Credit Card Type
5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up for 5%*. 1% cash back on all other purchases.
Foreign Transaction Fee
Introductory APR Period
Introductory Balance Transfer APR
Introductory Balance Transfer Period
Balance Transfer Fee
12.99% - 21.99% Variable
Cash Advance APR
Sign up Bonus Tier Level
Rewards Tier Level
Perks Tier Level
- No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
- 5% cashback in categories that change each quarter up to the quarterly maximum after you sign up for 5%. 1% cash back on all other purchases.
- Free FICO® Credit Score on monthly statements, online and in our mobile app.*
- 100% U.S.- based customer service - day or night.
- Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text- and never responsible for unauthorized Discover card purchases.
- 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
- Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
- *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."