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Disability Insurance: Understanding Your Options

Compare Life Insurance by Visiting Our Life Insurance Resource Center.   The possibility of becoming disabled seems so remote to most Americans, that few of us have enough saved to cover three month’s worth of living expenses in the event of a major accident or illness; according to the Council for Disability Awareness (CDA), most …

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Military Life Insurance Information

Compare Life Insurance by Visiting Our Life Insurance Resource Center. Over 1.3 million American men and women now serve in the U.S. armed forces. There are many well-known benefit programs offered to these military personnel – one of the most important (and possibly overlooked) of these is exclusive access to low cost life insurance policies. …

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Guide to Car Insurance For Teens and Driver Safety

For More Free Online Car Insurance Quotes, Visit Our Car Insurance Resource Center. We all know teen drivers pose a higher risk behind the wheel than older drivers with more experience, but most teens and parents aren’t aware of what those risks mean. High auto insurance premiums might be the least of a parent’s worries …

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Long-term Care Insurance: What You Need to Know

Compare Life Insurance by Visiting Our Life Insurance Resource Center. Long-term care insurance (LTCI) is designed to help people who can no longer care for themselves afford long-term care. LTCI can be expensive, but it’s a lot cheaper than long term care itself. For many families now facing down the high costs of a loved …

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Car Insurance for Classic, Luxury, and Exotic Cars

For More Free Online Car Insurance Quotes, Visit Our Car Insurance Resource Center. Whether it’s the first vintage hot-rod or roadster you saw as a young kid, or a sleek sports car fit for the track, every car enthusiast dreams of the handful of cars they’ll keep in their garage. Some dream of luxury cars …

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Insuring Your Alternative Car

For More Free Online Car Insurance Quotes, Visit Our Car Insurance Resource Center. Looming on the horizon is a future of high gas prices and disuse for most cars on the road today. More and more drivers are getting on board with alternatively-powered vehicles, and thus, more manufacturers are offering vehicle models outfitted with alternative …

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Home Insurance, Solar Panels, and Environmental Add-Ons

For Free Online Home Insurance Quotes, Visit Our Home Insurance Resource Center. Eco-friendly home improvement projects are becoming ever more popular among homeowners eager to reduce their home’s carbon impact and save more on recurring energy or repair costs. According to the National Association of Home Builders, current trends indicate that up to 38 percent …

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Average Car Insurance Rates and The Costs of Tickets

For More Free Online Car Insurance Quotes, Visit Our Car Insurance Resource Center. When assessing your rates and monthly premiums, an insurer’s goal is to gauge your overall risk of causing an accident. Certain demographic factors like age, income, education and location point to certain driving habits, such as night time driving, commuting in heavy …

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Children’s Health Insurance Program: A Guide to CHIP

For More Information on Health Insurance, Visit Our Health Insurance Guide. Any responsible parent will agree that health insurance for children is a vital tool for maintaining good health, but many families can’t afford costly premiums. Under the recent expansions provided by the Affordable Care Act (ACA), children may be eligible for government-funded health insurance. …

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Car Insurance Facts: When Collision Coverage Is Worth It

For More Free Online Car Insurance Quotes, Visit Our Car Insurance Resource Center. When it comes to paying for damage to your own vehicle, the first line of defense against auto accidents is collision coverage. Many drivers are convinced they’ll never wreck their own vehicle, or that they’ll never be involved in an accident, but …

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Cash Value and Life Insurance: How to Pull Money Out of Your Policy

Compare Life Insurance by Visiting Our Life Insurance Resource Center. At some point in our formative years we’ve had a parent or caregiver say to us “just because your friend jumps off a bridge doesn’t mean you should.” Of course they were trying to teach us that just because you can do something doesn’t make …

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Health Savings Accounts vs Flexible Savings Accounts

For More Information on Health Insurance, Visit Our Health Insurance Guide Health Savings Accounts (HSAs) and Flexible Spending Arrangements (FSAs) are tools designed to manage the spending surrounding your healthcare needs. Both of these tools offer an opportunity to save money in anticipation of future medical expenses, and HSA funds can even be used to …

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Home Insurance Guidelines: Mold Facts and Coverage

For Free Online Home Insurance Quotes, Visit Our Home Insurance Resource Center. In recent years, horror stories about “toxic mold” growth in homes, businesses and schools have become a common theme in the news. These headlines have all got us wondering: just how afraid of mold, fungi and bacteria should we actually be? Mold spores …

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Home Insurance: Fire Safety and Fire Insurance Tips

For Free Online Home Insurance Quotes, Visit Our Home Insurance Resource Center. In 2011, fire departments in the United States responded to 370,000 fires in the home. These fires resulted in more than 2,500 civilian deaths and nearly 14,000 civilian injuries, with almost $7 billion in direct property damage and an incalculable amount of personal …

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How Location Affects Home Insurance Rates

For Free Online Home Insurance Quotes, Visit Our Home Insurance Resource Center. Yes it will. Thank you and goodnight. It should come as no surprise that the cost of homeowners insurance varies. The real secret lies in determining why that is and if there is anything you can do about it. Well, yes there is. …

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Car Insurance After a DUI: What You Need To Know

Updated: March 28, 2014 You did something stupid and you got caught. Or someone you know did something stupid and got caught. Fortunately, if you’re reading this, the person involved is still alive and likely didn’t injure anyone else. That means it’s time to start driving again (responsibly). You might need a new car insurance …

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Life Insurance Loopholes To Avoid

Compare Life Insurance by Visiting Our Life Insurance Resource Center. Life insurance policies are contracts, and like all contracts, many of the important items are often found in the fine print. In the case of life insurance policies, the fine print refers to the body of the contract where exclusions are spelled out. Exclusions are …

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How to Build and Borrow Cash From Your Life Insurance Policy

Compare Life Insurance by Visiting Our Life Insurance Resource Center. Life insurance comes in two basic flavors: term and permanent. Term insurance is pure insurance, and as such, its only benefit is the death benefit. Permanent insurance includes whole life, universal life and variable life, and has living benefits — foremost of which is the …

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Earning Dividends through Life Insurance

Compare Life Insurance by Visiting Our Life Insurance Resource Center. Life insurance is like ice cream, it comes in lots of flavors, and like ice cream flavors, no form of life insurance is clearly better than the rest. It’s all about personal preference which, when it comes to life insurance, can have a great deal …

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