State of the Union address 2015

Proposed Changes to 529 Plans Would Dampen Their Appeal

In his State of the Union address Tuesday, President Obama proposed changes to 529 college plans that may force the 7 million families using them to


Why Your Budget Needs a Buffer

When my husband and I discovered zero-sum budgeting several years ago, we knew we were onto something. Because of the way zero-sum budgeting works, it

Best Tax Software for 2016

It’s that time of year again to search for the best tax software. Yes, April 15th has a unique way of sneaking up on all

Guide to Self-Directed IRAs

The history of retirement plans in the United States is neither as old nor as extensive as most people think. The first private pension fund

Helping kids with college Photo: bradleypjohnson

10 Financial Mistakes Too Many Parents Make

Every loving parent has hopes and dreams for their children, whether it’s about college, falling in love and starting a family, or finding their passion

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Your Game Plan for Escaping the Paycheck-to-Paycheck Cycle

Right off the bat, I want to say that I understand that this article won’t appeal to all of my readers. Many of you have

Credit cards

Five Money Mistakes We’ve All Made

It can be hard to admit you’ve made some financial mistakes, especially when those mistakes had embarrassing and expensive consequences. Using myself as an example:

driving a car

Why You Probably Don’t Need Rental-Car Insurance

Your bags are packed, you’ve found a sitter for the dog, and you’ve suspended your newspaper subscription for a few days. That can only mean one

How to Save Money When You’re Single

If you’re single and haven’t been told to buy a crock pot, consider yourself lucky. It’s probably a sign that you’re doing a fine job making


15 Ways to Boost Your Financial Outlook in 2015

Taking control of your financial situation can be very rewarding, though “taking control” can mean different things to different people. For some, it means using a

budget pie

Five Reasons Your Budget Isn’t Working

If you don’t use any kind of written budget, you have lots of company. According to a Gallup poll, only about a third of Americans prepared a

Eight Times It Pays to Be a Quitter

As children, we’re taught only the strong survive. Quitters are weak and cheaters never win. Those who take shortcuts in life usually fall flat on

Girl riding bike with training wheels

The Secrets Behind Successful Budgeting

Budgeting is one of the trickier issues of personal finance. It can be very tricky to make a budget work for you. For starters, you

Businessmen talking

Small Business Money Traps to Avoid

First off, accept that you are going to make mistakes running your business. Calm down, we all do. And while it’s okay to lose a


Best Money Market Accounts for 2016

The best money market accounts (MMAs) can be a great low-risk investment for building that emergency fund or storing extra cash. They offer better interest


The Gradual Savings Strategy

When the time arrives to sign up for a retirement plan at work or open a Roth IRA, people are pulled in two different directions.

Saving Money While You Travel, Part 3

In our past two posts, we’ve looked at ways to save money on flights and lodging. Now we’re going to talk about essential apps every traveler


How to Save for Your Child’s College Education

When families talk about college, the subject of money is never far behind. Seeing so many graduates overloaded with student loan debt, with 19% of borrowers owing

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