Woman holding miniature house

Buying a House? How to Save for a Down Payment

By Peter Miller Saving for a new home has just become easier. Both Fannie Mae and Freddie Mac say they will now buy mortgages with


A Simple Trick to Get Organized With Your Money

What did you buy today? No, really. I want to know everything you bought. Sit and think about it. Did you buy a meal out,

Ohio State Library

Six Biggest Myths About 529 Plans

By Kathryn Flynn A college degree is worth more today than ever before. In fact, according to a study by Pew Research, young adults with

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Why Americans Aren’t Ready for an Emergency

Let’s talk about our saving skills for a minute, America. Because it seems that while we’re improving, we have yet to master the skill of

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Don’t Waste Your Tax Refund: Four Better Ways to Use It

According to the IRS, the average tax refund so far this year has reached a staggering $3,539. It’s still early, however. And as the tax agency notes,

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Three Simple Money Management Lessons for Teenagers

My most important goal for my children is that they grow up to be independent human beings. Although my twins are only a few weeks shy

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Balancing Act: Pay Down Student Loans or Save More?

You’re finally there: You’ve graduated from college after many hard years, you’ve got a job in your field, and you’re actually able to balance your

Kindergarten graduation

More Than One Kid? How to Save for College

A reader named Autumn asks a good question: “Hi, I need some advice… My sweet newborn was given a little over $1,000 from our family

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Getting Rich on a Small Salary

Once every month or two, I’ll come across a story like this one that describes how someone on a small salary managed to slowly amass

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Dealing With an Unexpected Financial Blow

It was the most bizarre sound I’ve ever heard. I was driving down the interstate with both of my babies strapped into their car seats.

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60 Simple Rules of Personal Finance

A while back, I was asked to give an hourlong presentation where I talked about my key principles of personal finance. I chose to give

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Six Big Financial Differences Between a Normal Job and Self-Employment

In 2008, I took the leap from a traditional white collar job into self-employment, mostly on the back of a small side gig I had

State of the Union address 2015

Proposed Changes to 529 Plans Would Dampen Their Appeal

In his State of the Union address Tuesday, President Obama proposed changes to 529 college plans that may force the 7 million families using them to


Why Your Budget Needs a Buffer

When my husband and I discovered zero-sum budgeting several years ago, we knew we were onto something. Because of the way zero-sum budgeting works, it

Guide to Self-Directed IRAs

The history of retirement plans in the United States is neither as old nor as extensive as most people think. The first private pension fund

Helping kids with college Photo: bradleypjohnson

10 Financial Mistakes Too Many Parents Make

Every loving parent has hopes and dreams for their children, whether it’s about college, falling in love and starting a family, or finding their passion

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Your Game Plan for Escaping the Paycheck-to-Paycheck Cycle

Right off the bat, I want to say that I understand that this article won’t appeal to all of my readers. Many of you have

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Five Money Mistakes We’ve All Made

It can be hard to admit you’ve made some financial mistakes, especially when those mistakes had embarrassing and expensive consequences. Using myself as an example:

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