Review: The Retirement Savings Time Bomb… And How to Defuse It

Every Sunday, The Simple Dollar reviews a personal finance book or related book of interest. For a long time, I avoided reading this book. The

Deflation? Hyperinflation? What Do I Do?

I absolutely love tuning into talk radio stations. It’s hucksterism at its most entertaining – the selling of fear is palpable and the line between


Pay Off Debt or Invest? Think About Your Rate of Return

Andrew writes in: My girlfriend and I bought a home last year and qualify for the First Time Homebuyer Credit. When you include my share

Review: The Elements of Investing

Every other Sunday, The Simple Dollar reviews a personal finance book. The Elements of Investing by Burton G. Malkiel and Charles D. Ellis is a

Review: The Little Book of Safe Money

Every other Sunday, The Simple Dollar reviews a personal finance book. The Little Book of Safe Money by Jason Zweig is the ninth book in

Living off Capital

Philip Brewer is perhaps my favorite personal finance blogger. I thoroughly enjoy his writings and I’ve told him so in the past. A few months

Investment Options For The Intermediate-Term

… you might make some general progress, but when you finally come close to the target, it will be very difficult for you to hit

The Meaning of the Dow Jones Industrial Average

Mickey writes in: In the last week, the Dow Jones Industrial average closed at a thirteen month high and, at the same time, unemployment hit

5 Ways Anyone Can Reap the Rewards of Investing

Quite a few readers simply tune out when I mention investments. They don’t believe the topic applies to them at all. “How can I possibly

The Stock Market Is Rebounding – Should I Care?

Since mid-March, the S&P 500 is up almost 58% and the Dow Jones Industrial Average is up almost as much. If you opened your retirement


The Short and Long Term Choices

For many people, junk food is a serious temptation. It helps them feel a sense of comfort. It provides a quick burst of flavor. It


Thoughts on Investing with Added Personal Value

A while back, I wrote about my best friend (besides my wife), John. John doesn’t spend money on frivolous things at all – he spends

9 Ways I Use Google Calendar For Bill Payment

Over the last year, I’ve been gradually moving away from a paper calendar (I used a Moleskine desk diary for it) to using Google Calendar

The Best Money Advice, in Ten Words or Less

About a week ago, I challenged my followers on Twitter to give me their best single piece of money advice in ten words or less.

The Time Cost of Investing: Does Obliviousness Pay Off?

One aspect of buy-and-hold investing in low-cost index funds that has always attracted me is that there is an extremely low time cost. Once you

15 Ways to Get Started on Snowflaking

One of the best personal finance articles I’ve ever read is Snowflaking: A Primer, at I Paid For This Twice Already. Here’s an excerpt so


Personal Finance and The Black Swan

Recently, I’ve been reading Nassim Nicholas Taleb’s book The Black Swan. Most of the book has to do with economics and mathematics and is not

Review: Oblivious Investing

Every other Sunday, The Simple Dollar reviews a personal finance book. The second I picked up Oblivious Investing by Mike Piper, I was immediately reminded