05.17.15

How to Do a 401(k) Rollover

When you leave an employer, whether it’s for a new job or retirement, you’ll probably hear about a 401(k) rollover. What does that mean, and

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When to Use an SEP IRA

Just a few decades ago, opening a simplified employee pension — otherwise known as an SEP IRA, a retirement plan for self-employed workers — wasn’t

05.04.15
Wealthfront vs Betterment

Betterment vs. Wealthfront

As I explained in previous posts, I’m on a quest to roll over my old 401(k) into the best retirement account I can find. My

Personal Capital site on various devices

Personal Capital Review

As I explained in a few previous posts, I am on a quest to roll over my old 401(k) into a new account with better

04.02.15
Granada rooftops

Eight Best Places to Retire Abroad (and Enjoy the Good Life for Less)

More than 373,000 Americans had retired abroad by 2013, according to the Social Security Administration, and for various reasons. For some, the decision to retire overseas

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Roth IRA vs 401k? You May Not Have to Choose

One of the most common retirement questions I get asked is: Roth IRA or 401(k)? Although both are good options worth considering, the answer isn’t

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Where Do Investment Returns Come From?

The whole point of investing is to give yourself the possibility of earning better returns than you can get from a savings account. If you

03.28.15

Are 401(k)s Unrealistic? Only If You Are

In the past few days, three different readers have sent me a link to this great article from Fidelity entitled Five Habits of 401(k) Millionaires.

03.27.15

Why Taking a Lump-Sum Payout Makes More Sense Than You Think

When I was in sixth grade, a classmate’s grandma won a million dollars in the lottery. This made the front page of our small town’s

03.13.15
filing out tax form

Can the Saver’s Credit Save You Money on Your Taxes?

For many people, two of the most frightening words in the English language are death and taxes. Even among those for whom the words are

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Balancing Act: Pay Down Student Loans or Save More?

You’re finally there: You’ve graduated from college after many hard years, you’ve got a job in your field, and you’re actually able to balance your

03.03.15

What Is a Fee-Only Financial Advisor?

If you’re looking for a financial planner, one of the first things you’ll want to know is how they are paid. Financial incentives influence decision-making in

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The Million-Dollar Retirement Question

One question I’ve received several times over the years is what I’ve jokingly called the “million-dollar question” to my wife. It comes in several variations,

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What Is Index Investing and Why Does It Work?

There are an almost infinite number of ways to approach investing, but my personal favorite is called index investing. It’s a simple strategy that can

02.14.15
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How to Retire Quickly

Over the last couple of years, Sarah and I have essentially been living on one salary. We’ve been investing every dime of my income (minus

train tracks in Ireland

How to Tell If You’re on Track for Your Financial Goals

One nugget of personal finance information that I’ve seen repeated over and over is the notion that if you have a year’s salary saved for

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The Five Most Important Factors for Your Investment Success

If you’re new to investing, it’s pretty easy to feel overwhelmed. There are strange words to figure out, complicated ideas to understand, new decisions to

Photo: Acorns

Building a Nest Egg Out of Acorns

Let’s face it, investing in the future is no easy task. Taking money that you could spend right now and socking it away for decades takes discipline.

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