What's the interest rate on your credit card? If you're carrying a credit card balance that's going to take months, or even years, to pay off, the answer to that question could cost you thousands of dollars. If you're carrying a $5,000 balance on a card with a 25% interest rate, you'll pay $1,250 in interest this year. Think of...
|Signing Promotion||Earn 30,000 miles after you spend $500 in the first 3 months of Cardmembership. Welcome bonus offer not available to applicants who have had this product or any other Delta SkyMiles Business Credit Card account within the last 12 months.|
|Reward Rate||2x miles for each dollar spent on Delta purchases; 1x mile for each dollar spent on other eligible purchases|
|Annual Fee||$0 introductory annual fee for the first year, then $95|
|APR, Variable||15.24% – 19.24% Variable|
|Cash Advance APR||21.24%|
|Intro APR Promotions||N/A|
Book last minute without blackout dates. Redeem miles for Delta Award Travel
$0 introductory annual fee for the first year, then $95
When you add Additional Cards for Employees to your account, you can earn miles at the same rate for each eligible purchase they charge on the Card
See card issuer's website for details about terms and conditions of offer.
Excellent Credit Needed
- Very easy to earn valuable miles for frequent Delta flyers
- Excellent perks on all Delta Flights
- Earn miles for every single purchase
- Very generous 30,000 SkyMile sign up bonus
- SkyMiles can only be redeemed for Delta flights
- $95 annual fee, waived for first year
- 2.7% foreign transaction fee may be a pain for international travellers
The Simple Dollar’s Review
Any business that involves a lot of flying around should be taking advantage of frequent flyer programs. By remaining loyal to one airline, you’re rewarded with miles that add up to free flights. To take it one step further, add a business credit card to earn even more miles, and even more free trips.
If you find yourself flying Delta often, then why not commit and get the Gold Delta SkyMiles® Business Credit Card from American Express for you and all your employees. You’ll earn one Delta SkyMile for every dollar you charge to the card and two for each dollar spent on Delta flights. But what’s a SkyMile really worth you ask? It depends on availability, but Delta’s Mileage Charts will give you a good idea. Fortunately, Delta flies just about everywhere in North America and partners with several airlines, and you don’t have to worry about blackout dates.
As for the downsides, the card has a $95 annual fee and 2.7% foreign currency transaction fee; like other cards tied to specific airlines, you also need to be satisfied with Delta and its SkyMiles reward system. But the card does offer several perks like a free checked bag, priority boarding, and 20% discounts on in-flight food and drinks when you fly Delta. And since it’s an American Express Open card, you can take advantage of discounts ranging from 3% to 10% on select business essentials, like office supplies and car rentals, through the American Express Open Savings program.
If you and your company are happy committing to Delta for your flying needs, this card can earn you a good return of SkyMiles, as well as the excellent customer service and business discounts of American Express.
Using a credit card has become second-nature for most Americans. Who carries cash, anymore? But thanks to the popularity of plastic, fraud has flourished. Ten percent of all U.S. citizens have been a victim of credit card fraud, according to the Department of Justice. Worldwide, it's a crime valued at more than $5.5 billion. With so much money at...