woman paying bills on computer

How to Live on Last Month’s Income

For a long while, I’ve been an advocate of You Need a Budget, which is a software package and philosophy that I use for budgeting.

networking event

Five Ways to Write Off Your Next Vacation

Planning a vacation and dreading all the costs? While there are many ways to spend less on vacation, there’s another route to try if you want to travel

investing charts

Roth IRA vs 401k? You May Not Have to Choose

One of the most common retirement questions I get asked is: Roth IRA or 401(k)? Although both are good options worth considering, the answer isn’t

Woman holding miniature house

Buying a House? How to Save for a Down Payment

By Peter Miller Saving for a new home has just become easier. Both Fannie Mae and Freddie Mac say they will now buy mortgages with


A Simple Trick to Get Organized With Your Money

What did you buy today? No, really. I want to know everything you bought. Sit and think about it. Did you buy a meal out,

Ohio State Library

Six Biggest Myths About 529 Plans

By Kathryn Flynn A college degree is worth more today than ever before. In fact, according to a study by Pew Research, young adults with

woman looking at city out the window

Why Americans Aren’t Ready for an Emergency

Let’s talk about our saving skills for a minute, America. Because it seems that while we’re improving, we have yet to master the skill of

couple on the beach

Don’t Waste Your Tax Refund: Four Better Ways to Use It

According to the IRS, the average tax refund so far this year has reached a staggering $3,539. It’s still early, however. And as the tax agency notes,

Best Credit Cards for College Students in 2016

When used responsibly, the best credit cards for college students become valuable tools that can help accomplish two crucial financial tasks: They help teach money

teenage girl texting

Three Simple Money Management Lessons for Teenagers

My most important goal for my children is that they grow up to be independent human beings. Although my twins are only a few weeks shy

walking a slackline in the park

Balancing Act: Pay Down Student Loans or Save More?

You’re finally there: You’ve graduated from college after many hard years, you’ve got a job in your field, and you’re actually able to balance your

Barclaycard Review: Arrival™ World MasterCard® Annual Fee vs. No Annual Fee

For a multitude of reasons, the Barclaycard Arrival™ World MasterCard® is considered one of the best credit cards around. Still, there’s a lot of curiosity


Can Cash-Back Rewards Beat Your Savings Account?

Are you tired of earning less than 1% on your savings? You’re not alone. With interest rates hovering near record lows for the past few

Kindergarten graduation

More Than One Kid? How to Save for College

A reader named Autumn asks a good question: “Hi, I need some advice… My sweet newborn was given a little over $1,000 from our family

gas station attendant using register

Getting Rich on a Small Salary

Once every month or two, I’ll come across a story like this one that describes how someone on a small salary managed to slowly amass

woman and tow truck operator observing broken-down car

Dealing With an Unexpected Financial Blow

It was the most bizarre sound I’ve ever heard. I was driving down the interstate with both of my babies strapped into their car seats.

man counting money with calculator

60 Simple Rules of Personal Finance

A while back, I was asked to give an hourlong presentation where I talked about my key principles of personal finance. I chose to give

working in coffeeshop

Six Big Financial Differences Between a Normal Job and Self-Employment

In 2008, I took the leap from a traditional white collar job into self-employment, mostly on the back of a small side gig I had

Simple Share Buttons
Simple Share Buttons