While many of us are working harder to pay down debt, stick to a budget, and boost our savings, a better strategy would be start on the path to financial health earlier – before we got ourselves into a right mess. According to government data, consumer debt in the U.S. totals out at an alarming $11.19 trillion. The average U.S....
|Signing Promotion||25,000 miles upon approval|
|Reward Rate||1 mile per $1 (All Purchases)|
|APR, Variable||14.24% Standard|
|Cash Advance APR||19.99%-24.99%|
Coach Companion Fare every year from $118(USD) ($99, plus taxes and fees from $19)
Earn 3 miles for every qualifying dollar in purchases of Alaska Airlines tickets, Vacation packages and Cargo purchases
No mileage cap. There's no limit to the number of miles you can earn with the Alaska Airlines Visa Signature card
Terms and conditions apply.
Limited CreditLearn how to build credit
- Automatic 25,000-point bonus just for signing up – enough for a round-trip flight
- Generous points rewards on Alaska Airline purchases and select restaurants
- Points never expire
- No mileage cap
- Points only redeemable through Alaska Airlines and partners, so ideal only for West Coast travellers
- 3% foreign currency transaction fee
- $75 dollar annual fee
The Simple Dollar’s Review
If you often find yourself flying around the West Coast with Alaska Airlines, owning this credit card could save you hundreds of dollars. You get 25,000 free points just for signing up, enough for a round-trip flight – not a bad way to get started. After than you’ll earn three points per dollar you spend on Alaska Airlines flights and one point per dollar on all other purchases. There’s no fixed value to the points, so how far they take you depends on availability. To get an idea, you should check out Alaska Airlines’ mileage chart. You can also redeem the points with a partner airlines to get more flexibility, but your points won’t go as far.
If that’s not enough for you, you automatically get a $118 companion fare to use towards an Alaska Air coach ticket each year. There is a 3% foreign currency transaction fee, so this card is not designed for regular international travellers. But if the West Coast (Alaska to Mexico) is where you fly, there’s no better card than this.
"0% interest on balance transfers." When you’re trying to pay down a hefty credit card balance, offers like this are tempting. But they can also be confusing. Learn how balance transfers work before you sign on the dotted line. A "balance transfer" involves moving debt you owe on one credit card to a new, low-interest credit card, but usually those...