Discover it® for Students

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Details
Highlights

Credit Card Type

Student

Issuer

Discover

Annual Fee

$0

Rewards Details

Earn 5% cash back in new bonus categories like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cashback on all other purchases.

Credit Rating

Fair

Foreign Transaction Fee

$0

Introductory APR

0%

Introductory APR Period

6 months

Introductory Balance Transfer APR

10.99%

Introductory Balance Transfer Period

6 months

Balance Transfer Fee

3%

Ongoing APR

13.24% - 22.24% Variable*

Cash Advance APR

25.24% Variable

Sign up Bonus Tier Level

None

Rewards Tier Level

Good

Perks Tier Level

Poor

  • Discover matches all the cash back you've earned at the end of your first year - automatically. Only for new cardmembers.
  • Earn 5% cash back in new bonus categories like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cashback on all other purchases.
  • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.
  • Track your recent FICO® Credit Scores for free in one easy-to-read chart on monthly statements & online. Plus get 100% U.S. based customer service
  • Freeze It℠ on/off switch for your account that lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 13.24% - 22.24%.
  • Click "Apply Now" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
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