Are 401(k) Plans a Fraud?

Over the last two weeks, quite a few readers have passed along a link to Helaine Olen’s article at Salon entitled 401(k)s are a sham:


Five Very Simple Truths About Saving for Retirement

Let’s get the scary truth out there: CNN estimates that half of all Americans are saving nothing for retirement. Half of Americans aren’t saving a


Applying Warren Buffett’s 7% Figure to Your Retirement

A few weeks ago, I discussed a Bloomberg article about Warren Buffett’s projections for the stock market over the long term. Here’s a refresher on


Is This Everything You Need To Know About Financial Planning?

Here’s an interesting article I discovered over at the Vanguard site about the basics of retirement planning. In it, the article quotes a section of


More Than 25 Percent of Americans Are Making a Huge Financial Mistake

What mistake? According to the Arizona Star, more than 25% of Americans are raiding their 401(k)s to stay afloat. The only way this even looks


Retirement Investing Obsession

Vitaly writes in: My problem is that I can’t stop looking at my retirement accounts. Whenever I see an investment option that’s doing a little

401(k) From Scratch

Debbie writes in: I’m a 28 year old single mom. I just got a great job as an administrative assistant, one that I was extremely


Loved Ones in Decline

A few years ago, my grandmother passed away pretty suddenly. She had been in somewhat ailing health for years, but she was still well enough

Now and Later: The Great Retirement Question

Over the last few months, I’ve read several articles that center around the idea that people should be saving every possible dime that they can


The Different Meanings of Saving for Retirement

My parents and Sarah’s parents are roughly the same age. Their retirement-age experieces are much different than each other. My parents are both retired in

How Important Is It to Start Early?

I get a lot of emails from people in their forties and fifties who are suddenly panicking about their retirement savings. Often, they don’t have


Help! I Don’t Know What Retirement Plan You’re Talking About!

Connie writes in: Roth, IRA, 401(k), 403(b), FERS, TSP – what on earth does it all mean? I know they all have to do with

Review: A Commonsense Guide to Your 401(k)

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book

Retirement Planning: Contributions & Debt Repayment Tips

A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. I got

Some Thoughts on the Long Term

A few days ago, Donald left a provocative comment on my recent article How to Get Rich Quickly!. Although I think his tone is a


The Truth About Retiring at 65

In 1935, when the Social Security Act was passed by Congress and signed by President Roosevelt, the new law established a national retirement age of

How Long Is Your Long Run?

When I think about the long run, I’m usually thinking about what I would call “retirement.” It’s a state I hope to reach in my


Which Retirement Plan Is Right for Me? Traditional IRAs Versus Roth IRAs Versus 401(k)s and 403(b)s

Kelly writes in: I’m reading about retirement and I see terms like Traditional IRA and Roth IRA and 401(k) thrown around without really explaining what

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