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Health Savings Accounts vs Flexible Savings Accounts

For More Information on Health Insurance, Visit Our Health Insurance Guide Health Savings Accounts (HSAs) and Flexible Spending Arrangements (FSAs) are tools designed to manage the spending surrounding your healthcare needs. Both of these tools offer an opportunity to save money in anticipation of future medical expenses, and HSA funds can even be used to …

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Home Insurance Guidelines: Mold Facts and Coverage

For Free Online Home Insurance Quotes, Visit Our Home Insurance Resource Center. In recent years, horror stories about “toxic mold” growth in homes, businesses and schools have become a common theme in the news. These headlines have all got us wondering: just how afraid of mold, fungi and bacteria should we actually be? Mold spores …

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Home Insurance: Fire Safety and Fire Insurance Tips

For Free Online Home Insurance Quotes, Visit Our Home Insurance Resource Center. In 2011, fire departments in the United States responded to 370,000 fires in the home. These fires resulted in more than 2,500 civilian deaths and nearly 14,000 civilian injuries, with almost $7 billion in direct property damage and an incalculable amount of personal …

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How Location Affects Home Insurance Rates

For Free Online Home Insurance Quotes, Visit Our Home Insurance Resource Center. Yes it will. Thank you and goodnight. It should come as no surprise that the cost of homeowners insurance varies. The real secret lies in determining why that is and if there is anything you can do about it. Well, yes there is. …

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Car Insurance After a DUI: What You Need To Know

Updated: March 28, 2014 You did something stupid and you got caught. Or someone you know did something stupid and got caught. Fortunately, if you’re reading this, the person involved is still alive and likely didn’t injure anyone else. That means it’s time to start driving again (responsibly). You might need a new car insurance …

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Life Insurance Loopholes To Avoid

Compare Life Insurance by Visiting Our Life Insurance Resource Center. Life insurance policies are contracts, and like all contracts, many of the important items are often found in the fine print. In the case of life insurance policies, the fine print refers to the body of the contract where exclusions are spelled out. Exclusions are …

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How to Build and Borrow Cash From Your Life Insurance Policy

Compare Life Insurance by Visiting Our Life Insurance Resource Center. Life insurance comes in two basic flavors: term and permanent. Term insurance is pure insurance, and as such, its only benefit is the death benefit. Permanent insurance includes whole life, universal life and variable life, and has living benefits — foremost of which is the …

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Earning Dividends through Life Insurance

Compare Life Insurance by Visiting Our Life Insurance Resource Center. Life insurance is like ice cream, it comes in lots of flavors, and like ice cream flavors, no form of life insurance is clearly better than the rest. It’s all about personal preference which, when it comes to life insurance, can have a great deal …

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Life Insurance Settlements: Why It’s Not Your Best Financial Option

Compare Life Insurance by Visiting Our Life Insurance Resource Center. Have you been considering a life settlement? You need to make sure it’s a good idea for you before you jump. What is a Life Settlement? A life settlement consists of the cash sale of an individual’s life policy to a third party. This is …

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Health Insurance Loopholes to Watch For

For More Information on Health Insurance, Visit Our Health Insurance Guide. It may be tempting to think of health insurance as a product designed to keep your best interests in mind. In reality, health insurance is a profit-driven industry and your good health is not its primary goal. The first priority for employers and health …

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Understanding Student Health Insurance and Expenses

For More Information on Health Insurance, Visit Our Health Insurance Guide Americans aged 18-30 have always faced health insurance choices that are particular to their age group, especially college students. With the introduction of the Affordable Care Act (ACA), young adults now find themselves dealing with extra pressure to make smart choices. The ACA, also …

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Choosing an Auto Body Shop that Works for You and Your Insurance

For More Free Online Car Insurance Quotes, Visit Our Car Insurance Resource Center. If you’ve been in an accident, it’s important to know that auto body shops have your best interests in mind – and the same goes for doctors. Unfortunately, some body shops and doctors – the ones that tend to favor insurance companies …

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Don’t Get Stuck Paying Outrageous Home Replacement Costs

For Free Online Home Insurance Quotes, Visit Our Home Insurance Resource Center. You have your homeowner’s insurance policy and you’ve made all the payments on time, but like a lot of policyholders, let’s say you’ve never had an actual claim. If you had to file tomorrow, are you certain you’d have enough coverage to pay …

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What is Medicare? A Rundown on The Basics

For More Information on Health Insurance, Visit Our Health Insurance Guide. You don’t have to be sixty-five to know that Medicare tax and benefit structures have always been a maze. And now that Congress has finally agreed upon and mapped out a new and improved Medicare program, many people are finding themselves more turned around …

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How Aftermarket Parts Affect Your Car Insurance

For More Free Online Car Insurance Quotes, Visit Our Car Insurance Resource Center. Everyone likes to save a few bucks these days – including insurance companies. When making car repairs, there’s a temptation to purchase generic parts, often referred to as “aftermarket” or “performance” parts, rather than the parts made by the original equipment manufacturer …

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DIY Repairs to Keep Your Car Insurance Rates Low

For More Free Online Car Insurance Quotes, Visit Our Car Insurance Resource Center. After you’ve shopped and scoured for the best discounts, the lowest rates, and the most cost-effective coverage you can find, what else can you do to save money on your insurance premiums? The simple answer harkens back to an old adage: An …

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How To Lower Home Insurance Costs in a Few Steps

Insurance can be thought of as the expensive but necessary hassle that ensures you aren’t wiped out by an unfortunate series of events. But for those who feel helpless in the face of rising insurance rates, there are some “do-it-yourself” (DIY) actions you can reasonably and safely do around your home in order to reduce …

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Alternative Medicine and Your Health Insurance

For More Information on Health Insurance, Visit Our Health Insurance Guide In recent years, the number of Americans that use alternative medicine has recorded steady growth. A 2007 survey by National Health Statistics Report found that four out of 10 respondents sought some form of non-traditional medical treatment. However, despite billions of dollars spent annually …

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Face and Offset Funeral Costs Early with Life Insurance

Compare Life Insurance by Visiting Our Life Insurance Resource Center. Planning our own funeral or making plans for our own post-mortem is uncomfortable. But, as Benjamin Franklin said, “In this world nothing can be said to be certain, except death and taxes.” It may be easier to avoid confronting mortality by leaving the funeral planning …

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