We all have a love-hate relationship with credit cards. On the one hand, credit cards allow us to establish a solid credit history – an essential prerequisite for buying a home, starting a business, purchasing a car, or securing loans. On the other, the misuse of credit cards can lead to a lifetime of crushing debt, making milestones like buying a home all but impossible. Our comprehensive credit card resources are here to help rehabilitate your relationship with credit cards. We lay out the facts behind each card, and then inform you of the decisions you can make based on where you find yourself in the journey towards a debt-free life with excellent credit.
Credit Cards for Any Situation
While the wealth of credit card choices is exciting, how do you zero in on a card that meets your needs? Different lifestyles require different degrees of credit-building stability from their cards; so we've considered each card based on qualifying credit score and reasoned out what each card does best. If it's rewards you want, we've broken cards down by airline miles, cash back, or low interest rates, just to name a few criteria.
Everything you need to know about Credit Cards
There are millions of sites out there offering excellent advice on credit card debt, but more often than not advice is scattered across multiple sites, forcing you to piece together the info that matters to you. The Simple Dollar is a one-stop-shop for debt solutions and objective card breakdowns. We are real people here to point you to the materials you need to read and retain if you want to be a competent at managing debt and gaining from your card.
You may feel like giving up. Suffocating under a mountain of debt can make you feel helpless. Perhaps you've even been considering bankruptcy. The jury is out on whether bankruptcy should be an absolute last resort, or one that should be considered seriously in order to deal with exorbitant, unpayable debt. Still, most people do want to avoid...
We’ve spoken before about the ins and outs of prepaid debit cards. They carry both benefits and drawbacks for the everyday consumer. The perks — including convenience and assistance with personal budgeting — need to be weighed against the drawbacks, which include ample fees for a variety of card-based activities. Prepaid debit cards have recently been thrust into the national...
Want to become a savvy credit card user? You’ve come to the right place. This article will discuss when to pull out your credit card, and when to keep it tucked away. We’ll also talk about surprising places that do accept credit cards, as well as a few places that do not. Use this handy guide to make sure you...
You know about credit cards and debit cards, and you may even be familiar with secured credit cards, but did you know there's another option out there? Millions of Americans rely on prepaid credit cards to handle their finances. Prepaid credit cards work just as you'd expect: after acquiring a card, you load it with money. As you spend,...
Credit Card Reviews Done Right
Credit card reviews are everywhere you look; each offering a different take on any number of cards, and all using comparable methodology. What, then, makes the Simple Dollar different? Our credit card reviews are honest, written by actual credit card users. We’re not afraid to list the cons of each card; we are in the business of considering the factors that actually affect your day-to-day card use. Our simple, consumer-centered approach to reviews makes us the hub for the scoop on any and every card.