Discover it® for Students

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Credit Card Type




Annual Fee


Rewards Details

Earn 5% cash back in new bonus categories like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cashback on all other purchases.

Credit Rating

Fair Credit

Foreign Transaction Fee


Introductory APR

Discover It® chrome for Students

Introductory APR Period

6 months

Introductory Balance Transfer APR


Introductory Balance Transfer Period

6 months

Balance Transfer Fee

3% of the amount of each transfer

Ongoing APR

13.24% - 22.24% Variable*

Cash Advance APR

25.24% Variable

Sign up Bonus Tier Level


Rewards Tier Level


Perks Tier Level


Card Highlights Provided by Discover:
  • Discover matches all the cash back you've earned at the end of your first year - automatically. Only for new cardmembers.
  • Earn 5% cash back in new bonus categories like gas, restaurants,, Sam's Club and more, on up to $1,500 in purchases every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
  • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & FICO® Credit Scores for free on statements & online.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 13.24% - 22.24%.
  • Click "Apply Now" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
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