BankAmericard Cash Rewards™ Credit Card

BankAmericard Cash Rewards™ Credit Card Logo
Details
Highlights

Issuer

Bank of America

Annual Fee

$0.00

Rewards Details

3% cash back on gas up to the first $2,500 combined grocery/wholesale clubs/gas purchases each quarter. 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account. 1% cash back on every purchase. 2% cash back at grocery stores and now at wholesale clubs up to the first $2,500 combined grocery/gas purchases each quarter.

Introductory APR

0% Introductory APR on purchases

Introductory APR Period

12 billing cycles

Introductory Balance Transfer APR

0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days

Introductory Balance Transfer Period

12 billing cycles

Balance Transfer Fee

3% of the amount of each transaction or $10, whichever is greater.

Ongoing APR

13.74% - 23.74% Variable APR on purchases

Cash Advance APR

See Terms

Sign up Bonus Tier Level

Below Average

Rewards Tier Level

Average

Perks Tier Level

Average

  • No annual fee
  • NEW OFFER: $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.74% - 23.74% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%