• How to Get Cheap Life Insurance in 2014

    Finding a cheap life insurance policy that offers the right amount of coverage is at the forefront of any first-time buyer’s mind. The same goes for someone who’s simply looking for a better rate. If you want to get the most affordable life insurance, there are several things you can do to minimize costs. I …

  • The Best Renters Insurance for 2014

    Updated April 3, 2014 In a separate post, I shared my take on the best home insurance companies and this time I’m focusing on the best renters insurance companies. With the growing popularity of renting, I conducted some additional research to determine which companies are the best for renters. After analyzing several national and local …

  • The Best Home Insurance for 2014

    Updated: April 3, 2014 If you’re looking for the best home insurance, there are several national and local insurance companies that will want your business. However, it’s hard to decide which company to pick with so many choices. Companies like Amica Mutual stand out in customer surveys, but they aren’t available everywhere. The best way …

  • Car Insurance: Is Liability or Comprehensive Coverage Right for Me?

    When you’re shopping for car insurance – something that’s a legal requirement in most areas when you own a car – one of the biggest questions that comes your way is whether or not you should have liability coverage or comprehensive coverage on your automobile. Liability coverage is usually cheaper, but comprehensive coverage covers more. …

  • The Heartbreaking Puzzle of Life Insurance

    I want to tell you a story about a friend of mine. I’m obviously going to alter some personal details here to protect privacy, but the core of this story is completely true. This friend of mine spent the last ten years or so of his life in poor health. He lived for that time …

  • When Personal Finance Advice (or Other Advice) Conflicts

    I generally don’t make a financial move unless I’ve researched the ins and outs of that move thoroughly. I want to understand exactly what I’m doing and why I’m doing it before I move any of my money around. Understanding the ins and outs of the various financial options before us is a vital part …

  • The Teenager’s Car Conundrum

    Sometimes, I get questions that are perfect for the Reader Mailbag, except that when I actually start writing out the answer, it turns into a full post. This is one of those times. Leslie writes in: My daughter is turning sixteen this August. We’re going to buy her a used car as a gift, but …

  • A Total (Loss Claim) History Lesson

    Today, we’re continuing the TSD writers series with car insurance insider, Jeff Rieger. Be sure to read Jeff’s articles on classic car insurance, DIY car maintenance, or car insurance after a DUI. Feel free to share your experiences in the comments, or reach out to the writers via their contact info. -Trent ___________________________ Every driver …

  • Four Hidden Costs of College

    I still fondly remember my first semester at college. I was the first person in my family to go to college, and I was attending a reasonably prestigious university far enough away from home that it wasn’t feasible to go back with any regularity. I knew no one at all when I moved into my …

  • Mistakes Happen, The Trick is to Learn From Them

    I’m excited to introduce you to another Simple Dollar writer, Frank Addessi. Frank has written about funeral insurance, whole life insurance, fire insurance and more — be sure to take a look at all of his articles. Feel free to share your experiences in the comments, or reach out to the writers via their contact …

  • A Health Insurance Disaster: Falling Down the Medicare Donut Hole

    Today, we’re continuing the TSD writers series with health insurance insider, Jennifer McCarthy’s costly health insurance disaster. Be sure to read Jennifer’s guide to health insurance and her articles on student health insurance, health savings accounts and health insurance loopholes. Feel free to share your experiences in the comments, or reach out to the writers …

  • Avoid the Home Insurance Catch-22: Follow Through on Repairs

    This is the second installment of The Simple Dollar writers’ personal stories. Take a look at Karla’s story about naming her baby the beneficiary of her life insurance policy over here. Today, I’m excited to share Randy Woods’ experience with home insurance claims and how much of a Catch-22 they can be. Be sure to …

  • A Rookie Life Insurance Mistake I Made and How You Can Avoid It

    For more than six years, I’ve shared my financial mistakes and successes on The Simple Dollar. I know the information that’s out there can seem dense and impersonal to everyday consumers, and I started TSD because I wanted to change that. That’s why I’m excited to introduce a series of posts that will highlight one …

  • Car Insurance: Value Beyond Merely “Insuring” You

    There’s already a ton of great information from Jeff in The Simple Dollar’s guide about shopping around for auto insurance – how to choose it and how to optimize it. Rather than just rehashing my own experiences with auto insurance, I wanted to look at it from a different angle. Obviously, my choices helped define …

  • The Simple Dollar’s Education in Insurance

    Up until now, I’ve only occasionally dealt with a major component of monthly finance: your insurance. If you’ve got a family, like me, you have to know how your insurance works. For that matter, if you’re financially stable or you’ve got valuable property, grasping your coverage is just as necessary. When something unexpected happens, insurance …

  • Three Life Lessons About Life Insurance

    Life insurance is a topic that has danced in and out of my life over the years. The Simple Dollar has even written a guide on life insurance. But here are three little tales about the times when life insurance has impacted my life and what valuable lessons I’ve taken away from those experiences. A …

  • Choosing Life Insurance

    A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. I got enough great responses that I’m going to fill the entire month of July – one post per day – addressing these ideas. On Facebook, Andrea asks “What kind life insurance …

  • Tactics for Appealing Health Insurance Denials

    A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. I got enough great responses that I’m going to fill the entire month of July – one post per day – addressing these ideas. Update: With the passage of the Affordable Care …

  • Health Insurance and Downgrading Your Job

    In April 2010, my wife made the choice to step away from her job for the rest of the year in order to be a stay-at-home mom. She chose that period because she knew that she loved her job and that she would be itching to return after nine months. Her employer made it possible …