Discover it®

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Details
Highlights

Credit Card Type

Balance Transfer

Cash Back

Low Interest

Rewards

Sign Up Bonus

$0

Issuer

Discover

Annual Fee

$0

Rewards Details

5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically.*

Credit Rating

Excellent

Foreign Transaction Fee

No foreign transaction fee

Introductory APR

0%

Introductory APR Period

6 months

Introductory Balance Transfer APR

0%

Introductory Balance Transfer Period

18 months

Balance Transfer Fee

3%

Ongoing APR

10.99% - 22.99% Variable*

Cash Advance APR

24.99% Variable

Overall Rating

95

Sign up Bonus Tier Level

Poor

Rewards Tier Level

Good

Perks Tier Level

Good

  • 0% intro APR on balance transfers for 18 months - then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99%-22.99%
  • Rated 4.8 out of 5 stars by over 4,000 cardmembers.*
  • No annual fee, no late fee for your first late payment - APR won't go up for you paying late, no overlimit fee and no foreign transaction fee.*
  • Free FICO® Credit Score online and on monthly statements.*
  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically.*
  • 100% U.S.- based customer service - anytime, day and night.
  • *See rates, rewards, free FICOR Credit Score terms and other info by clicking "Apply."
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