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Merry Christmas! 1comment

Merry Christmas from my family to yours. Whether you’re celebrating Christmas today, celebrating another winter holiday with your family, or find this simply to be another day on your calendar, the best of wishes to you. Regular updating will resume tomorrow.

In the meantime, I’d like to again share with you a poem that I shared a few weeks ago in the “Pieces of Inspiration” post. It’s by one of my favorite poets, Dorothy Parker. The flowing words and perspective twist of this poem just makes it wonderful to me. Few things charm me more than seeing a well-known story through a different set of eyes.

The Maid-Servant at the Inn
Dorothy Parker

“It’s queer,” she said; “I see the light
As plain as I beheld it then,
All silver-like and calm and bright-
We’ve not had stars like that again!

“And she was such a gentle thing
To birth a baby in the cold.
The barn was dark and frightening-
This new one’s better than the old.

“I mind my eyes were full of tears,
For I was young, and quick distressed,
But she was less than me in years
That held a son against her breast.

“I never saw a sweeter child-
The little one, the darling one!-
I mind I told her, when he smiled
You’d know he was his mother’s son.

“It’s queer that I should see them so-
The time they came to Bethlehem
Was more than thirty years ago;
I’ve prayed that all is well with them.”

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An Announcement about the Future of The Simple Dollar 59comments

Over the past few days, I entered into an agreement to join forces with Cut Media to ensure the long-term future of The Simple Dollar.

What Does This Mean For Readers?
To me, this is the most important question to be asked about this arrangement.

I have signed a long-term agreement with Cut Media with regards to this site. For at minimum the next three years, I will continue writing posts pretty much exactly as I always have. They will appear twice daily (except for holidays), just like they have for the past few years. In terms of content, virtually nothing will change.

Over the next few months, there will be some secondary changes. At some point in the near future, the site will be moved to a different server, which may cause a bit of downtime and might cause a short-term delay in posting. After that, there will likely be a moderate redesign of the website. Aside from that, things should continue pretty much as they always have.

Why Make This Move?
Simply put, at this point, The Simple Dollar is too big for one person to run. There are too many different things going on that need my attention at the same time.

Most people, when they see the site, think first and foremost about the content. That obviously takes time, of course.

What you don’t see is the other things that eat an incredible amount of time and focus.

I read mountains of reader emails.
I deal with thousands of comments.
I have to keep the software that runs The Simple Dollar updated.
I have to regularly tweak the site design, often in really subtle ways.
I have to negotiate and communicate with advertisers.
I have to make sure that the site is up and running and figure out how to fix it when it’s not – and this often requires me to watch The Simple Dollar when I’m on vacation with my family or enjoying a holiday with them.
I’ve also attempted to hire and train assistants to help with this stuff – but none of them have ever worked out and some have actually caused additional problems.

The part about The Simple Dollar I enjoy the most is the writing. I also enjoy contact with readers. Everything else is simply time-consuming gruntwork that I don’t enjoy that takes away time from my family and from things I’d rather be doing (like working on other writing endeavors, such as my long-lamented fantasy novel).

Something had to give, and the end result was my arrangement with Cut Media. They have a large team in place to handle these things.

They will be taking care of the comments, the software that runs The Simple Dollar, the site design, the advertising arrangements, the site’s server(s), and making sure the site is up and running.

Essentially, I’m left with just the pieces that I really enjoy – and I’m being compensated for letting them take on the stuff I don’t want to do.

This is going to be the first Christmas in many years where I’m not stopping several times a day to make sure the site is up. That is an unbelievable relief to me.

What’s Next?
Aside from continuing to write for The Simple Dollar, I’m planning on focusing in 2012 on other projects, which I’ll talk about closer to the new year.

Remembrance 39comments

A few days ago, my wife’s aunt passed away.

She was a wonderful woman. She possessed an incredibly positive spirit, even though her life had brought her unbelievable hardship through no fault of her own. She overcame more challenges in her life than anyone else I’ve ever known, and it was a privilege to have known her.

I only ever had the opportunity to know this woman during her final years when her health was in serious decline. She required a mobile ventilator to breathe and was constantly confined to a wheelchair. She would get worn out from even small events. She took an incredible array of medications just to maintain things.

Yet, through it all, she had an amazing positive spirit. She was one of those people that always brought a smile to the table. She managed to always find a kind thing to say about everyone and about every situation.

My fondest memory of her took place a few summers ago. The two of us were watching a parade together. Without fail, she found something positive to say about each of the floats and bands and other parade elements that went by.

As often happens at a parade, the people in the parade would toss candy and other small treats to the crowd. I helped my son and daughter retrieve a few pieces and ate a piece or two myself.

At one point, a float went by tossing out miniature pieces of string cheese – it was a local dairy that was advertising their wares. As this went by, I felt a tug at my shirt. She asked me if I could pick up a piece of string cheese for her. I checked with her nurse, who gave a small nod, so I grabbed a piece that had been tossed out.

I helped her open a piece of the string cheese and got the peeling of it started for her. She took a small bite of it, closed her eyes, and sighed as she chewed on it. She opened her eyes, looked up at me with a smile, and said, “It’s the little things, Trent.”

It is really easy to get caught up in the business in our lives. We have work to do, household tasks to take care of, Christmas presents to wrap. The list goes on and on – at least it does for me.

It is so easy to lose sight of the simple pleasures in life in all of that hustle and bustle. Simple things, like the feeling of my daughter holding my hand as she watches her big brother sing at a Christmas play, or the feeling of a snowflake or two on your tongue, or the noise of the shared laughter of your mother and your toddler-aged child.

For her, these little pleasures meant so much, and that moment with her reminded me of how wonderful the little things really are. They’re worth savoring, and if you can enjoy them, then you don’t need to spend your time and energy and money on chasing ever-bigger pleasures.

It is the little things. I’ll miss her.

A final note: if you are a parent, please vaccinate your children. The medical issues that caused this wonderful woman to have difficult medical issues throughout her adult life and to eventually pass away were issues that could have been prevented had the appropriate vaccine been available just a year or two earlier. I have borne witness to the incredible challenges that she has had to take on because they didn’t have a vaccine, and my wife’s aunt has been an inspiration to me to make sure that my children have received their vaccinations exactly on schedule.

Happy Thanksgiving from The Simple Dollar! 2comments

Today is a day set aside for reflecting on the things most important to us. Many of us (including me) are sharing today with our familes and closest friends.

Here’s hoping that your Thanksgiving is a wonderful one.

The Simple Dollar will return to its regularly scheduled programming tomorrow morning.

The Things I’m Thankful For 0comments

Like a lot of you, for me the upcoming week is filled with meals shared with family and friends. Over a seven day stretch, we’re eating at least five planned meals with people we don’t get to see too often.

In all that bustle is a reminder of the people we were, the people we are, and the people we might someday become. It’s just a way of reminding us of all of the things we have to be thankful for this year.

This Sunday before Thanksgiving seemed like a good time to share a few of the things I’m thankful for. I hope that as you read this, you recognize some of the things that you’re thankful for in your own life, and you use it as a reminder this week (and always) of the many wonderful things we have in our lives.

I’m thankful for my family. That’s an easy thing to say, of course, but it’s so true.
I’m thankful for my oldest son’s burgeoning wit.
I’m thankful for my daughter’s smile and artistic capabilities.
I’m thankful for my youngest child’s bubbly personality.
I’m thankful for my wife’s constant support and positive attitude.
I’m thankful for my mother’s frankness and surprising wit.
I’m thankful for my father’s ability to put people at ease at the drop of a hat.
I’m thankful for all of these things and so much more.

I’m thankful that I was born in a society where most of my basic needs are met and with enough health that I can enjoy a productive life.

I’m thankful for the wonderful world we have to share, with its amazing beauty and depth. It’s a gift that we all have to share, regardless of what we each choose to believe. I’m thankful for whatever made this world, though the nature of that entity is beyond my understanding.

I’m thankful that I have people in my life who I can sit down with and bounce any crazy idea off of them that I might have, and we’ll just talk it through without judgments. I have friends like this who rest at every end of the political, religious, and social spectrum. Thank you, John, Ron, Melissa, Heidi, Heather, Rachel, Erin, Vicky, Brit, and many others.

I’m thankful for the people who take the time to read The Simple Dollar, and I hope that they get something of value out of it when they do.

It really is a great life. Thank you.

Starting Something From Nothing 14comments

I mentioned a while back that I had some big plans in place for 2012 with regards to some projects for The Simple Dollar. I thought I’d share part of these plans with you today.

One of my big goals for 2012 is to find a publisher for my fantasy novel. The novel is mostly written at this point and I’m pretty happy with it. I intend to pass the completed document along to some friends this winter for a round of editing, then start pursuing the process of getting it published.

Obviously, one big point of leverage I could use with getting it published is the presence of The Simple Dollar. I could mention it on here and some of the readers would buy the book, simply because my long-time readers know I’ve been working on this novel off and on for almost as long as I’ve been working on The Simple Dollar (some have already publicly pledged to do so, thank you). I also know that a lot of my readers are fans of fantasy novels, too.

At the same time, I also know that there are at least some of my readers who have considered writing a novel but discarded the idea because they don’t have their foot in the door at a publisher. They don’t have any reason to get the attention of a publisher other than their finished book (or partially finished book) and it feels like an insurmountable obstacle to them.

I know I felt that way for a long time. I’ve written two complete novels earlier in my life and dreamed of getting them published. All I ever got from them were rejection letters.

My experience with writing two additional books and having them published since then (365 Ways to Live Cheap and The Simple Dollar) has shown me that if you can demonstrate that you have an interested audience, publishers will most definitely listen. My experience with The Simple Dollar has shown me that anyone can build an audience if they take the time to do it.

Are you seeing where I’m going with this yet?

In the next month or so, I’m going to start trying to build an audience for this book online completely from scratch. I won’t mention it on The Simple Dollar until I’ve either given up on the project or I’ve secured a book deal completely independent of The Simple Dollar. Obviously, I’ll use a pseudonym so that searches for “Trent Hamm” won’t find it.

If this works – and I believe that it will – I’ll actually offer up a guide for doing this, because the techniques I intend to use won’t be all that different than what I did with The Simple Dollar and they’ll work for pretty much anything you want to do. It will be a recipe for building your own side business on a shoestring budget, no matter what that business is.

Obviously, this is going to take some time. How am I going to come up with that time? To put it simply, I’ve already been writing posts for 2012 so that next year, my writing load for The Simple Dollar will be lower and I can use that saved time for this project.

Will this work? Will this fail? I don’t know, but I do know it’ll be interesting to find out. If it does, it’s going to be the source for a lot of valuable information to share here.

Some Thoughts on Steve Jobs 10comments

One wouldn’t have to have read this website for very long to know that Steve Jobs, the former CEO of Apple and Pixar, is one of the people in this world I admire (in fact, I even mentioned him in the reader mailbag this morning). Earlier today, when I learned that he had passed away from cancer at age 56, I was hit pretty hard by the news.

I don’t admire him because I think Apple’s products are great (I think they’re well designed, but perhaps overpriced for what you get) or because I think Pixar was a great company, but because he managed to find massive success in multiple areas and he did it in his own way, all while coming from a working class background.

I could go on for a long time writing some boring eulogy to him, but honestly, you wouldn’t get any real value out of it. There’s more than enough eulogies to the man online right now.

Instead, I’d rather just share his words with you. In 2005, Steve gave the commencement address at Stanford University’s graduation ceremony. You can watch the video here:

Here is the text of that speech (found on Stanford’s website). I went through the text of it and highlighted a few key pieces. I can’t tell you how many times I’ve listened to this speech and read the text of it. Every time, I’m inspired to do something. It’s just a wonderful statement of what success in life is all about.

Please, take five minutes or so and read this speech (or listen to it).

I am honored to be with you today at your commencement from one of the finest universities in the world. I never graduated from college. Truth be told, this is the closest I’ve ever gotten to a college graduation. Today I want to tell you three stories from my life. That’s it. No big deal. Just three stories.

The first story is about connecting the dots.

I dropped out of Reed College after the first 6 months, but then stayed around as a drop-in for another 18 months or so before I really quit. So why did I drop out?

It started before I was born. My biological mother was a young, unwed college graduate student, and she decided to put me up for adoption. She felt very strongly that I should be adopted by college graduates, so everything was all set for me to be adopted at birth by a lawyer and his wife. Except that when I popped out they decided at the last minute that they really wanted a girl. So my parents, who were on a waiting list, got a call in the middle of the night asking: “We have an unexpected baby boy; do you want him?” They said: “Of course.” My biological mother later found out that my mother had never graduated from college and that my father had never graduated from high school. She refused to sign the final adoption papers. She only relented a few months later when my parents promised that I would someday go to college.

And 17 years later I did go to college. But I naively chose a college that was almost as expensive as Stanford, and all of my working-class parents’ savings were being spent on my college tuition. After six months, I couldn’t see the value in it. I had no idea what I wanted to do with my life and no idea how college was going to help me figure it out. And here I was spending all of the money my parents had saved their entire life. So I decided to drop out and trust that it would all work out OK. It was pretty scary at the time, but looking back it was one of the best decisions I ever made. The minute I dropped out I could stop taking the required classes that didn’t interest me, and begin dropping in on the ones that looked interesting.

It wasn’t all romantic. I didn’t have a dorm room, so I slept on the floor in friends’ rooms, I returned coke bottles for the 5¢ deposits to buy food with, and I would walk the 7 miles across town every Sunday night to get one good meal a week at the Hare Krishna temple. I loved it. And much of what I stumbled into by following my curiosity and intuition turned out to be priceless later on. Let me give you one example:

Reed College at that time offered perhaps the best calligraphy instruction in the country. Throughout the campus every poster, every label on every drawer, was beautifully hand calligraphed. Because I had dropped out and didn’t have to take the normal classes, I decided to take a calligraphy class to learn how to do this. I learned about serif and san serif typefaces, about varying the amount of space between different letter combinations, about what makes great typography great. It was beautiful, historical, artistically subtle in a way that science can’t capture, and I found it fascinating.

None of this had even a hope of any practical application in my life. But ten years later, when we were designing the first Macintosh computer, it all came back to me. And we designed it all into the Mac. It was the first computer with beautiful typography. If I had never dropped in on that single course in college, the Mac would have never had multiple typefaces or proportionally spaced fonts. And since Windows just copied the Mac, it’s likely that no personal computer would have them. If I had never dropped out, I would have never dropped in on this calligraphy class, and personal computers might not have the wonderful typography that they do. Of course it was impossible to connect the dots looking forward when I was in college. But it was very, very clear looking backwards ten years later.

Again, you can’t connect the dots looking forward; you can only connect them looking backwards. So you have to trust that the dots will somehow connect in your future. You have to trust in something — your gut, destiny, life, karma, whatever. This approach has never let me down, and it has made all the difference in my life.

My second story is about love and loss.

I was lucky — I found what I loved to do early in life. Woz and I started Apple in my parents garage when I was 20. We worked hard, and in 10 years Apple had grown from just the two of us in a garage into a $2 billion company with over 4000 employees. We had just released our finest creation — the Macintosh — a year earlier, and I had just turned 30. And then I got fired. How can you get fired from a company you started? Well, as Apple grew we hired someone who I thought was very talented to run the company with me, and for the first year or so things went well. But then our visions of the future began to diverge and eventually we had a falling out. When we did, our Board of Directors sided with him. So at 30 I was out. And very publicly out. What had been the focus of my entire adult life was gone, and it was devastating.

I really didn’t know what to do for a few months. I felt that I had let the previous generation of entrepreneurs down – that I had dropped the baton as it was being passed to me. I met with David Packard and Bob Noyce and tried to apologize for screwing up so badly. I was a very public failure, and I even thought about running away from the valley. But something slowly began to dawn on me — I still loved what I did. The turn of events at Apple had not changed that one bit. I had been rejected, but I was still in love. And so I decided to start over.

I didn’t see it then, but it turned out that getting fired from Apple was the best thing that could have ever happened to me. The heaviness of being successful was replaced by the lightness of being a beginner again, less sure about everything. It freed me to enter one of the most creative periods of my life.

During the next five years, I started a company named NeXT, another company named Pixar, and fell in love with an amazing woman who would become my wife. Pixar went on to create the worlds first computer animated feature film, Toy Story, and is now the most successful animation studio in the world. In a remarkable turn of events, Apple bought NeXT, I returned to Apple, and the technology we developed at NeXT is at the heart of Apple’s current renaissance. And Laurene and I have a wonderful family together.

I’m pretty sure none of this would have happened if I hadn’t been fired from Apple. It was awful tasting medicine, but I guess the patient needed it. Sometimes life hits you in the head with a brick. Don’t lose faith. I’m convinced that the only thing that kept me going was that I loved what I did. You’ve got to find what you love. And that is as true for your work as it is for your lovers. Your work is going to fill a large part of your life, and the only way to be truly satisfied is to do what you believe is great work. And the only way to do great work is to love what you do. If you haven’t found it yet, keep looking. Don’t settle. As with all matters of the heart, you’ll know when you find it. And, like any great relationship, it just gets better and better as the years roll on. So keep looking until you find it. Don’t settle.

My third story is about death.

When I was 17, I read a quote that went something like: “If you live each day as if it was your last, someday you’ll most certainly be right.” It made an impression on me, and since then, for the past 33 years, I have looked in the mirror every morning and asked myself: “If today were the last day of my life, would I want to do what I am about to do today?” And whenever the answer has been “No” for too many days in a row, I know I need to change something.

Remembering that I’ll be dead soon is the most important tool I’ve ever encountered to help me make the big choices in life. Because almost everything — all external expectations, all pride, all fear of embarrassment or failure – these things just fall away in the face of death, leaving only what is truly important. Remembering that you are going to die is the best way I know to avoid the trap of thinking you have something to lose. You are already naked. There is no reason not to follow your heart.

About a year ago I was diagnosed with cancer. I had a scan at 7:30 in the morning, and it clearly showed a tumor on my pancreas. I didn’t even know what a pancreas was. The doctors told me this was almost certainly a type of cancer that is incurable, and that I should expect to live no longer than three to six months. My doctor advised me to go home and get my affairs in order, which is doctor’s code for prepare to die. It means to try to tell your kids everything you thought you’d have the next 10 years to tell them in just a few months. It means to make sure everything is buttoned up so that it will be as easy as possible for your family. It means to say your goodbyes.

I lived with that diagnosis all day. Later that evening I had a biopsy, where they stuck an endoscope down my throat, through my stomach and into my intestines, put a needle into my pancreas and got a few cells from the tumor. I was sedated, but my wife, who was there, told me that when they viewed the cells under a microscope the doctors started crying because it turned out to be a very rare form of pancreatic cancer that is curable with surgery. I had the surgery and I’m fine now.

This was the closest I’ve been to facing death, and I hope it’s the closest I get for a few more decades. Having lived through it, I can now say this to you with a bit more certainty than when death was a useful but purely intellectual concept:

No one wants to die. Even people who want to go to heaven don’t want to die to get there. And yet death is the destination we all share. No one has ever escaped it. And that is as it should be, because Death is very likely the single best invention of Life. It is Life’s change agent. It clears out the old to make way for the new. Right now the new is you, but someday not too long from now, you will gradually become the old and be cleared away. Sorry to be so dramatic, but it is quite true.

Your time is limited, so don’t waste it living someone else’s life. Don’t be trapped by dogma — which is living with the results of other people’s thinking. Don’t let the noise of others’ opinions drown out your own inner voice. And most important, have the courage to follow your heart and intuition. They somehow already know what you truly want to become. Everything else is secondary.

When I was young, there was an amazing publication called The Whole Earth Catalog, which was one of the bibles of my generation. It was created by a fellow named Stewart Brand not far from here in Menlo Park, and he brought it to life with his poetic touch. This was in the late 1960′s, before personal computers and desktop publishing, so it was all made with typewriters, scissors, and polaroid cameras. It was sort of like Google in paperback form, 35 years before Google came along: it was idealistic, and overflowing with neat tools and great notions.

Stewart and his team put out several issues of The Whole Earth Catalog, and then when it had run its course, they put out a final issue. It was the mid-1970s, and I was your age. On the back cover of their final issue was a photograph of an early morning country road, the kind you might find yourself hitchhiking on if you were so adventurous. Beneath it were the words: “Stay Hungry. Stay Foolish.” It was their farewell message as they signed off. Stay Hungry. Stay Foolish. And I have always wished that for myself. And now, as you graduate to begin anew, I wish that for you.

Stay Hungry. Stay Foolish.

Thank you all very much.

A Few Brief Thoughts on 9/11 9comments

Ten years ago today, I arrived at work without knowing anything of what was going on in New York and Washington. One of my coworkers told me about it (there was still some genuine confusion as to what was going on, so he thought there were planes also headed to crash into the White House) and I thought he was pulling my leg, as he often did.

I actually worked normally for an hour, but I did notice that none of my coworkers were anywhere to be found. I shrugged it off for a while until I tried to check cnn.com for the news – and it wouldn’t come up. Neither would several other news sites. Eventually, I did find a site that confirmed what was going on.

Like a lot of other Americans, I spent much of that day watching the news coverage in shock. How could this happen here? What happens now?

That day (and the events afterward) taught me four real lessons.

You can’t predict the future
Very few people saw 9/11 coming. It changed the lives of almost all of us in some way or another, either due to the incident itself or due to the actions taken in the aftermath.

One very good friend of mine has served multiple tours of duty in Iraq and Afghanistan, as has one of my best friends from my childhood, and both have had effects on their children, their spouses, and their friends. Many other people have had far deeper connections than that, losing family members and loved ones due to the events resulting from that fateful day.

The other consequences are less severe, but present. Airport security immediately comes to mind.

9/11 is just one strong example of how you can’t predict the future. It’s never the smooth ride you envision it to be.

You can, however, prepare for it
Simply put, you can’t predict the future. The best thing you can do is put yourself in a position to handle the widest range of things the future can throw at you.

This means having a healthy emergency fund. This means having a skill set that’s useful in a wide variety of situations. This means having enough of a handle on your financial situation that a job loss wouldn’t be devastating in the short term. This means having adequate life insurance and, if you’re in a good financial position, long term care insurance. This means having a great circle of friends and business acquaintances.

Be prepared for whatever may come.

The person across from you isn’t really all that different than you
The people I disagree with the most politically today are the same people I sat there with on 9/11, with all of us feeling socked in the gut by what had happened.

Those people want a bright future for everyone, just as I do. They want a safe future for everyone, just as I do.

Just because we believe in different paths to get there doesn’t mean that the other person is stupid or wrong. It just means we need to set aside our disagreements and actually have a rational conversation about it.

There is no winner here except us. If we keep playing the “my team” versus “your team” game, no one wins. If we can put it aside and actually try to solve the problem, everyone wins.

This is true in every aspect of life, not just politics or business. Almost always, the person opposite you is pretty similar to you. They have some things that they believe in. They have a goal they want to achieve. The end result of achieving that goal, to them, isn’t all that much different than the end result of you achieving your goal.

Keep that in mind the next time you’re upset at someone who doesn’t seem to agree with you. What’s their goal? What do they really want?

There is no better day than today to reach out and take action
Since you can never be sure what tomorrow will bring, today is the day to start taking positive actions.

Get in touch with that old friend you disagree with. Cancel a few frivolous bills and start building up an emergency fund. Come up with a debt repayment plan. Decide where you want to be with your career, then start getting the education and connections you need to get there.

These are the steps to take to ensure a brighter tomorrow, and today is the day to take them.

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