Using a credit card has become second-nature for most Americans. Who carries cash, anymore? But thanks to the popularity of plastic, fraud has flourished. Ten percent of all U.S. citizens have been a victim of credit card fraud, according to the Department of Justice. Worldwide, it's a crime valued at more than $5.5 billion. With so much money at...
|Annual Fee||$95 (Fee waived for the first 12 months)|
|APR, Variable||15.24% Variable|
Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases in the first 3 months of cardmembership
Your first eligible checked bag is free for you and up to 4 traveling companions
Priority Boarding with Group1 Privileges
Double Miles on American Airlines purchases
Renew your annual cardmembership and earn a 5% AAdvantage mileage bonus based upon eligible purchases made during the cardmembership year
Earn an American Airlines Companion Certificate each year of cardmembership in which you spend $30,000 or more in purchases and renew your cardmembership. Minimum ticket fee and government taxes and fees apply
See card issuer's website for details about terms and conditions of offer.
Excellent Credit Needed
- AAdvantage Miles can be redeemed for flights to over 250 destinations worldwide
- Excellent perks when flying American Airlines, like waived checked luggage fee and priority boarding
- Very good 30,000 miles signup bonus when you spend just $1,000 in the first three months
- 3% foreign currency transaction fee
The Simple Dollar’s Review
If you and your employees frequently fly around the country, the CitiBusiness® / AAdvantage® World MasterCard® could make for a solid choice of a travel card for your business. If you can commit to American Airlines for most of your flights, you stand to earn a lot of free travel with this card, especially when combined with a frequent flyer program. The card earns one AAdvantage mile for every dollar you spend, and two miles for every dollar you spend on American Airlines. Plus, the 30,000-mile signup bonus will have you and your employees flying for free in no time.
The real value of an AAdvantage mile depends on availability, but for a general idea, you should check out American Airlines Ticket Award Chart. You’ll also travel more comfortably on American Airlines, with free checked luggage and priority boarding.
It’s important to bear in mind this card has a $95 annual fee (which is waived for the first year), so you’ll need to be flying enough to make the fee worth it. However, there’s no fee for additional cards for your employees, and they all earn miles. Lastly, there is a 3% foreign currency transaction fee, so this may not be the best travel card if most of your flights are bound for international destinations. But if your business involves a lot of domestic air travel through American Airlines, this card offers excellent returns and perks for your company.
"0% interest on balance transfers." When you’re trying to pay down a hefty credit card balance, offers like this are tempting. But they can also be confusing. Learn how balance transfers work before you sign on the dotted line. A "balance transfer" involves moving debt you owe on one credit card to a new, low-interest credit card, but usually those...