Doing the Math on Home Ownership

In 2007, Sarah and I made the decision to become homeowners. We had fixed our finances to the point where we were ready with a


Home Repair: Insurance Advice

This is the second installment of The Simple Dollar writers’ personal stories. Take a look at Karla’s story about naming her baby the beneficiary of


Storage Space and Spring Cleaning

Storage space is one of the biggest money drains that people have. Think about it for a second. What do you do with storage space?


Picking the Right Spot for a Home

When Sarah and I first moved into the home that we currently live in, it made sense in a number of ways for us. Our

Buying Less House Than You Can Afford

Recently, I was browsing through my journals from early 2007, the period when Sarah was pregnant with our second child and we realized that we

Home Mortgage Rates Are Low: Should I Buy?

This past week, mortgage rates hit a new record low, bottoming out at a 3.79% average for a 30 year loan. A fifteen year mortgage

APR, APY, and Mortgage Math: A Real World Example

I have lots of readers here in the central Iowa area, so it came as no surprise to me that when I began hearing an

Why Not Walk Away from My Mortgage?

Kelli writes in: My husband and I are sitting on a thirty year mortgage (with twenty six years left to go). We still owe $330,000


Raising Deductibles to Save Money on Insurance: Does It Work?

One common, painful bill that we all face is the insurance bill. Whether you’re talking renters insurance, home insurance, or car insurance, the bill feels


A Real Life Look at the Rent or Buy Question

Howie writes in: My wife and I have been running our own home-based business for three years now. We rent and work out of a

Home Buying (and Other Big Purchases) as an Emotional Purchase

A few months before we bought our current home, my wife and I toured literally dozens of different houses, trying to find one that was

The Total Money Makeover: Pay Off the Home Mortgage

This is the tenth of twelve parts of a “book club” reading and discussion of Dave Ramsey’s The Total Money Makeover, where this book on


How to Organize a “Working Party”

Eventually, every homeowner finds a sizable home improvement project that they’d like to tackle. Perhaps the project is rebuilding a deck. Maybe it involves putting


Bigger Dreams, Smaller Houses

A few years ago, there was a very widely circulated statistic from the National Association of Home Builders about the increase in home sizes over


New Year’s Resolution Workshop #3: Save for a Down Payment

Over the next few days, we’re going to take a look at five common New Year’s resolutions that people often adopt for their finances, evaluate


Are You Insuring the Irreplaceable?

A few weeks ago, I decided to spend a few hours looking carefully at all of our insurance policies. I knew in general how most


Some Thoughts on the Small House Movement: Is It Something Worth Considering?

Over the last week, several readers have written to me with various comments, suggestions, and questions related to the so-called “small house movement.” Given that


A Guide to Winterizing Your House

Winter is approaching and in much of the United States, that means very cold temperatures, snow, and ice. Here in the upper Midwest, it gets

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