Credit Card Type
5% cash back in categories that change each quarter like gas, restaurants, Amazon.com and more-up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
Foreign Transaction Fee
Introductory APR Period
Introductory Balance Transfer APR
Introductory Balance Transfer Period
Balance Transfer Fee
12.99% - 21.99% Variable
Cash Advance APR
Sign up Bonus Tier Level
Rewards Tier Level
Perks Tier Level
- New! Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.*
- No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*
- 5% cash back in categories that change each quarter like gas, restaurants, Amazon.com and more-up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
- Track your recent FICO® Credit Scores for free in one easy-to-read chart on monthly statements & online.* Plus get 100% U.S.-based service, text alert payment reminders & a mobile app.
- New Freeze It℠ on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.*
- 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
- New! Double all the cash back you've earned at the end of your first year, automatically-only for new cardmembers.*
- *See rates, rewards, FICO® Credit Score terms & other info by clicking "Apply."