You first started stoozing at work. Then your boss caught you. You thought you were going to be fired, until he said he wanted to watch. Late one night you were stoozing at home. You thought your wife was in bed, asleep – but she wasn't. She caught you, too. At first you thought she would be mad, but then...
|Signing Promotion||10,000 bonus miles after spending $1,000 on purchases within the first 3 months|
|Reward Rate||1.25 miles per dollar|
|APR, Variable||After 2014, a variable APR between 11.9% - 19.9%|
|Cash Advance APR||24.90%|
|Intro APR Promotions||0% intro APR until July 2014|
Get 1.25 miles per dollar spent on every purchase, every day
One-time bonus of 10,000 miles once you spend $1,000 in the first 3 months
No limit on the miles you can earn and miles don't expire
No annual fee and no foreign transaction fees
See card issuer's website for details about terms and conditions of offer.
Excellent Credit Needed
- 1.25 miles earned for every dollar spent, with no limits or expiration
- Flexible and straightforward miles redemption: one mile equals one cent toward travel with any company
- Miles can also be redeemed for merchandise, gift cards, and cash-back
- No annual fee
- Earns you .75 point less per dollar spent than its sister card, Capital One® Venture℠ Rewards Credit Card
- Only a $100 signup bonus, which is less than many other cards
The Simple Dollar’s Review
Similar to the Capital One® Venture℠ Rewards Credit Card, this travel credit card earns you 1.25 miles per dollar spend on every purchase, as opposed to 2 points per dollar, and has no annual fee. But unlike that card, the Capital One® VentureOne℠ Rewards card carries no annual fee. So your decision on whether to go with the Capital One® Venture℠ Rewards Credit Card or the Capital One® VentureOne℠ Rewards card should be based on your spending habits. If you’re a big spender, the extra .75 point per dollar spent can make up for the $59 annual fee; if not, it’s better to stick with this card and avoid the fee.
The best part about both of these cards is the flexibility. You earn 1.25 points per dollar on every single purchase, and each point is redeemable for a value of 1 cent toward any travel expense. Unlike most travel credit cards, there are neither complicated point conversion formulas nor blackout dates, and you’re not limited to particular airline, car rental, or hotel brands. You are simply reimbursed using the simple Purchase Eraser. There is also the 10,000-mile ($100) signup bonus if you spend $1,000 in the first three months.
In short, if you’re an average consumer and want a travel credit card with flexibility, no hassle and decent returns, you can’t go wrong with Capital One® VentureOne℠ Rewards.
If you just received notice that your credit limit has been slashed on one of your credit cards, don't panic. You're not alone. And it's not something you should take personally — even rockstar, top-tier borrowers have seen their limits lowered in recent years. It's frustrating, especially if you rely on your credit card for regular purchases or in...