|Signing Promotion||Great For: Rewards for spending on gas and groceries|
|Annual Fee||24.99%* Variable|
|Intro APR Promotions||Purchase: 0%|
- Earn 2,500 points, equal to a $25 statement credit, after your first purchase or balance transfer
- 0% Introductory APR for 6 months on purchases and balance transfers
- No annual fee
- Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else
- Use the points you earn like cash to pay for almost any purchases you've made.
- No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
- Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
- Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
Fair Credit Needed
- Easy approval with fair credit rating
- 0% APR for first six months on both purchases and balance transfers
- No limit on points earned
- 2,500 point bonus after first purchase
- After promotional period, interest rate jumps to 24.99% (variable)
- Users report poor customer service
- During application process, up to three hard inquiries may be made on your credit report