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Don’t Get Stuck Paying Outrageous Home Replacement Costs

For Free Online Home Insurance Quotes, Visit Our Home Insurance Resource Center. You have your homeowner’s insurance policy and you’ve made all the payments on time, but like a lot of policyholders, let’s say you’ve never had an actual claim. If you had to file tomorrow, are you certain you’d have enough coverage to pay …

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What is Medicare? A Rundown on The Basics

For More Information on Health Insurance, Visit Our Health Insurance Guide. You don’t have to be sixty-five to know that Medicare tax and benefit structures have always been a maze. And now that Congress has finally agreed upon and mapped out a new and improved Medicare program, many people are finding themselves more turned around …

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How Aftermarket Parts Affect Your Car Insurance

For More Free Online Car Insurance Quotes, Visit Our Car Insurance Resource Center. Everyone likes to save a few bucks these days – including insurance companies. When making car repairs, there’s a temptation to purchase generic parts, often referred to as “aftermarket” or “performance” parts, rather than the parts made by the original equipment manufacturer …

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DIY Repairs to Keep Your Car Insurance Rates Low

For More Free Online Car Insurance Quotes, Visit Our Car Insurance Resource Center. After you’ve shopped and scoured for the best discounts, the lowest rates, and the most cost-effective coverage you can find, what else can you do to save money on your insurance premiums? The simple answer harkens back to an old adage: An …

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How To Lower Home Insurance Costs in a Few Steps

Insurance can be thought of as the expensive but necessary hassle that ensures you aren’t wiped out by an unfortunate series of events. But for those who feel helpless in the face of rising insurance rates, there are some “do-it-yourself” (DIY) actions you can reasonably and safely do around your home in order to reduce …

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Alternative Medicine and Your Health Insurance

For More Information on Health Insurance, Visit Our Health Insurance Guide In recent years, the number of Americans that use alternative medicine has recorded steady growth. A 2007 survey by National Health Statistics Report found that four out of 10 respondents sought some form of non-traditional medical treatment. However, despite billions of dollars spent annually …

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Offset Funeral Costs with Life Insurance

Compare Life Insurance by Visiting Our Life Insurance Resource Center. Planning our own funeral or making plans for our own post-mortem is uncomfortable. But, as Benjamin Franklin said, “In this world nothing can be said to be certain, except death and taxes.” It may be easier to avoid confronting mortality by leaving the funeral planning …

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Denied Health Insurance Coverage? PCIPs Can Help

For More Information on Health Insurance, Visit Our Health Insurance Guide By the Census Bureau’s last count, forty-eight million Americans lacked health insurance. And as treatment costs rise, qualifying for affordable private coverage is only getting harder: Insurers are increasingly cutting costs by limiting or denying coverage to the higher-risk patients that need it most. …

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Hiring Veterans is Good For Business and Families

It may or may not come as a surprise to you that the unemployment rate for veterans is higher than the national average. The unemployment rate for veterans ages 18-24 is in fact much higher than the national average: according to a recent study, nearly 1 in 4 18-24 year old veterans are out of …

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Do an Insulation Inspection (167/365)

The more insulation in your walls, the less heat will transfer through your walls. It’s one of those basic facts of home ownership. Insulation is beneficial in the summer when you want the heat to remain outside, and it’s also beneficial in the winter when you want to keep the heat inside. Now, if you …

Transitioning Home: Supporting Service Men and Women Looking for Work

U.S. & the Problem of Veteran Unemployment For service men and women returning from active-duty, a period of unemployment is next to unavoidable. Most veterans make a non-negotiable trade in coming home: the sureties of military assignment in exchange for an uncertain spell of civilian unemployment. For many, landing a job signals full return home. …

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Sharing Futures, Sharing Scores

You’ve found your soul mate and you’re goin’ to the chapel and you’re goin’ get married. Congratulations. But are your credit scores compatible? It isn’t a particularly romantic conversation, but talking about your credit history and how to manage your new financial life together is something couples can do to avoid disappointment or embarrassment once …

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Sneaky and Fun Credit-Building Lessons For Kids

While Congress has passed many measures in the last ten years aimed at reducing the opportunities for predatory credit card companies, the reality is that first-year college students and young adults ages 18-21 are still able to qualify for some cards that offer limits much higher than their incomes can realistically sustain. To be able …

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The AT&T/Verizon Market Share Duopoly (Infographic)

If you’re having a difficult time understanding why you can’t get a lower Verizon bill or lower ATT bill, then take a look at this latest infographic. ATT and Verizon Combined Market Share This first infographic provides an overview of the AT&T and Verizon’s 64% control the U.S. cellular market. The graphic provides one of …

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Personal Finance and Intuition

A few weeks ago, I was exchanging emails with a reader (who asked not to be quoted, but said I could paraphrase the conversation). She told me that she makes most of her decisions entirely on instinct and intuition and feels that this is why she often gets into financial trouble. Frankly, I agree with …

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Review: Generation Earn

Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest. I really enjoy reading personal finance books that target young professionals – the one group that I believe could use the personal finance help the most. So many of them are really well-written, but they each take one of two …

The Perfect Christmas Gift

Each Christmas season follows the same general routine. Throughout the year, I keep my eye open for good Christmas gift ideas for my family and friends. I’ll glance through flyers, look at sales, and stop in at exceptional events like “going out of business” sales with the idea in mind that I’ll find an amazing …

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Excuses, Excuses

When you’re entrenched in a large pattern of bad habits and you’re challenged to escape those habits, it’s very easy to fall back on an excuse of some kind to “explain away” and justify your poor choices. I know this from experience. I used many excuses to continue my poor spending habits and I still …

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Is a Positive Attitude Enough?

Yesterday, Carrie made a very interesting comment in response to my review of I Don’t Know What I Want, But I Know It’s Not This: if being happy is a matter of attitude [...] then shouldn’t people be able to make anything work [...] by simply changing their attitude? Carrie’s question strikes right at the …

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