You’re finally there: You’ve graduated from college after many hard years, you’ve got a job in your field, and you’re actually able to balance your
If you’re looking for a financial planner, one of the first things you’ll want to know is how they are paid. Financial incentives influence decision-making in
One question I’ve received several times over the years is what I’ve jokingly called the “million-dollar question” to my wife. It comes in several variations,
There are an almost infinite number of ways to approach investing, but my personal favorite is called index investing. It’s a simple strategy that can
Over the last couple of years, Sarah and I have essentially been living on one salary. We’ve been investing every dime of my income (minus
One nugget of personal finance information that I’ve seen repeated over and over is the notion that if you have a year’s salary saved for
If you’re new to investing, it’s pretty easy to feel overwhelmed. There are strange words to figure out, complicated ideas to understand, new decisions to
Let’s face it, investing in the future is no easy task. Taking money that you could spend right now and socking it away for decades takes discipline.
Annuities are not complicated, which is why so many people find them appealing. They come in two basic types — immediate and deferred — with two
The history of retirement plans in the United States is neither as old nor as extensive as most people think. The first private pension fund
So you want to pack up all your cares and woes and retire overseas. The world is full of possibilities, from hundreds of thousands of
Danny writes in with a good question: A lot of the retirement articles I read talk about saving enough for retirement so that you only
In “Back to the Future Part II,” Biff Tannen gets rich by using information from the future to make can’t-lose sports bets in the past.
Retirement is probably the most anticipated and planned-for milestone of our lives. When it finally arrives, it does so silently like an overnight snowfall that, even
As I explained in a previous post, I’m on a quest to find the best retirement plan to roll over my old 401(k). I’m going
When the time arrives to sign up for a retirement plan at work or open a Roth IRA, people are pulled in two different directions.
As I explained last week, I’m on a quest to find the best retirement plan to roll over my old 401(k). I’m going to conduct
Save for retirement. Period. There are very few adults in the United States that are of working age that aren’t affected in a positive way