budget pie

Five Reasons Your Budget Isn’t Working

If you don’t use any kind of written budget, you have lots of company. According to a Gallup poll, only about a third of Americans prepared a

Eight Times It Pays to Be a Quitter

As children, we’re taught only the strong survive. Quitters are weak and cheaters never win. Those who take shortcuts in life usually fall flat on

Girl riding bike with training wheels

The Secrets Behind Successful Budgeting

Budgeting is one of the trickier issues of personal finance. It can be very tricky to make a budget work for you. For starters, you

Businessmen talking

Small Business Money Traps to Avoid

First off, accept that you are going to make mistakes running your business. Calm down, we all do. And while it’s okay to lose a


The Gradual Savings Strategy

When the time arrives to sign up for a retirement plan at work or open a Roth IRA, people are pulled in two different directions.

Saving Money While You Travel, Part 3

In our past two posts, we’ve looked at ways to save money on flights and lodging. Now we’re going to talk about essential apps every traveler


How to Save for Your Child’s College Education

When families talk about college, the subject of money is never far behind. Seeing so many graduates overloaded with student loan debt, with 19% of borrowers owing

Hostel guests at Barnacles in Ireland

Saving Money While You Travel, Part 2

After sifting through the matrix of flight options, it always feels like a winning a hand in Texas Hold’em when I finally find the flight I’m looking for,


18 Ways to Slash Your Utility Consumption in Half

When you tear open your utility bill each month, are you annoyed with the outstanding balance listed on the statement? If so, you aren’t alone.

little kid dunking basketball

Is This the Perfect Investment for Your Kid’s College Fund?

How’s this for a sweet investment: Anyone can buy it, with no fees or commissions. Its value has gone up by about 130% since 2000

Airport scene

Saving Money While Traveling, Part 1

I’m writing this post from a coffee shop in Jerusalem, less than a week into a month-long trip to the Middle East. This trip is something I’ve

Dallas Farmers Market

12 Surprising Ways to Save on Groceries

If you’ve been trying to cut costs to stop living from paycheck to paycheck, the food category was probably one of the first to take

Betterment Review

As I explained last week, I’m on a quest to find the best retirement plan to roll over my old 401(k). I’m going to conduct

Worried woman

Confronting Your Worst Money Fears

A tornado sweeps through your town and leaves nothing but death and destruction in its wake. An electrical fire burns your house and everything in it to the

Pile of mail and bills

Nine Debt-Forming Habits and How to Break Them

The average American household with a credit card carries more than $15,000 in credit card debt, according to debt.org. Add to that $1.2 trillion (and

Dollar bill origami: Camera by Won Park

How and Why to Use a Zero-Sum Budget

Sometime around 2010, my husband and I realized that we weren’t making the most of our income. We knew we were wasting boatloads of money, yet we weren’t

Woman using Level app

How to Use Technology to Start Saving More

The numbers on who is saving money in America — or more commonly, who isn’t — may shock you. According to a survey by Bankrate, 76% of

college student

15 Ways to Reduce Your Loans While You’re Still in College

Stories of college graduates struggling to deal with their student loans are enough to scare away any bright-eyed college hopeful. If you’re thinking about college or in school right

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