Saving Money

Saving Pennies or Dollars? Making Your Own Soda

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. I’m going to take some of the scenarios described by the readers there and try to break down the numbers …

Categories: Saving Money

Saving Pennies or Dollars? Oil Changes

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. I’m going to take some of the scenarios described by the readers there and try to break down the numbers …

Categories: Saving Money

Saving Pennies or Dollars? Garage and Yard Sales

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. I’m going to take some of the scenarios described by the readers there and try to break down the numbers …

Categories: Saving Money

Saving Pennies or Dollars? A One Car Family

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. I’m going to take some of the scenarios described by the readers there and try to break down the numbers …

Saving Pennies or Dollars? Finding Cheap Gas

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. I’m going to take some of the scenarios described by the readers there and try to break down the numbers …

Categories: Frugality, Saving Money

Saving Pennies or Dollars? Dishwasher Detergent

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. I’m going to take some of the scenarios described by the readers there and try to break down the numbers …

Categories: Frugality, Saving Money

Saving Pennies or Dollars? Hot Water or the Microwave

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. I’m going to take some of the scenarios described by the readers there and try to break down the numbers …

Categories: Frugality, Saving Money

Saving Pennies or Dollars? Airline Tickets

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. I’m going to take some of the scenarios described by the readers there and try to break down the numbers …

Categories: Frugality, Saving Money

Saving Pennies or Dollars? Coupon Clipping

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. I’m going to take some of the scenarios described by the readers there and try to break down the numbers …

Saving Pennies or Dollars? Brown-Bagging Lunch

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. I’m going to take some of the scenarios described by the readers there and try to break down the numbers …

Saving Pennies or Dollars? Making Your Own Tomato Sauce

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. I’m going to take some of the scenarios described by the readers there and try to break down the numbers …

Saving Pennies or Dollars? Unplugging the Microwave

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. I’m going to take some of the scenarios described by the readers there and try to break down the numbers …

Categories: Frugality, Saving Money

Why Are Savings Account Rates So Low?

When I first started The Simple Dollar in late 2006, it was pretty easy to find a savings account that offered a 4% annual return on your deposits. Some banks, such as HSBC Direct, were offering introductory rates as high as 6% annually. In other words, if you deposited $1,000 into an account at HSBC …

Categories: Saving Money

Homemade Gifts

In our consumer driven world, its sometimes nice (and cheap) to get and give homemade gifts. Throughout the fall, I ran a series of posts on homemade gifts with enough lead time so that interested parties could make some of the gifts on their own if they so chose. I wanted to top off the …

Homemade Gift Series, Extra Edition: Photo Cubes

How to Make Decorative Photo Cubes This is a last-minute extra addition to the homemade gift series. Sarah and I have gone back and forth for a long while about whether to post this one in the series, but when we showed the items to several people as we were making them, the comments from …

Homemade Gift Series #10: Homemade Cookies and Gift Bundle

In the coming week, we’re going to be giving a few early small seasonal gifts to people, so with that in mind, we put the final finishing touches on our first gift basket, utilizing some of the items we already made. One component of many of our baskets this year is going to be cookies. …

Homemade Gift Series #9: Handmade Ornaments

How to Make Your Own Christmas Ornaments This year, we decided to make a big batch of handmade Christmas tree ornaments for our home, just to make some “homey” Christmas items to decorate with. We decided to make them in the style of Christmas sugar cookies, with dough that would harden and look roughly like …

Homemade Gift Series #8: Personalized Cards and Stationery

How to Make Your Own Homemade Cards for the Holidays (and Any Occasion!) A few years ago, Rachel gave my wife Sarah a wonderful Christmas gift: some beautifully-constructed stationery with photos of her own choosing placed on the front of note cards, along with envelopes to mail them in. Here are three examples that Sarah …

Homemade Gift Series #7: Crocheted Hat and Scarf

How to Make Homemade Winter Accessories My wife, Sarah, loves to make homemade functional items, particularly ones that give her hands busywork when she’s doing something like watching a movie or rocking a baby. Thus, it’s not surprising that crocheting is a natural match for her. This year, she elected to make a crocheted hat …