07.15.16
home for sale - how much house can i afford?

How Much House Can I Afford?

I often receive emails from readers concerning whether or not the sender can afford a particular house – or how much house they can afford.

07.13.16
how do i open a brokerage account

What Is a Brokerage Account and How Do I Open One?

So you’ve got your emergency fund taken care of — great! Now what? While you need cash you can easily access in the event of an emergency, once

07.09.16
identity theft

Why Don’t Professional Investors “Beat the Market”?

My strategy for investing is really simple. I ignore all of the talk about individual stocks and mutual funds that you’ll find in places like

sand running through fingers

12 Key Principles of Goal-Oriented Personal Finance

Different people approach personal finance in different ways. Some people simply like to follow “rules,” like “put 10% of your money toward retirement” or “spend

07.04.16
dartboard target date retirement funds

Do Target-Date Retirement Funds Hit the Mark?

Target-date retirement funds were originally created by Barclays in 1993 as a way to make it easier for regular investors to get access to a

06.20.16
international investing - country flags

Investing in International Stocks: Does Your Portfolio Need a Passport?

If you’re an American, is investing in the U.S. stock market good enough on its own? Or do you need to invest in international stock

track your spending budgeting

Eight Money Moves that are Always a Good Idea

Between the so-called money experts, your family members, and your friends, you’ve probably endured your share of outdated financial advice and plain old media hype. One

06.12.16
man stressed at computer - common investing mistakes

Seven Big Investment Mistakes You’re Probably Making

It is remarkable how much long-term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very

05.29.16
child crawling

Four Reasons to Invest (That Have Nothing to Do With Retirement)

Everyone knows you’re supposed to be investing for retirement. But let’s be honest: That’s kind of a drag. Yes, it’s important to save and invest

05.16.16
college graduate - pay off student loans or invest?

Should New College Grads Pay Down Student Loans, or Start Investing?

Read any personal finance site and you’re going to find the same piece of advice over and over again: Start saving and investing as early and

05.01.16
woman putting money into different jars for retirement, stocks, house, etc.

How to Choose Investments in Your 401(k)

Your 401(k) is the first place you should look when you start investing. The account is already open, so all you have to do is

home under construction

Is Building a New Home a Better Deal Than Buying an Existing One?

Just the other day, a friend of mine argued that building a new home is more cost efficient than buying an existing property. Her new home

slipping off balance beam

Our Nine Biggest Missteps on the Road to Financial Independence – and How We Are Fixing Them

Over the past 10 years, my wife and I have paid off literally hundreds of thousands of dollars in debt on salaries that, except for one

04.23.16
out-of-focus glass, background in focus

10 Things You Need to Do Before You Start Investing

Over the years, I’ve answered literally thousands of questions from readers in the weekly Reader Mailbag articles here on The Simple Dollar (these great questions

socially responsible investing - field of flowers

Can Socially Responsible Investing Add Meaning to Your Money?

How would you like to earn a little money while also making the world a better place? That’s the premise behind socially responsible investing, a

04.04.16
house for sale

Four Ways to Use a Roth IRA That Have Nothing to Do With Retirement

The Roth IRA is one of the most widely touted retirement accounts, and for good reason. It’s one of the only accounts that offers tax-free

asset allocation is like making a pizza

How to Choose the Right Mix of Investments for Your Personal Goals

There are only a few investment decisions that really matter. Your savings rate is one of them. The amount you pay for your investments is

03.09.16
stock price displays on digital display

Why ‘Beating the Stock Market’ Is a Lie

Marvin writes in: I don’t understand why ‘beating the stock market’ is such a big deal. In theory, couldn’t you just buy a stock at

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