Let's cut to the chase: compulsive shopping and credit card addiction are genuine problems, and they're more common than you may think. If you suspect that you suffer from a compulsive shopping and/or credit card addiction, it's important that you understand two things: You are not alone. There is a way out. This article isn't a substitute for professional counseling, but if...
|Signing Promotion||Great For: Guaranteed approval with no credit check.|
|Intro APR Promotions||
- $0 Monthly Fee
- No Minimum Balance
- No Credit Check. No Overdraft Fee.
- Free Direct Deposit and Online Bill Payment
- Use it everywhere Visa Debit Card accepted
- Now with Purchase Rewards
- Perfect for Occasional Usage
Poor Credit Accepted
- Free direct deposit and online bill pay
- 100% approval guarantee
- Accepted anywhere Visa cards are accepted
- $2.50 ATM withdrawal fee
- $1.00 fee per transaction
- $0.40 fee if card is declined at ATM due to lack of funds
- $1.00 balance inquiry fee
The Simple Dollar’s Review
Prepaid cards can be a great way to budget money, and they can also be your worst nightmare with all the fees that are often associated with them. Most cards have a long list of fees, and the AccountNow® Prepaid Visa® Card is no exception. At the same time, it might be a prepaid card worth considering, especially since it offers two very important things for free — direct deposit and online bill pay. Many prepaid cards charge fees on both, so if you’re hoping to deposit your bi-monthly wages through direct deposit, you’ll be in the clear.
Fees, fees, fees. If you’re hoping to avoid them, you might be better off with a secured credit card. This AccountNow® Prepaid Visa® Card is chock-full of fees, including ATM fees, balance inquiry fees, ATM decline fees, and transaction fees. Although the card bills itself as having “no monthly fee,” in reality, you pay just as much or even more, considering every transaction nets you with a $1 fee. The card also has many limits. You cannot withdraw more than $500 in cash per day if you use direct deposit. This limit is $300 if you don’t use direct deposit. You can’t spend more than $1,500 a day on card purchases, and more than $1,000 per day if you use your PIN.
The AccountNow® Prepaid Visa® Card is a fairly standard prepaid card. Still, you’d be wise to do your research and compare fees on other cards before signing up.
If you remember the Diner's Club card, you're probably a Baby Boomer. Originating in 1950 and claiming to be the first American credit card, it has long faded from its glory days as a "jet-setter's" favorite financial accessory. Maybe it was your first credit card, too. How times have changed. According to research by the University of Michigan Law School,...