Throughout the month of December, The Simple Dollar is posting a daily series focusing on specific activities you can do right now to set the stage for a great 2011. Out with the old, in with the new. 13. Reduce your cable/satellite bill. So many people find themselves at the end of a long day,

Throughout the month of December, The Simple Dollar is posting a daily series focusing on specific activities you can do right now to set the stage for a great 2011. Out with the old, in with the new. 12. Set up a truly useful calendar. For the longest time, I used a tiny pocket planner

Throughout the month of December, The Simple Dollar is posting a daily series focusing on specific activities you can do right now to set the stage for a great 2011. Out with the old, in with the new. 11. Make your home more energy efficient. Almost everyone who has a roof over their head has

Throughout the month of December, The Simple Dollar is posting a daily series focusing on specific activities you can do right now to set the stage for a great 2011. Out with the old, in with the new. 10. Do a mind sweep. Hot on the heels of the ongoing discussion of Making It All

Throughout the month of December, The Simple Dollar is posting a daily series focusing on specific activities you can do right now to set the stage for a great 2011. Out with the old, in with the new. 9. Bank some meals. A lot of times, after a long day of working and child care,

Throughout the month of December, The Simple Dollar is posting a daily series focusing on specific activities you can do right now to set the stage for a great 2011. Out with the old, in with the new. 8. Rethink your retirement plan. If I’ve done one thing right with my personal finances since reaching

Throughout the month of December, The Simple Dollar is posting a daily series focusing on specific activities you can do right now to set the stage for a great 2011. Out with the old, in with the new. 7. Clean out your closets and liquidate. Even after a few rounds of doing this very thing,

Throughout the month of December, The Simple Dollar is posting a daily series focusing on specific activities you can do right now to set the stage for a great 2011. Out with the old, in with the new. 6. Create a debt repayment plan. Yesterday, we talked about the usefulness of cleaning up your debts.

Throughout the month of December, The Simple Dollar is posting a daily series focusing on specific activities you can do right now to set the stage for a great 2011. Out with the old, in with the new. 5. Clean up your debts. No, I don’t mean just repay them. For most people in debt,

Throughout the month of December, The Simple Dollar is posting a daily series focusing on specific activities you can do right now to set the stage for a great 2011. Out with the old, in with the new. 4. Plan how to erase that mistake. Yesterday, we discussed how to dig into your life and

Throughout the month of December, The Simple Dollar is posting a daily series focusing on specific activities you can do right now to set the stage for a great 2011. Out with the old, in with the new. 3. Figure out your biggest mistake. What one element of your life is the one element you

Throughout the month of December, The Simple Dollar is posting a daily series focusing on specific activities you can do right now to set the stage for a great 2011. Out with the old, in with the new. 2. Create a five year sketch. What, exactly, is a five year sketch? It simply means a

Throughout the month of December, The Simple Dollar is posting a daily series focusing on specific activities you can do right now to set the stage for a great 2011. Out with the old, in with the new. A long December and there’s reason to believe Maybe this year will be better than the last