Discover it® for Students

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Details
Highlights

Credit Card Type

Student

Issuer

Discover

Annual Fee

$0

Rewards Details

Earn 5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.

  • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.

  • Credit Rating

    Fair Credit

    Foreign Transaction Fee

    $0

    Introductory APR

    0%

    Introductory APR Period

    6 months

    Introductory Balance Transfer APR

    10.99%

    Introductory Balance Transfer Period

    6 months

    Balance Transfer Fee

    3% of the amount of each transfer

    Ongoing APR

    13.24% - 22.24% Variable*

    Cash Advance APR

    25.24% Variable

    Sign up Bonus Tier Level

    None

    Rewards Tier Level

    Good

    Perks Tier Level

    Poor

    Card Highlights Provided by Discover:
    • Discover matches all the cash back you've earned at the end of your first year - automatically. Only for new cardmembers.
    • Earn 5% cash back in new bonus categories each quarter like gas, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
    • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
    • No annual fee. No late fee on first late payment. No APR change for paying late.
    • Get 100% U.S. based customer service & your FICO® Credit Score for free on monthly statements & online.
    • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
    • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 13.24% - 22.24%.
    • Click "Apply Now" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
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