If you’ve done any research into saving for retirement, you’ve almost certainly heard of the most commonly recommended retirement accounts: The 401(k). The traditional IRA.
If there’s one financial question that really hangs over my head these days, it’s probably this one. How much money do I need to have
Recently, I had a great email exchange with a reader whom we’ll call “Tim” about the incoming financial struggles of his in-laws as they age.
Have you ever been in a meaningful relationship with another person? It could be a friend. Or a parent. Or a sibling. Or a significant
I am 28, and my sister is 19. That kind of age gap presents positives and negatives. One clear positive for me is that I
If you’ve been watching the national news lately, one of the topics creeping back into the discussion is the federal debt ceiling. Our nation’s debt
She’s up. She’s down. And according to many industry experts, she’s spiraling into a bear market, or what many would call an ongoing decline in stock
One of my cousins and her husband live a life that many people find to be a bit unusual. They have what I would describe
“Rule No. 1 is never lose money. Rule No. 2 is never forget Rule No. 1.” — Warren Buffett Buffett’s quote seems to state the
After much thought and deliberation, I’ve developed a theory on why such a staggering amount of NFL and NBA players go broke shortly after retiring.
One common question that I’m asked all the time is how exactly a person can figure out how much they need to save for retirement
I’m convinced that annuities are the most misunderstood financial and insurance product in the financial services universe today. I think there are several reasons for
Perhaps it took decades of mortgage payments, but you’ve achieved what’s still a dream for many: Homeownership (or, at least, substantial home equity). But like
My industry, the business of providing financial advice, should be ashamed of itself. We’re supposed to be professionals versed in the knowledge of investments, financial
Everyone knows that saving for retirement is important. Unfortunately, far too many of us aren’t saving nearly as much as we should. But why? A
In my recent post I highlighted the looming problem that taxes will create for many investors when they retire due to the bulk of retirement assets
As I write this article on the morning of Aug. 24th, the Dow just opened down over 1,000 points and CNBC is going crazy with
Earning too much money to contribute to a Roth IRA — and its unique tax benefits — is what most people would call a nice