Discover it® for Students with $20 Cash Back

Discover it® for Students with $20 Cash Back Logo
Details
Highlights

Credit Card Type

Student

Sign Up Bonus

Experience our cash rewards with $20 cash back after you make your first purchase within 3 months of approval*.

Issuer

Discover

Annual Fee

$0

Rewards Details

5% cash back in categories that change each quarter. Now - June 30 earn 5% at Restaurants & Movies on up to $1,500 in purchases after you sign up.* 1% cash back on all other purchases.

Credit Rating

Fair

Foreign Transaction Fee

0%

Introductory APR

N/A

Introductory APR Period

N/A

Introductory Balance Transfer APR

10.99%

Introductory Balance Transfer Period

6 months

Balance Transfer Fee

3% of the amount of each transfer.

Ongoing APR

12.99%-21.99% Variable*

Cash Advance APR

24.99%

Sign up Bonus Tier Level

None

Rewards Tier Level

Good

Perks Tier Level

Poor

  • Experience our cash rewards with $20 cash back after you make your first purchase within 3 months of approval.*
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 5% cash back in categories that change each quarter up to the quarterly maximum when you sign up.* Plus, 1% cash back on all other purchases.
  • Free FICO® Credit Score on monthly statements, online and in our mobile app.*
  • Free FICO® Credit Score on monthly statements, online and in our mobile app.*
  • Call for 100% U.S.-based customer service day or night. Or get text alerts when your payment is due. And free mobile app helps you stay on top of your account.
  • New Freeze It℠ on/off switch lets you prevent new purchases, cash advances and balance transfers. Freeze or unfreeze your account in seconds via our website or mobile app.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
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