alms box at st. peters

A Retirement Tax Trick You May Not Know About

In my recent post I highlighted the looming problem that taxes will create for many investors when they retire due to the bulk of retirement assets

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And the Stock Market Outlook Is… Who Cares?!

As I write this article on the morning of Aug. 24th, the Dow just opened down over 1,000 points and CNBC is going crazy with

high earners use backdoor sign

The Backdoor Roth IRA

Earning too much money to contribute to a Roth IRA — and its unique tax benefits — is what most people would call a nice

Uncle Sam

Uncle Sam Wants YOU… to Retire?

When I meet with investors, most believe health care will be their single largest expense during retirement. They’re surprised when I tell them if I

retired couple

A Romantic Reality

Donald Liebenson wrote an interesting article at Business Insider entitled “Most people aging out of the workforce consider retirement ‘a romantic fantasy of the past.’”

two piggy banks

Roth vs. Traditional IRA: Retirement Showdown

IRAs, or individual retirement accounts, allow you to sock money away for retirement in a way that offers certain tax advantages over other savings methods.

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Why Self-Employment and Early Retirement Go Hand in Hand

In 2012, I left a steady and rewarding 9-5 job to pursue my side hustle full-time. While it’s true I had gotten extremely tired of


How Betterment Won My Retirement Account

Earlier this year, I began writing a series chronicling my decision to roll over my old 401(k) into a new IRA with an automated investment advisor

Three Questions

Ask yourself these three questions, right now. If you died right now, in your final moments, what would upset you that you hadn’t taken care


How to Do a 401(k) Rollover

When you leave an employer, whether it’s for a new job or retirement, you’ll probably hear about a 401(k) rollover. What does that mean, and

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When to Use an SEP IRA

Just a few decades ago, opening a simplified employee pension — otherwise known as an SEP IRA, a retirement plan for self-employed workers — wasn’t

Wealthfront vs Betterment

Betterment vs. Wealthfront

As I explained in previous posts, I’m on a quest to roll over my old 401(k) into the best retirement account I can find. My

Personal Capital site on various devices

Personal Capital Review

As I explained in a few previous posts, I am on a quest to roll over my old 401(k) into a new account with better

Granada rooftops

Eight Best Places to Retire Abroad (and Enjoy the Good Life for Less)

More than 373,000 Americans had retired abroad by 2013, according to the Social Security Administration, and for various reasons. For some, the decision to retire overseas

investing charts

Roth IRA vs 401k? You May Not Have to Choose

One of the most common retirement questions I get asked is: Roth IRA or 401(k)? Although both are good options worth considering, the answer isn’t

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Where Do Investment Returns Come From?

The whole point of investing is to give yourself the possibility of earning better returns than you can get from a savings account. If you


Are 401(k)s Unrealistic? Only If You Are

In the past few days, three different readers have sent me a link to this great article from Fidelity entitled Five Habits of 401(k) Millionaires.


Why Taking a Lump-Sum Payout Makes More Sense Than You Think

When I was in sixth grade, a classmate’s grandma won a million dollars in the lottery. This made the front page of our small town’s

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