03.06.14

The Hows and Whys of a Target Retirement Fund

You’ve finally decided that you need to start saving for retirement. You’ve taken that first step of signing up for a 401(k) or a 403(b)

02.24.14

Is Time on Your Side?

This stunning article from Yahoo! Finance describes in detail the difficult situation that many people in their fifties and sixties find themselves in. From the

A Lifetime of Choices

Once in a Lifetime Stephen writes in: “I am struggling with continuing to save because of the fragility of my life. Both of my parents

01.27.14

Falling Short on Retirement Savings

It’s a fear that many of us have. For some, it’s a reality. You’re close to retirement age, but when you sit down and run

12.17.13

How to Approach Retirement Catch-Up

This article first appeared at U.S. News and World Report Money. It’s pretty well established that if you start saving about 10% of your income

11.23.13

Retirement Savings: Sacrifice Today for a Better Tomorrow

The reality of retirement savings comes down to a very simple decision. Each paycheck or each week or each month, you have a choice to

11.12.13

How Much Do I Need to Retire? Quickly Figure Out Your Retirement “Number”

This article first appeared at US News and World Report Money. At some point during each of our professional lives, we wake up to the

11.03.13

Selling Stocks at an All Time Market High?

By almost every measure, the stock market in the United States has hit several all-time highs over the last few weeks. This has led several

Four Questions to Ask If You’re Nervous About Signing Up for a 401(k)

Beth wrote in with a great question: “I have thought for months about going into the HR office and signing up for the 401(k) plan

The Fear of a 401(k)

When I was in high school, my father’s employer launched a 401(k) program. He’d been there for twenty five years (off and on) at that

09.01.13

The Basics of a Roth IRA

Megan writes in: “What exactly is a Roth IRA? I understand that it’s a way to save for retirement but the Wikipedia entry is basically

08.27.13

Retirement Planning in an Uncertain World

This question gets asked all the time on personal finance websites, books, magazines, and talk shows. People begin to look forward to retirement living and

08.26.13

Worried About Economic Collapse and Your Retirement? Here’s Some Food for Thought

The last question in this morning’s reader mailbag left me thinking. Let me repeat Alan’s question again, for all to read. “I’ve been putting away

08.16.13

Are 401(k) Plans a Fraud?

Over the last two weeks, quite a few readers have passed along a link to Helaine Olen’s article at Salon entitled 401(k)s are a sham:

05.07.13

Five Very Simple Truths About Saving for Retirement

Let’s get the scary truth out there: CNN estimates that half of all Americans are saving nothing for retirement. Half of Americans aren’t saving a

05.04.13

Applying Warren Buffett’s 7% Figure to Your Retirement

A few weeks ago, I discussed a Bloomberg article about Warren Buffett’s projections for the stock market over the long term. Here’s a refresher on

04.13.13

Is This Everything You Need To Know About Financial Planning?

Here’s an interesting article I discovered over at the Vanguard site about the basics of retirement planning. In it, the article quotes a section of

03.24.13

More Than 25 Percent of Americans Are Making a Huge Financial Mistake

What mistake? According to the Arizona Star, more than 25% of Americans are raiding their 401(k)s to stay afloat. The only way this even looks

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