08.20.15
high earners use backdoor sign

The Backdoor Roth IRA

Earning too much money to contribute to a Roth IRA — and its unique tax benefits — is what most people would call a nice

08.19.15
Uncle Sam

Uncle Sam Wants YOU… to Retire?

When I meet with investors, most believe health care will be their single largest expense during retirement. They’re surprised when I tell them if I

08.05.15
virginia students can take advantage of one of the nation's best 529 plans

The Best 529 Plans in America

Saving for college is overwhelming for even the most meticulous financial planners, but the best 529 plans can help you reach your goals. Simply put, a

Donald Trump speaking in 2011

How Can Donald Trump Declare Bankruptcy Four Times… and Still Be a Billionaire?

By Doug Hoyes I took my family on a short vacation to New York City this summer, and we had the sense that Donald Trump’s

07.25.15
apartment for rent sign

The Advantages and Disadvantages of Owning a Rental Property

When I was a little kid, a cousin of mine owned several rental properties in the small town near my home. This was basically his

07.23.15
two piggy banks

Roth vs. Traditional IRA: Retirement Showdown

IRAs, or individual retirement accounts, allow you to sock money away for retirement in a way that offers certain tax advantages over other savings methods.

07.13.15
new paltz ny houses

USDA Loans: Not Just for Farmers

If your income level, credit score, or down payment (or all of the above) are a bit too low for you to qualify for a

betterment-logo-blue

How Betterment Won My Retirement Account

Earlier this year, I began writing a series chronicling my decision to roll over my old 401(k) into a new IRA with an automated investment advisor

05.28.15
Federal Reserve building

Will Mortgage Rates Go Up if the Fed Raises Interest Rates?

By Peter Miller There’s a widespread view that if the Fed ultimately raises interest levels then mortgage rates will also rise. Financial history shows that’s

10 Tips for First-Time Home Buyers

In the summer of 2007, my wife and I purchased our first home. As a first-time home buyer, I knew we needed to spend a

05.17.15

How to Do a 401(k) Rollover

When you leave an employer, whether it’s for a new job or retirement, you’ll probably hear about a 401(k) rollover. What does that mean, and

Can Alternative Credit Scoring Help You Get a Mortgage?

By Peter Miller Lenders have an ongoing problem: No matter how many loans they create, they want to make even more. And that brings us

05.12.15
Personal Finance Focus

Choosing Your Personal Financial Focus

When I first started my professional life, my main financial focus was on my career. I tried really hard to establish a great professional foundation

castle in fish tank

Using the HARP Program to Refinance an Underwater Mortgage

Just a few weeks ago, reader Sarah wrote in for advice on how to handle her underwater mortgage. Like many people who bought homes at the

woman typing on laptop

When to Use an SEP IRA

Just a few decades ago, opening a simplified employee pension — otherwise known as an SEP IRA, a retirement plan for self-employed workers — wasn’t

05.05.15
United States from space, at night

How We’re Investing for Financial Independence

It’s not exactly a secret that my wife and I are investing our money with a goal of financial independence. We achieved our goal of

05.04.15
Wealthfront vs Betterment

Betterment vs. Wealthfront

As I explained in previous posts, I’m on a quest to roll over my old 401(k) into the best retirement account I can find. My

holding a house in hands

Should You Pay Off Your Mortgage Early?

If you have a mortgage on your home, you’ve probably wondered at least once whether it would be worthwhile to pay it down ahead of schedule. And if

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