Insurance

How to Get Cheap Life Insurance in 2014

Finding a cheap life insurance policy that offers the right amount of coverage is at the forefront of any first-time buyer’s mind. The same goes for someone who’s simply looking for a better rate. If you want to get the most affordable life insurance, there are several things you can do to minimize costs. I …

Categories: Insurance

The Best Renters Insurance for 2014

I’m focusing on the best renters insurance companies after sharing my take on the best home insurance companies in a previous post. With the growing popularity of renting, I conducted some additional research to determine which companies are the best for renters. After analyzing several national and local companies, Allstate stands out as the best …

Categories: Insurance

The Best Home Insurance for 2014

If you’re looking for the best home insurance, there are several national and local insurance companies that will want your business. However, it’s hard to decide which company to pick with so many choices. Companies like Amica Mutual stand out in customer surveys, but they aren’t available everywhere. The best way to find fair rates …

Categories: Insurance

Car Insurance: Liability or Comprehensive Coverage?

When you’re shopping for car insurance – something that’s a legal requirement in most areas when you own a car – one of the biggest questions that comes your way is whether or not you should have liability coverage or comprehensive coverage on your automobile. Liability coverage is usually cheaper, but comprehensive coverage covers more. …

Categories: Automobile, Insurance

The Ultimate Guide to Choosing a Term Life Insurance Policy

Welcome to the third entry in my “Ultimate Guide” series here on The Simple Dollar. If you want to hop back to the first two, here are some quick links: Ultimate Guide to Choosing an Internet Service Provider Ultimate Guide to Amazon Discounts Today, we’re taking a deeper look at life insurance policies. Life insurance …

Categories: Insurance

The Heartbreaking Puzzle of Life Insurance

I want to tell you a story about a friend of mine. I’m obviously going to alter some personal details here to protect privacy, but the core of this story is completely true. This friend of mine spent the last ten years or so of his life in poor health. He lived for that time …

Categories: Insurance

The Teenager’s Car Conundrum

Sometimes, I get questions that are perfect for the Reader Mailbag, except that when I actually start writing out the answer, it turns into a full post. This is one of those times. Leslie writes in: My daughter is turning sixteen this August. We’re going to buy her a used car as a gift, but …

Flood Insurance: The Homeowner’s Guide

It’s raining, it’s pouring… Water, water, everywhere… Raindrops keep fallin’ on my head… Water is so vital to our lives that it is celebrated in nursery rhymes, poems and popular music, but when water damages or destroys our homes, there is nothing romantic about it. Even less romantic is the fact that flood damage is …

Categories: Insurance

Earthquake Insurance & Home Insurance Resource

Many people mistakenly believe that if they do not live along the West Coast – or more precisely, on a fault along the West Coast – they are immune to earthquakes and related disasters like tsunamis, fires, and mudslides. However, the majority of Americans live in an area  with significant risk of a magnitude 4 …

Categories: Insurance

A Total (Loss Claim) History Lesson

Today, we’re continuing the TSD writers series with car insurance insider, Jeff Rieger. Be sure to read Jeff’s articles on classic car insurance, DIY car maintenance, or car insurance after a DUI. Feel free to share your experiences in the comments, or reach out to the writers via their contact info. -Trent ___________________________ Every driver …

Categories: Insurance

Burglary Prevention & Home Insurance Advice

For Free Online Home Insurance Quotes, Visit Our Home Insurance Resource Center. There are few things in life more traumatic than arriving home and discovering you’ve been burglarized. According to the FBI, more than 2.5 million reported burglaries occurred in the United States in 2012, or in roughly 1 in every 4.5 homes. As common …

Categories: Insurance

Four Hidden Costs of College

I still fondly remember my first semester at college. I was the first person in my family to go to college, and I was attending a reasonably prestigious university far enough away from home that it wasn’t feasible to go back with any regularity. I knew no one at all when I moved into my …

Motorcycle Insurance: A Beginner’s Guide

It’s no secret riding a motorcycle poses a serious risk to the rider, and most riders are aware that motorcycle accidents are more likely to result in injury or death than car accidents. But most people don’t consider the hard facts: According to a University of Southern California study cited by The Examiner, motorcyclists are …

Categories: Insurance

Life Change? Update Your Life Insurance Policy

I’m excited to introduce you to another Simple Dollar writer, Frank Addessi. Frank has written about funeral insurance, whole life insurance, fire insurance and more — be sure to take a look at all of his articles. Feel free to share your experiences in the comments, or reach out to the writers via their contact …

A Health Insurance Disaster: Falling Down the Medicare Donut Hole

Today, we’re continuing the TSD writers series with health insurance insider, Jennifer McCarthy’s costly health insurance disaster. Be sure to read Jennifer’s guide to health insurance and her articles on student health insurance, health savings accounts and health insurance loopholes. Feel free to share your experiences in the comments, or reach out to the writers …

Categories: Health, Insurance

Home Repair: Insurance Advice

This is the second installment of The Simple Dollar writers’ personal stories. Take a look at Karla’s story about naming her baby the beneficiary of her life insurance policy over here. Today, I’m excited to share Randy Woods’ experience with home insurance claims and how much of a Catch-22 they can be. Be sure to …

Categories: Housing, Insurance

A Rookie Life Insurance Mistake I Made and How You Can Avoid It

For more than six years, I’ve shared my financial mistakes and successes on The Simple Dollar. I know the information that’s out there can seem dense and impersonal to everyday consumers, and I started TSD because I wanted to change that. That’s why I’m excited to introduce a series of posts that will highlight one …

Who Needs Whole Life Insurance Coverage?

Whole life insurance, like term insurance, will pay your beneficiaries a specific amount of money upon your death. The primary difference between term and whole life is that term insurance provides coverage for a set period (10 or 20 years, for instance), while whole life insurance pays its benefit as long as premiums have been …

Categories: Insurance

Car Insurance: Value Beyond Merely “Insuring” You

There’s already a ton of great information from Jeff in The Simple Dollar’s guide about shopping around for auto insurance – how to choose it and how to optimize it. Rather than just rehashing my own experiences with auto insurance, I wanted to look at it from a different angle. Obviously, my choices helped define …

Categories: Automobile, Insurance