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Best Life Insurance Companies for 2014

Life insurance can ease your loved ones’ financial worries if you die unexpectedly, but it’s just as essential for your own peace of mind. In short, life insurance helps replace your lost income after you pass away, keeping any beneficiaries you name insulated from major money troubles that stem from your death. The best life …

Best Home Warranty Company for 2014

If you’re considering a home warranty to help protect you from costly home repairs, there are several companies that want your business. Unlike the big insurance companies that provide home, life, and auto policies, home warranty companies aren’t household names. For that reason, you may feel like you’re starting from square one in your search. …

Student Loan Forgiveness Series: Volunteering

Dealing with student loan debt can seem unbearable and overwhelming. As mentioned in the article, 15 Ways To Deal with Student Loan Debt, the average college graduate owes a whopping $40,000 after graduation, but almost 19% owes $50,000 and above and 5.6% owes over $100,000. That’s not the best way to start your financial future. Maybe in college …

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How to Find the Best CD Rates in 2014

If you’re frustrated with the low interest rates of savings accounts but wary of high-risk investment strategies, Certificates of Deposit (CDs) might be your ideal middle ground. Your money will be safe and you’ll receive a better return than a savings account would offer, though the best CD rates largely depend on how long you’re …

Cash Flow vs. Capital Gains Investing: The Two Investing Paths

Ever wondered what it takes to become a successful long term investor? You don’t necessarily need to have deep macro knowledge about international trends, or a gambler’s mentality. No, long term investing really comes down to your investment principles, and having the courage to stick to them. In the investment world, there are two basic …

Small Business Insurance Basics

There are about 45 million businesses in the United States of which more than 99 percent are considered small businesses. More than 40 million of those small businesses have fewer than 20 employees. All businesses, small and large share a common need for protection against the unexpected, and small business insurance satisfies that need. Unlike, …

Special Announcement From The Simple Dollar Team

Dear Readers of The Simple Dollar, I’m writing to you today to inform you of some improved changes that you’ll see coming to the site very soon. I ask that you please take a few minutes to read this to ensure that you get the most value from our site in the future. Here’s a …

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Questions About Goodwill, Emergency Funds, Library Openings, Cheese, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Roth IRA withdrawal question 2. Buy it for life: Goodwill 3. Year away from down payment 4. Retirement and disability 5. Having “a life”? 6. Making …

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Best Low Interest Credit Cards of 2014

Before searching for the best low interest credit card, you should understand what “low interest” really means. Credit cards typically carry rates several times that of other types of credit, but you can find cards that offer a 0% intro APR for a given time period. One of the best and most popular low APR …

Best College Towns That Are The Most Affordable

When you choose a college, you aren’t just picking a school, you’re picking a home for the next four years. The town your school is located in can determine a lot of things, including how much money you will ultimately spend. Searching for an affordable college experience can be difficult, and that is why the …

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The Retirement Guide

With the future of Social Security and pension plans as unstable as ever, saving for retirement carries a whole new meaning today. In 1950, there were 16.5 people paying into Social Security for every beneficiary. In 2010, that ratio became 2.9 to 1. If this trend continues, depending on how young you are, Social Security …

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Reader Tip Tuesday #5

For any parent on a budget, back-to-school shopping can feel more like a back-to-school spending free-for-all. It’s the same every year. Teachers send out those foot-long lists of “required” and “recommended” supplies, and kids are eager not to be the only student who isn’t touting the latest and greatest backpack, lunchbox, pants, or pens on …

How to Maximize Credit Card Rewards

A credit card is a credit card is a credit card — until you take all those snazzy rewards into account. Rewards programs are more popular than ever, and credit card companies use them to differentiate their offerings. If you’ve seen a credit card commercial on television lately, they’re not talking about payoff plans or …

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Medicaid 101: What You Need to Know

For More Information on Health Insurance, Visit Our Health Insurance Guide While Medicaid is often a hot topic in political news, many U.S. citizens are unclear on the ins and outs of this government-funded healthcare option. This federally based program is designed to provide healthcare to low-income Americans who cannot otherwise afford health insurance. Medicaid’s …

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Disability Insurance: Understanding Your Options

Compare Life Insurance by Visiting Our Life Insurance Resource Center.   The possibility of becoming disabled seems so remote to most Americans, that few of us have enough saved to cover three month’s worth of living expenses in the event of a major accident or illness; according to the Council for Disability Awareness (CDA), most …

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Military Life Insurance Information

Compare Life Insurance by Visiting Our Life Insurance Resource Center. Over 1.3 million American men and women now serve in the U.S. armed forces. There are many well-known benefit programs offered to these military personnel – one of the most important (and possibly overlooked) of these is exclusive access to low cost life insurance policies. …

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Guide to Car Insurance For Teens and Driver Safety

For More Free Online Car Insurance Quotes, Visit Our Car Insurance Resource Center. We all know teen drivers pose a higher risk behind the wheel than older drivers with more experience, but most teens and parents aren’t aware of what those risks mean. High auto insurance premiums might be the least of a parent’s worries …

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Long-term Care Insurance: What You Need to Know

Compare Life Insurance by Visiting Our Life Insurance Resource Center. Long-term care insurance (LTCI) is designed to help people who can no longer care for themselves afford long-term care. LTCI can be expensive, but it’s a lot cheaper than long term care itself. For many families now facing down the high costs of a loved …

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Car Insurance for Classic, Luxury, and Exotic Cars

For More Free Online Car Insurance Quotes, Visit Our Car Insurance Resource Center. Whether it’s the first vintage hot-rod or roadster you saw as a young kid, or a sleek sports car fit for the track, every car enthusiast dreams of the handful of cars they’ll keep in their garage. Some dream of luxury cars …

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