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Take These Steps to Deal With Massive Student Loan Debt

Dealing with any student debt is challenging, but what about when the amount is simply overwhelming? About one in five borrowers owes more than $50,000 in student loans, and 5.6% owe more than $100,000. It’s no wonder studies are showing that this generation of debtors is putting off marriage and having children, forgoing homeownership, and unfortunately defaulting on their …

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We at The Simple Dollar want to hear from you! The content on this site is meant to inform, put forth opinions, and guide people to make better financial decisions. We understand that not everyone’s financial experience is the same, and your comments and questions can add very useful perspectives or different angles on stories …

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Why the Fed’s New ‘Rate Checker’ Doesn’t Check Out

By Peter Miller The government is out with a new mortgage rate site, a resource that’s been greeted with cries of outrage from many within the mortgage industry. So what is this site, does it help borrowers save money, and why has there been so much controversy? The government routinely posts information regarding just about …

The Best Deals We Tell Our Friends About

All deals are not created equal. As a frugal community, we know there are the “daily deals” and then there are the real deals – deals that are so good, you just have to talk about. Since we view it as our duty to help save people money, we decided to get very selective with …

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Thrifty Thursday: No Hot Water, No Problem

Last week, we introduced a new reader-inspired series called Thrifty Thursdays. We want to hear your most ingenious buck-stretching strategies, stories about your famously frugal family and friends, or embarrassing tales of taking thrifty too far. Send your stories to thrifty@thesimpledollar.com, and we may mention you in an upcoming Thrifty Thursday post. Each week, we’ll select our favorite entry, and the winner …

Best Frequent Flyer Programs of 2015

Other than shopping around, there are few ways to save money on airfare – that’s where the best frequent flyer programs come in. Fortunately, many airlines have created and implemented frequent flyer programs that aim to foster a sense of loyalty among their clients- and reward them with airline miles that can be redeemed for …

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TurboTax Refund for Deluxe Customers

Taxpayers and investors alike have expressed outrage this tax season over recent changes made by TurboTax. The company’s “Deluxe” package, a popular choice in recent years, has reduced critical features forcing some users to upgrade to a higher-priced package. TurboTax Issues $25 Refund to Deluxe Customers Now, TurboTax is responding to the screw-up by issuing a …

TurboTax Discount Code – Free Offer Promotion

Tax preparers usually need a TurboTax discount code to get a great deal on the software for tax season. However, TurboTax is running a limited-time offer that could get simple filers to complete their federal and state taxes for $0. No Turbotax Discount Code Required UPDATE: 2/13/15 – **This offer ends on Monday 2/16/15** The …

Best Small Business Loans for 2015

Right now could be the best time to find a small business loan since the 2008 subprime mortgage crisis. Better economic conditions and a big increase in competition mean lenders are willing to slash their rates for good prospects. Of course, that doesn’t mean it’s easy to obtain a small business loan from traditional banks. …

Best Health Insurance Companies in 2015

The Affordable Care Act (ACA), Obamacare, the individual health-care mandate, health savings accounts, high deductibles — how in the world are you supposed to find the best health insurance companies? Unfortunately, picking a top health insurance company isn’t as straightforward as finding a low rate on car insurance, for instance. The best company and plan …

Best Home Equity Loan Rates for 2015

  Home equity loans hold undeniable appeal for many homeowners. They’re a convenient way to unlock some cash by tapping the value built up in your home — money you otherwise won’t see unless you sell your home for a profit. Though you can use a home equity loan for almost anything, they’re especially appropriate …

Why a Two-Year Degree May Be Your Best Investment

Most experts agree that the economic value of a bachelor’s degree far outweighs the average cost of earning one. However, recent research has made it painfully clear that a four-year degree is not a good investment for every student. For example, a study by New York Fed researchers showed that the bottom 25th percentile of college graduates earned …

I’m Covered — No You’re Not! How to Dispute Insurance Claims

You’re sitting in your favorite chair when you hear the sound of screeching tires, followed by breaking glass and crunching metal. Before you even have a chance to get up and see what’s happening, a 1977 Cadillac Coupe Deville crashes through your living room wall, knocking you from your chair and breaking your right arm …

Best Bad Credit Auto Loans of 2015

Getting the best price on a car is never an enjoyable experience, and getting a loan when you have bad credit can make this experience even harder to swallow. If your credit score is less than ideal, you’ll probably find yourself locked out of certain deals common for those with good credit, like very low …

Best Bad Credit Loans for 2015

Getting the best loan with bad credit means finding a lender who is transparent about rates and fees, flexible on terms, and willing to view you as more than your credit score. It also means avoiding predatory lenders and common scams that can keep you trapped in a cycle of debt. Still, it’s true that …

How to Find Affordable Health Insurance in 2015

Whether you’re self-employed, unemployed, or covered under an employer’s health-care plan, finding affordable health insurance can be a frustrating, time-consuming process. Throw in controversy around the Affordable Care Act (ACA), and finding accurate, reliable information can be a nightmare. Sure, cheap health insurance exists, but qualifying can be tricky, and you’ll want to be sure …

How to Make Money Driving for Uber

Thanks to the modern marvel of the Internet, a slew of disruptive technologies have completely reshaped entire industries over the last decade. Think about how Amazon.com reinvented shopping by offering subscription services for everything from diapers to groceries with Amazon Prime, for example. And remember Blockbuster? Streaming video services like Amazon and Netflix turned video rental storefronts into the …

The Accidental Landlord

When I say real estate tycoon, your thoughts probably jump straight to Donald Trump or somebody on a reality show. Then you probably smile a little bit and think to yourself, “If only I had an investment property, I could be on my way to a mega-fortune in no time at all.” Well, if you …

Best Debt Management Companies for 2015

Debt management is one of several debt-relief options for those who are struggling to keep up with a growing pile of bills each month. When you sign up for a debt management plan, you pay a single company every month instead of all of your creditors. The debt management company then pays off your creditors …

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