A credit score below 600 falls into the “bad credit” category. There are a few ways you can end up in a tough spot: you miss some payments, you have an account go to collections, you declare bankruptcy, or you experience a foreclosure. These mistakes, big and small, can severely damage your credit score and make it difficult for you...
Before you finalize that credit card application, stop to read the fine print. Remember, credit card companies are businesses first and foremost. No matter how customer-friendly they are, their prime objective is to make a profit. Part of the way they do that is through fees. Does your credit card charge any fees you don’t know about? The answer may...
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