Insurance

The 4 Best Pennsylvania Homeowners Insurance Companies

Despite unpredictable mid-Atlantic weather and some pockets of very high home values, Pennsylvanians pay surprisingly low homeowners insurance premiums on average. In fact, Keystone state homeowners saw one of the largest drops in average quotes in the last quarter, with the current average being just $804–significantly lower than the $1,034 national average. Though this may sound …

Categories: Housing, Insurance

The 4 Best Indiana Homeowners Insurance Companies

Indiana is no stranger to inclement weather — harsh Midwestern winters bring about snow and ice storms, while summers often see thunderstorms, tornados, and flooding. Despite the relatively high risk of property damage, the Hoosier State has cheaper-than-average homeowners insurance premiums. According to research conducted by the Insurance Information Institute, the average annual Indiana homeowners …

The 4 Best Georgia Homeowners Insurance Companies

Annual homeowners insurance premium rates in Georgia are nowhere near as astronomically high as those facing its neighbor to the south — at $975 per year, the state’s average annual premiums are slightly lower than the national average. However, certain areas of the Peach State experience higher turbulence in weather than others. Georgia’s coastal cities, …

Categories: Housing, Insurance

The 4 Best Arizona Homeowners Insurance Companies

Fortunately for residents of the Grand Canyon State, the risk of a natural disaster is low, resulting in some of the lowest homeowners insurance rates in the country. In 2012, the average annual Arizona homeowners insurance premium was just $691 — more than $300 below the national average of $1,034. The dry climate does create opportunities for rare-but-possible …

Categories: Housing, Insurance

The 3 Best Iowa Homeowners Insurance Companies

Iowa’s harsh weather conditions create an increased risk of property damage due to things like flooding and frozen pipes. Despite this, however, homeowners insurance premiums in the state remain lower than average. In 2012, annual premiums in the Hawkeye state averaged just $779, compared to a national average that exceeds $1,000. Iowa residents need to …

Categories: Housing, Insurance

The 4 Best Connecticut Homeowners Insurance Companies

Connecticut’s Northeastern locale puts the state’s homeowners at risk for wintertime damage like frozen pipes and snow-collapsed roofs, as well as summer flooding and wind damage from tropical storms and waning hurricanes. Due to these weather challenges and high property values, Connecticut’s average homeowners insurance premiums are pretty high. The annual average premium for the state in …

Categories: Housing, Insurance

The 4 Best Ohio Homeowners Insurance Companies

Ohio residents don’t have to worry much about natural disasters, and homeowners insurance premiums in the state are low as a result. The average annual home insurance rate in Ohio is just over $721 — well below the national average of $1,034. That being said, rates fluctuate between cities and really depend on the condition of …

Categories: Housing, Insurance

The 4 Best New Jersey Homeowners Insurance Companies

The devastation wrought by Superstorm Sandy in 2012 stressed the importance of a comprehensive homeowners insurance policy, as thousands of New Jersey residents were forced to rebuild and recover their homes at astronomical costs. Although the average annual homeowners insurance premium in the Garden State is only about $981 — roughly equivalent to the national average — geographic location creates …

Categories: Housing, Insurance

The 4 Best Massachusetts Homeowners Insurance Companies

Located in the heart of New England, Massachusetts has a lot to offer by way of culture, history, and jobs, making it an attractive destination for homeowners. However, because of the high property values, consistently inconsistent weather patterns, and sometimes brutal winters — including a record 108 inches of snowfall in Boston last winter — homeowners insurance rates …

Categories: Housing, Insurance

The 4 Best Michigan Homeowners Insurance Companies

Michigan’s northern Great Lakes location can create harsh winter weather conditions, often leading to an increased risk of frozen pipes and flooding. It’s no surprise, then, that rates for homeowners insurance in Michigan are relatively high: In 2014, certain regions in Michigan saw annual premiums that were well over $1,500. Rates vary dramatically, however, between different cities …

Categories: Housing, Insurance

The Best Renters Insurance for 2015

I’m focusing on the best renters insurance companies after sharing my take on the best home insurance companies in a previous post. With the growing popularity of renting, I conducted some additional research to determine which companies are the best for renters. If you’re searching for the best rental insurance options in your area, the …

Categories: Insurance

The 5 Best Illinois Homeowners Insurance Companies

Illinois is both a leading agriculture and manufacturing producer, and home to one of the biggest, most bustling cities in the country. This diverse landscape, combined with the tumultuous weather conditions of the Midwest, can make finding a comprehensive homeowners insurance policy in Illinois a tough task. While the statewide average annual premium is only about $881— slightly lower …

Categories: Housing, Insurance

How Much Does Car Insurance Cost?

How much is car insurance going to cost you? It’s not an easy question to answer. The quote you receive could be painfully high or comfortably low based on a number of different factors. But for what it’s worth, the average amount spent to insure a car in the U.S. was $815 a year in …

Categories: Automobile, Insurance

The Best Home Insurance for 2015

If you’re looking for the best home insurance in 2015, there are plenty of national and local insurance companies that will want your business. However, it’s hard to decide which company to pick with so many choices. Companies like Amica Mutual stand out in customer surveys, but they aren’t available everywhere. The best way to …

Categories: Insurance

The 5 Best Maryland Homeowners Insurance Companies

Despite its coastal mid-Atlantic location, the average annual homeowners insurance premium in Maryland was just $837 in 2012  — over $100 less than the national average for that year. That’s not to say natural disasters don’t occur in Maryland — both Superstorm Sandy and Hurricane Irene hit the state pretty hard in recent years, with widespread flooding and snowfall causing significant …

Categories: Housing, Insurance

The 4 Best Colorado Homeowners Insurance Companies

Living in the Centennial State definitely has its benefits — from the beautiful Rocky Mountain landscape to over 200 craft brewery locations, it’s no wonder Colorado residents report higher satisfaction levels than nearly everyone else in the country. That is, however, despite Colorado’s high insurance prices. The average annual premium for homeowners insurance in Colorado is …

Categories: Housing, Insurance

The 4 Best Florida Homeowners Insurance Companies

Finding affordable homeowner’s insurance in Florida is no easy task: With an average annual premium of $2,084 (nearly double the the national average of $1,034), Florida has the highest home insurance rates of any state in the United States. This shouldn’t come as too much of a surprise considering Florida’s coastal geography and the increased likelihood of property …

Categories: Housing, Insurance

Best Home Warranty Company for 2015

If you’re considering a home warranty to help protect you from costly home repairs, there are several companies that want your business. Unlike the big insurance companies that provide home, life, and auto policies, home warranty companies aren’t household names. For that reason, you may feel like you’re starting from square one in your search. …

The 4 Best Texas Homeowners Insurance Companies

In the second-largest state in the U.S. by both size and population, it’s no wonder that insurance costs are “Texas-sized” as well. Annual premiums average $1,661 statewide — roughly $600 above the national average — making Texas the third most expensive state when it comes to home insurance rates. However, because of its size and population distribution, there are huge disparities among …

Categories: Housing, Insurance

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