next When You Can’t Cut Any More?

Jen writes in: Since our son was born, we’ve been trying to function as a one income family, but it just isn’t working. We’ve cut

Money and Honesty

One of my favorite people in the world to talk to is my pastor. Our conversations are wide-ranging: we might talk about Dietrich Bonhoeffer‘s writings

Some Thoughts on “Wallet Fasting”

The first reaction of many people when they realize that they have a spending problem is to simply go on a “wallet fast.” They stop


7 Tips For Dealing With Winter Weather Conditions

For those of you who live in the northern states, winter weather conditions are a very common obstacle. Almost every other morning, I find myself

If You Don’t Need It, It’s Not a Deal!

The following guest post is from Jason of Jason writes about frugal living, family finances, and other related topics at his blog. With the

The Basics of Dealing with a Loan Default

Over the past few weeks, several readers have written in with questions related to defaulting on their loans. Some individuals were in a precarious situation

Overcoming Obstacles

As I’ve written about on here and Twittered about more than a few times, I’ve been through some serious health issues over the last month

The Best Moment of Your Day

My wife keeps a pretty simple journal. In it, she simply notes the best moment of her day (and occasionally a few other things). Usually,


The Backup Checking Account

Not too long ago, my wife and I combined our checking and savings accounts, mostly in an effort to make our personal finance management simpler.

Internal and External Signals

Over Thanksgiving and the following weekend, my wife and children and I went back to our home town to visit our families. There were many

The Balance of Happiness and Saving for the Future

This past Saturday, I was a dinner guest at the home of a family friend of my wife’s parents. Over dinner, the conversation was lively

Clutter Is Money

Recently, I was browsing through the Creative Commons pictures on Flickr (those that have been given permission to be shared freely) and I came across

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