Insurance

How Much Does Car Insurance Cost?

How much is car insurance going to cost you? It’s not an easy question to answer. The quote you receive could be painfully high or comfortably low based on a number of different factors. But for what it’s worth, the average amount spent to insure a car in the U.S. was $815 a year in …

Categories: Automobile, Insurance

The Best Home Insurance for 2015

If you’re looking for the best home insurance in 2015, there are plenty of national and local insurance companies that will want your business. However, it’s hard to decide which company to pick with so many choices. Companies like Amica Mutual stand out in customer surveys, but they aren’t available everywhere. The best way to …

Categories: Insurance

The 5 Best Maryland Homeowners Insurance Companies

Despite its coastal mid-Atlantic location, the average annual homeowners insurance premium in Maryland was just $738 in 2014  — nearly $100 less than the national average for that year. That’s not to say natural disasters don’t occur in Maryland — both Superstorm Sandy and Hurricane Irene hit the state pretty hard in recent years, with widespread flooding and snowfall causing significant …

Categories: Housing, Insurance

The 4 Best Colorado Homeowners Insurance Companies

Living in the Centennial State definitely has its benefits — from the beautiful Rocky Mountain landscape to over 200 craft brewery locations, it’s no wonder Colorado residents report higher satisfaction levels than nearly everyone else in the country. That is, however, despite Colorado’s high insurance prices. The average annual premium for homeowners insurance in Colorado is …

Categories: Housing, Insurance

The 4 Best Florida Homeowners Insurance Companies

Finding affordable homeowner’s insurance in Florida is no easy task: With an average annual premium of $1,933 (compared to the national average of $829), Florida has the highest home insurance rates of any state in the United States. This shouldn’t come as too much of a surprise considering Florida’s coastal geography and the increased likelihood of property damage …

Categories: Housing, Insurance

Best Home Warranty Company for 2015

If you’re considering a home warranty to help protect you from costly home repairs, there are several companies that want your business. Unlike the big insurance companies that provide home, life, and auto policies, home warranty companies aren’t household names. For that reason, you may feel like you’re starting from square one in your search. …

The 4 Best Texas Homeowners Insurance Companies

In the second-largest state in the U.S. by both size and population, it’s no wonder that insurance costs are “Texas-sized” as well. Annual premiums average $1,625 statewide — roughly $800 above the national average — making Texas the third most expensive state when it comes to home insurance rates. However, because of its size and population distribution, there are huge disparities among …

Categories: Housing, Insurance

The 4 Best California Homeowners Insurance Companies

The California home insurance market is the largest in the country, with over 50 providers competing for customers. As a result, the average rate for homeowners insurance is pretty low, despite an otherwise expensive housing market — quotes for annual premiums averaged just $629 in the second quarter of 2014, below the national average. California’s enormous size and varying …

Categories: Housing, Insurance

The 5 Best New York Homeowners Insurance Companies

Home to one of the world’s largest cities as well as over 36,000 farms, New York is a diverse state of skyscrapers and silos, with varied insurance needs. While the average annual premium for homeowners insurance in New York State is pretty pricey — $1,130 for 2015 compared to the national average of $829 — shopping …

Categories: Housing, Insurance

The Cost of Raising a Child (and the Baby Checklist You Really Need)

If you just assumed that having children must be an expensive proposition, last year’s “Cost of Raising a Child” report from the U.S. Department of Agriculture removed all doubt. The cost for a middle-class family to raise a child to the age of 18 comes in at around $245,340, according to the report — and that doesn’t …

Categories: Family, Insurance

What Is FDIC Insurance?

FDIC insurance protects customer bank deposits in the event of a bank failure. The Federal Deposit Insurance Corporation, the independent government agency that runs the program, was set up in 1933 to restore faith in the financial system during the Great Depression. After all, when you entrust your life’s savings to a bank, you expect …

Categories: Banking, Insurance

Looking for Travel Insurance? Check Your Wallet First

Just last winter, my husband and I took a much-anticipated vacation to Jamaica with some friends. Not only was it a nice way to break up the cold Midwestern winter, but it was also nice just to get away. That’s probably why we paid so little attention to what was going on back home; we …

Best Cheap Insurance in 2015

Finding good, affordable insurance coverage is possible, whether you’re looking for cheap car insurance, homeowners insurance, or a life insurance policy. Unfortunately, prices are based on highly personal factors; what might be the cheapest insurance company for your friend or neighbor could be the most expensive for you. And you might find an awesome deal …

Categories: Insurance

Best Car Insurance Companies of 2015

The best car insurance companies offer comprehensive coverage, superior customer service, financial strength, and painless shopping experiences to get a leg up on their competition. The barrage of TV ads underscores that there’s no shortage of competition in the industry, either. Whether you’re staring at Progressive’s Flo or Allstate’s “Mayhem,” it’s hard to escape any …

How to Get Cheap Car Insurance in 2015

Whether you have a set of shiny new wheels or a decaying rust bucket, cheap car insurance is a must for staying legal on the road. The good news? You have more control over factors that influence your car insurance rates than those that affect other types of coverage, such as life insurance or home …

How Much Will That Ticket Cost You?

Before we pass our road test and receive a freshly minted driver’s license, we learn one of the most important facts about driving: Being charged with a moving violation is costly. Most of us have the facts imparted first by a driving instructor and then reinforced by a concerned parent, who assures us that the …

Categories: Automobile, Insurance

Health Care for Buster: All About Pet Insurance

Our pets are many things — companions, protectors, and servants. They are warm and fuzzy. They bring smiles to our faces and joy to our hearts. Our pets are good for our emotional well-being as well as our physical health. Our pets are members of the family that are woven into many of our fondest …

Categories: Family, Health, Insurance

It’s Insurance, It’s an Investment: It’s Variable Life Insurance

The subject of variable life insurance brings to mind a fake “Saturday Night Live” commercial for a product called Shimmer. In the spoof, Dan Aykroyd and Gilda Radner play a married couple arguing about whether Shimmer is a floor wax or a dessert topping; they ultimately agree it’s both. Variable life insurance is a hybrid that, like …

Categories: Insurance, Investing

Do You Believe in Health Care Sharing Ministries?

Since Jan. 1, my family has been without traditional health insurance for the first time in our lives. Sounds scary, but it wasn’t a decision we took lightly, or one we made voluntarily. Due to the passage of the Affordable Care Act (ACA), also known as Obamacare, the Anthem plan we had last year was …

Categories: Health, Insurance

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