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Best Debt Management Companies for 2014

Debt management is one of several debt-relief options for those who are struggling to keep up with a growing pile of bills each month. When you sign up for a debt management plan, you pay a single company every month instead of all of your creditors. The debt management company then pays off your creditors …

Best Project Management Software for 2014

Part 3 of our Small Business Tools Series tackles the best project management software. Previously we covered Best Cloud Storage Providers and Best Email Marketing Services; now we enter the realm of project management. There are many project software providers out there these days. While it speaks to the necessity of project management, it also can be …

Best Debt Consolidation Loans for 2014

When you’ve fallen behind on your payments, it can feel like there’s nowhere to turn. One potential option to get organized and streamline your bills is debt consolidation. Debt consolidation lets you roll several debts into one loan with a lower interest rate and longer payment term. That means you’ll pay less each month to …

The Emotional Effects of Debt

Whether it’s considered “good debt” or “bad debt,” the truth is, any debt can cause serious emotional effects. Studies show what many of us already know: Debt is about much more than money. Being in debt can lead to a number of other emotional and psychological issues. The average American has $15,950 in credit card debt, and 39% …

Best Debt Settlement Companies for 2014

If you’re drowning in debt you’re unable to pay, you may be confused by the sea of options available to you, including debt settlement. Debt settlement is when a company negotiates with your creditors on your behalf to reduce the amount you’ll pay. The rest of the debt is typically forgiven. It sounds like a …

Saving Money in Your Startup — Part 5

Have you ever written a check and paused for a moment to mentally check your bank account to make sure there were sufficient funds in the account for the check to clear? I have, and I’m guessing you have too. Keeping accurate accounting records is important — especially for your business. Accounting provides you and your …

Confronting Your Worst Money Fears

A tornado sweeps through your town and leaves nothing but death and destruction in its wake. An electrical fire burns your house and everything in it to the ground. A hacker steals your identity and runs up tens of thousands of dollars in debt before you realize what’s happened. Or, a distracted driver gets into a severe, life-changing accident …

What’s Your Money Mind Type?

Excerpted from “Creating Money, Creating Meaning” by Orna Ross A core understanding in “Creating Money, Creating Meaning” is that how you do money is how you do life. Your bank statement is the most accurate statement you have of your real, lived values (as opposed to those you talk about). If money is making you unhappy …

How to Find Cheap Home Insurance in 2014

If your home is your castle, cheap home insurance is your modern-day dragon and moat. Homeowners insurance doesn’t just protect the structure of your house. It also protects your belongings and covers you in case you’re liable for someone else’s injuries or property damage while they’re at your home. Though a number of factors that …

How to Declutter Your Home in a Weekend Without Spending a Dime

When your home is a cluttered wreck, it can be hard to summon the motivation to tackle the chores you’ve been putting off and to toss or organize your scattered possessions. To make matters worse, you’re crunched for time and it’s tough to get anything done around the house, no matter how hard you try. I never seem to have …

Best Car Insurance Companies of 2014

You’ve seen auto insurance ads cluttering every commercial break, no doubt. Sometimes they’re funny (talking animals, anyone?), sometimes they’re sobering (shocking crashes, sobbing families), and sometimes they simply appeal to your bottom dollar by promising the best possible rate. The barrage of ads underscores that there’s no shortage of competition among the nation’s car insurance …

Best Cloud Storage Providers for 2014

Over the past 20 years, data has moved out of your hard drive and into the cloud. The world is becoming more and more mobile without compromising accessibility. Luckily, technology has quickly advanced to accommodate our newfound lifestyles. Cloud storage providers enable individuals and businesses to easily transfer files to secure networks in order to …

Maternity Leave for Women Entrepreneurs

In addition to the steady paycheck, another big perk of working in the corporate world is often the benefits package. For some, that includes six to 12 weeks of maternity leave. When you become an entrepreneur, the safety net quickly vanishes, and you’re left all alone to find your way. For this reason, many female business owners barely take a break …

Best Auto Loans for 2014

Unless you’re lucky (or disciplined) enough to be sitting on a small pile of cash, chances are you’ll need an auto loan to buy your next vehicle. But who should get your business? The list of options is staggering. You can nab a car loan at your local credit union, a behemoth bank, car dealer, …

15 Money Principles for the Newly Self-Employed

Being an entrepreneur is scary at times. Income fluctuates, there are no guarantees, and only about half of all small businesses even make it to the five-year mark. But that shouldn’t stop you from pursuing this path if it’s what you feel called to do. While there’s no way to guarantee that your business will flourish into the …

11 Lucrative Freelance Jobs That Are Still Growing

Building wealth boils down to a pretty simple equation: Either spend less money, or earn more of it. We offer plenty of ways to tighten up your spending and keep more money in your pocket, but at some point, there are no cuts left to make. Whether you’re a stay-at-home parent looking for work you can fit …

Best Home Security System for 2014

Home security is often not addressed until an intrusion has already occurred. According to the FBI, more than 2 million burglaries were reported in 2012. However, homes with alarm systems have shown to be 300% less likely to be broken into. It’s evident that the majority of us are not doing everything we can to …

Best Student Loans in 2014

Are you having a hard time finding out what the best student loans are? You might also be wondering how to nab the best student loan rates. You’re not alone if you think figuring out how you’ll pay for college is a stressful, complicated process. In this article, I’ll summarize federal student loans and private …

Decrypting Bitcoin

I wanted to begin this post by asking the “biggest” question about Bitcoin. But the truth is, there are dozens of enormous questions about the digital currency: Can I touch it? How safe is it? Where do you get it? How do I protect it? Should I buy some and use it, or keep some …