• Financially Savvy Gifts For Graduates

    Most people associate graduation day with the end of spring, but for many people, graduation day comes in December or in August. It never hurts to think about great gift ideas for graduates who are about to take a big step into the real world and might not be financially prepared for it. Here are …

  • The First Christmas Present You Should Buy

    Every year, we find ourselves drowning in a giant orgy of gift-giving. We buy and buy physical items that we give to our family and friends, hoping to see a big smile on their face and a warm embrace. For me, my weakness is children; I tend to want to buy them a present that …

  • The Ups and Downs of Giving Savings Bonds as Gifts

    With Christmas approaching, my wife and I once again were faced with the difficulty of buying a cadre of Christmas gifts for my nieces and nephews. We often have particular trouble with one of my nephews, who is a middle child. He generally says that he doesn’t want anything for Christmas and, when forced, he …

  • Using Blogs (and Other Internet Resources) to Buy Cool Christmas Gifts and Save Money

    Now that the Christmas shopping season is upon us, many of us are wondering what on earth we should get for people in our family. “What do I buy for my ultra-trendy teenage niece?” you might be wondering, or “How can I get something that will wow Uncle Ron without breaking the bank?” Interestingly enough, …

  • A Christmas List: Before and After Financial Armageddon

    Each year, our families have a cyclical Christmas tradition. On Veteran’s Day weekend, everyone makes a list of five to ten things that they want for Christmas that year with the majority of the items less than $20. It’s not so much a list of things that we expect to get for Christmas, but a …

  • Handling Small Cash Gifts

    Recently, the subject of cash gifts came up between my wife and I. Her grandparents both give us moderately sized cash gifts each year (between $50 and $1000, to give a range) as a Christmas gift. In years past, we have almost immediately spent these gifts on some sort of material item, often contributing some …