Finding Passive Income Sources for the Future: Four Potential Avenues I’m Evaluating

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Lately, I’ve been looking at sources of passive income in order to bolster (and hopefully eventually replace) my current income. It is a fond dream that at some point in the future, I could largely step back from doing active day-to-day work and instead use these sources as my primary income stream. In that eventuality, I could devote my time to volunteer causes and charities I’m passionate about (and maybe have time to sit back and read a book for pleasure on a lazy afternoon every once in a while).

First of all, what is passive income? You’ll find a lot of definitions of it online, but mine’s pretty simple: passive income is any source of sustained income that you earn without any additional work. You might have to put up a lot of work up front, but once the money is rolling in, it doesn’t require any additional effort to earn money (additional effort might help to increase earnings, but it’s not required for some level of income). Thus, I don’t identify things like being the landlord of a rental property or blogging to be passive income – both require significant and regular work to earn money.

Passive income isn’t a way to get rich. That’s not the point, and anyone claiming you can get rich from it is selling snake oil. For me, it’s an investment of money and time now to buy time later. Notice how the output has nothing to do with money – it’s about putting resources away now so that I don’t have to invest time working in the future to maintain my standard of living.

Here are four sources of passive income that I’m looking at for my own future, along with some suggestions on how you can get started.

Investments that pay dividends or distributions
The mere act of owning many investments can be considered a source of passive income. You merely hold the investment and regular dividends are paid out to you. Many people tend to focus on investments in terms of the increase in resale value, but many others quietly hold stocks and bonds that pay large dividends, lining their pockets with capital gains. Look for individual stocks and bonds or index funds that pay good dividends, then sit back and watch the money roll in.

How can I get started? Just start an account at an investing house (Sharebuilder‘s my pick for beginners who want to buy individual stocks; Vanguard‘s the place to go in my opinion for index funds) and set up an automatic deposit into the account. Let the dividends roll over until you need them for income, then just collect the dividends as cash. Passive income at its easiest, and I plan on digging into these options more in the future, both as investments for future things and as potential passive income if it’s necessary.

My plan Once our non-mortgage debt is gone (hopefully by the end of the year), I intend to start investing in Vanguard index funds in a taxable account (and perhaps a few individual stocks of companies I believe in) and holding that investment with a fairly long time. While our goal is to eventually use that money to buy a plot of country land and build a home, it’s also quite possible that I’ll just turn it into a passive income source by collecting dividends or bond distributions.

Writing a book
The normal procedure for writing a book involves getting a book deal and an advance check, writing the book and submitting the manuscript, then getting (possibly) another advance check, then sitting around while the royalty checks come in. It’s a nice way to get a passive income stream, but it requires a ton of upfront work and a significant time investment. However, once it is done, it not only earns money slowly over the long tail, but it also opens the doors to other active opportunities – an active-passive double header.

How can I get started? You can start by getting your toes into writing. Find venues where you can sell written pieces and make a bit of cash while also building up your resume. Then, when you have several pieces in print and a good idea, pitch a book to a small-to-medium sized publishing house or get an agent to shop one around for you. Get the deal, write the book, then the royalty checks come.

My plan I’m currently in the process of doing this. Once the work is done, I receive my final advance check, the book goes into print, and I receive royalties, no extra work really required. Granted, it won’t be large checks, but it’s a start. The real key (for me at least) is to write several books, enough so that the royalty checks are significant.

Developing a static website of some interest
If you don’t want to invest all the effort of writing a book, you can instead just develop a static website with whatever amount of written material you want. An individual site won’t earn you much, but considering you can set the whole thing up with just a few hours’ worth of work and walk away, even a few pennies a day can make the endeavor worthwhile over the long haul.

How can I get started? Think of a topic you know something about. Write down the useful information you know about the topic, and take pictures, too, if need be. Find a free hosting site online, like Google Pages, then put your materials there. Sign up for an ad service like Google Adsense and put a few ad blocks on the site. Submit the URL to a search engine or two, then sit back and wait. This is something you can do in an afternoon. Be aware that one single site won’t earn you much unless you have something seriously compelling – many people that do this make new sites and pages all the time to add to their repertoire. It’s passive in that they’ll earn income whether they add new sites or not – adding new sites merely increases the income potential.

My plan These are great ways to develop specific written ideas you might have and to share them with the world while earning some passive income. I have a few things I plan on documenting in just this fashion. In fact, if I ever get tired of actively writing The Simple Dollar, this is what it will functionally become – a static site on a server somewhere, slowly earning some income over the long tail for many years to come. I don’t think I’ll stop actively writing The Simple Dollar for a long time, though – I truly enjoy it.

Creating and selling creative products online
There are many sites where you can create or upload creative products and have them earn an income for you over time. Zazzle and Cafepress let you design t-shirts, coffee mugs, keychains and such to sell (they manufacture it and you get a cut as a designer), while Metacafe and Revver let you upload videos of your own creation and pay you if they’re viewed by others. The best part is once you’ve uploaded your design or your video, you can just walk away and the passive income will trickle in.

How can I get started? If making a video or designing a t-shirt sound compelling to you, give these sites a shot. They’re all pretty simple to use and can be lucrative if you create something that catches on. Just try uploading some things – even if you don’t make any money, you can still leave them up there and it might catch on later.

My plan I’ve been thinking of making a series of videos to run on Metacafe or Revver focusing on a number of topics (personal finance and cooking). My wife and I have already plotted out several ideas and have thought about creating them in our spare time, then posting them also to The Simple Dollar. We’ve also talked about designing t-shirts to put on Cafepress and/or Zazzle, but that’s a more nebulous idea. Both of these are in my “projects” folder – they’re things that would add to the portfolio of potential passive income streams if we invest the time to create them up front.

These are the four methods of passive income I’m strongly looking at. Do you have any interesting ideas for ways that people can create passive income?

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47 thoughts on “Finding Passive Income Sources for the Future: Four Potential Avenues I’m Evaluating

  1. Rental properties? You can manage them yourself for now, and pass that work off to property management company later on when your equity & rent is increased.

  2. Just a warning: the royalties don’t start coming very quickly. Not only do you first have to earn out the advance (meaning earn enough in royalties) to pay back the advance, but then you have to wait several months for the accounting to catch up.

    More than half of all books fail to earn out their advance, which means they never see royalties. To really earn out, you need to do a lot of promotion, which means a lot of work after you receive that final advance check.

  3. “alternative” would be more accurate than “passive”

    most non-job income requires substantial work, both upfront and ongoing

  4. I like the idea of writing a book. I’m thinking of the same thing. I’m just not sure if it should be in the electronic book format or a real-bound book. I would probably self-publish if I go the later route. I currently have no interest from publishers for the traditional method.

  5. I sure hope you don’t stop writing The Simple Dollar for a looooog time- it’s not only educational, but I enjoy the community of commenters. It’s great to have a support-system of like-minded budgeteers!

  6. Lazy Man: do both. I am thinking of self-publishing a “Best of The Simple Dollar” book which compiles 100 or so of my best entries from the site, and doing it both electronically and in paper format.

  7. I don’t know if the last two really count. If you don’t update and refresh your content or at least your visual style, people are going to know that it’s old content, and your revenue is going to fall.

  8. Great post! Whether or not anything is considered ‘passive’ income…its still extra-or at least semi-passive.

    I enjoyed the in depth look you offered us into your plans. Thanks.

  9. Lazy and Trent:

    You might want to look at what Michael Stackpole does. He is a pretty well selling author of sci fi books. He is over at http://www.stormwolf.com He has a bi monthly newsletter for 25 bucks a year that is all about writing. Fiction mostly. However, the last few issues have been about publishing in electronic format since it is quicker to the audience than traditional publishing. The only issue that I have found with it is that if nobody knows you, then the amount of marketing you have to do is high.

  10. Some forms of “landlord” can be considered passive income. In the town I live in, there are several property management companies that will do the work of landlord for you for a small fee. Usually some small % of the monthly rent.

    I am currently purchasing a house, which due to the panic is “on sale”. I plan on living there for a couple of years and building equity, then going with one of these companies. I will also be doing some rennovations/fixes to it which will both up the resale price, and the potential rent.

    In a situation like this, it should be noted that the highest obtainable rent from the property should be substantially more than the mortgage. This is why I’m waiting to rent the place. I will have more equity and be able to refinance to a lower monthly mortgage rate. By the the city’s plans for some ungodly amount of new office space a few blocks from the neighborhood will also be complete. Both will help ratio of payment/rent.

    I was lucky to have a good real estate guy that I could trust to find such a good deal, and am lucky to live in a town that isn’t feeling the economic downturn as bad as most. Yay for large universities. However a lot of places have such opportunities, it’s just a matter patience and preparedness.

  11. I think in general everyone one is looking for a particular passive income source that fits them best. However, the idea of “passive portfolio” seems to be more feasible for those that may not be the best at writing blogs/books or picking a strong dividend portfolio.

  12. The websites business is not as easy as it used to be. There is pretty big chance that a site which does not take regular promotion will earn less than the price of its domain name. With some luck, research and creativity you can make few static sites which keep getting search engine hits for years, but my guess is this will work less and less with the time as thousands of new sites get added every day.

    As for the book, I would go for creating both e-book and self-publishing a book.
    Other ideas are service which requires subscribing, software and of course property.

    Unfortunately most passive income sources aren’t as passive as we would like them to be. I’ve written my point of view exactly on this topic few days back (http://sharkinvestor.com/2008/06/15/the-five-essential-elements-of-automated-income-generators/ – if posting url is considered bad, pls delete). I’ve been digging/trying around passive/automated income for several years and what I think so far can be summarized in few words: it’s hard thing to achieve.

  13. Develop and prosecute a patent. The royalties received from licensing agreements can be lucrative with the right product. It is not always necessary to develop the product.

    Investing in limited partnerships owning businesses is a good passive income source. Some of these limited partnerships even own natural gas drilling companies in addition to CO2 royalty rights.

    Rental properties can be passive if you have enough start-up capital to hire someone to manage the properties. This is really more of a leveraged position, but it can work beautifully.

  14. Anything that earns interest or capital gains without continuing work from you counts (though the higher rates tend to be attached to higher risk).

    Replacing items with items that have a lower cost is sort of like that. For example, if you replace your broken refrigerator with one that uses electricity, you will be paying that much less each month until that refrigerator breaks.

    Planting a food crop that is native to your area might provide a passive income of food. For example, I can grow chili pequin and maybe black walnut without any work after they are established (though a little water during a drought helps), but a tomato plant wouldn’t count because it needs more water than we get.

  15. Alternative income, especially alternative income that only requires some up-front work (even significant upfront work), is like the holy grail to me. I absolutely love the idea of putting some really hard work into something for a fixed period of time and then reaping the benefits for long periods of time, even if they are small and trickle in. I think I like it so much because it shouts ‘financial independence’ to me. After I reach that certain threshold of passive income I can focus on things other than making money to eat.

  16. How about “donating” blood plasma? It’s passive in that, once you’re hooked up, you just lay there for about 45 minutes, letting the machine do the work. Since I started in early April I’ve brought in an extra $640. I use this as my gas money, and haven’t spent a cent of my regular earnings on gas in three months.

  17. In regards to your passive income from starting a static website and let it sit, I’d like to here more about your thoughts on how exactly you think this can be done in a profitable way. As a site owner myself, I know that you have to pay a minimum of about $9 per month plus $8 per year just for the bare bones hosting and domain. To set up a static page that would get any traffic whatsoever, you’d have to spend days, if not weeks developing solid content that would be picked up by search engines or other referencing sites.

    So, let’s say that your time is worth $20/hour and it took you 80 hours to get the site up and running. That’s an up front expense of $1,600. Then you would have to pay $116 per year to keep it up and running. For a static site, $1 a day from AdSense would be considered fruitful. At these numbers, it would take you over 6 years to break even (and that’s considering about 800 visits a day for six years on a static site, which is highly unlikely). Not saying it can’t be done, but if you have a plan you think would work, please share with us.

  18. I currently sell my textbooks on Amazon.com. From undergrad and grad school, I have about 80 books, which I spent a weekend cataloguing and uploading, and now I just sit back and sell about 3 books a week, even during the Summer. The listings last 60 days before they expire, and then you just renew them for another 60 days. Amazon takes a commission, but I think it’s pretty fair considering the number of eyeballs the books get. Not all that passive considering I have to hit up the post office, but pretty good for stuff that was just collecting dust.

    Another fantastic way to make passive income is to invest in oil and natural gas wells. There may be a great deal of risk involved, including finding a reputable operator that you can trust, but if you get in on a couple wells that hit, you get a royalty check every month for the next 25 to 50 years. That’s pretty passive. Of course, the same kinds of risks are involved with a rental management company or any other type of investment where you’re just providing the funding.

  19. “donating” blood plasma? thats news to me. In mexico it is strictly forbidden to do that. My husband had leukemia last year, and believe me some times I would had paid for platelets lots of money!!
    Trent: this is my new site of personal finance. Im camila. ;)

  20. I feel like you might be a little bit optimistic about royalties. Although I am certainly a fan of The Simple Dollar and would read your book, it is my understanding that many books don’t ever earn past the initial advance, let alone have enough sales to justify continuing print runs and continuing royalties.

    From what I understand, for all but a few printed word authors, building and maintaining book sales is a continuing process of publicity. It’s a constant uphill battle to expand your audience and to keep your current audience interested and involved.

  21. This is probably the most helpful post I’ve read on The Simple Dollar–and that’s saying a lot. For quite some time, I’ve had the idea that one major source of income could always be augmented by one or more minor, or passive sources, but I wasn’t sure how to go about getting more money. This post has given me some insight on how to accomplish my goals.

  22. @G.E. Miller

    In response to your inquiry about a static website, I have done just what Trent referenced in the past and I had about $50 in ad revenue from roughly 6 months. I paid for a very cheap hosting plan that was not on a monthly basis and the domain was cheap too so I actually made about $30 from the whole thing.

    The site was for an online game I was currently playing. I used a site that tells you how many times certain words are searched for and I found a good topic from the game. I made a site with the game name plus topic for the domain, did a little work to reach the first page of google for the keywords and it worked well. The traffic was on the rise when I took the site down for other reasons, but I think my gains would have doubled.

    I did update the site every couple of weeks just to keep it fresh and the information up to do date.

    And as for your 80 hour estimate, I spent 6 hours max making the site.

  23. I think just the exercise of thinking outside the box — thinking of ways to earn money that will keep earning when the working stops — is a valuable one.

    Quite a bit of chatter about the websites. To build a truly profitable website, a ton of work is required — ongoing work.

    For me, true passive income will be just what was described at the very first — dividends and interest.

  24. If you want to get into publishing of videos or books http://www.createspace.com does on demand publishing of books, video and music. For video and music content can be download-able, physical or both. It even allows you to sell your product on Amazon. Once you set it up it’s very passive as your just get a direct deposit of your royalties.

    *Full Disclosure: I work for Createspace*

  25. Trent-

    You appear to be missing the larger picture, here. At your [young] age, you should *not* be placing (or planning to place) “investment” dollars into so-called passive income vehicles (e.g. mutual funds that pay significant dividends, high-yield stocks, bond funds, et. al.).

    The concept, at your station in life, is to invest in things that will appreciate significantly over the long term (which generally carry higher risk and lower immediate rates of return).

    Once you’ve accumulated a moutain of money that touches the sun, you can move it into passive vehicles (GNMA, Bond Funds, Tax-Exempt Money Marktets, et. al.)

    If you were able to consistently earn 3.5% (annually) on your money (after taxes), how much of a nest egg would you need to live?

    Let’s see:

    $1 Million @ 3.5% = $35,000/year
    $2 Million @ 3.5% = $70,000/year
    $3 Million @ 3.5% = $105,000/year

    Invest in things that generate immediate income now, and you’re cheating yourself, long-term. At your age, your number one priority, financially, should be to earn/accumulate as money as possible, and invest it wisely. Taking into account health care costs, the $3 Million scenario, above, is probably the bear-minimum goal you should *aspire* to.

  26. Interesting post as this seems to be a very hot topic on PF Blogs. I would be curious what a site like this could make as a static site. I am sure you have enough content that it will do well in search engines for a long time.

  27. I’ll throw my hat into the ring as to a couple of good options.

    “Bum Marketing”: There are many, many different ways to do with affiliate marketing without paying anything. Some people actually do make quite a bit of money, but most people can make $200-$500 with just “sweat equity” of about ten hours a week. For some people this is major money, so I highly recommend it. There are a couple of mailing lists that are great, but Travis was the one to coin the term “bum marketing” and he has a free site and list dedicated to showing other people how to do it (bummarketingmethod.com).

    A lot of people think that affiliate marketing is a scam to get you to buy someone’s products, but it really does work and there are tons of ways to do it 100% free. Most people just want everything *right now* and think they’ll recoup any investment overnight (not the case). I highly recommend it, especially if you have time but no money.

    The other thing would be to do free offers from sites like SwatCash, but I will say that is extremely boring :)

    I’ll second the plasma donation thing. I wound up stopping because I didn’t have as much time during the day as I wanted, and also I got to where I hated needles. But yeah, even in that depressed area, I could have made an extra $45 a week — completely worth it in that area and the place was always packed.

  28. When using Zazzle and Cafepress should you copyright your idea first? I have several ideas I would like to market, but am not sure where to start.

  29. I like your ideas for passive income, however, I think you missed a big one…reducing your taxes legally by having a homebased business (like many of us already have.) My site can point you in that direction. http://www.StopGettingCheated.com

    Or…make an appointment with a tax professional (it’ll probably cost you $75 – $90 for an hour) who is well-versed in the documentation of legal home business deductions. Not all of them are.

    You will have to call around to find a good one. (Just like ballplayers, there are good and poor tax professionals.) Go in with specific written questions and take notes. When you are paying out good money, you want clear, accurate answers.

    Also, it’s been my observation that you want to hold mutual funds in tax-deferred accounts (IRA, 401k.) I think the documentation and taxes on a mutual fund in a taxable account would be overwhelming. You have to really read those prospectus to know what’s held in them. (Here’s a good link about mutual funds:

    http://finance.yahoo.com/funds/tax_issues/article/100631/Put_Your_Funds_in_the_Right_Accounts

    Again, don’t go by me. I’m a retired PE teacher, and I hold ALL my mutual funds in tax-deferred accounts just to ease any headaches for me and my CPA/EA. This is another instance when you want the savvy and expertise of proven tax professional. I am not that guy.

    I like the tenor of your article and of your entire site, Trent. It is honest, easy to read, and has excellent information.

    You understand that growing passive income requires a tremendous amount of upfront energy.

    The plan can be simple, but the execution in definitely not easy. There is a lot of hard work in establishing even an online business, and like Jesse said above, “To build a truly profitable website, a ton of work is required — ongoing work.”

    Starting a homebased online business is not for everybody. Neither is making or keeping a lot of money. Many people do not want to spend 5-10 minutes of documenting expenses each day just to save a few thousand dollars.

    Congratulations on a great blog and for your transparency in sharing your dreams and goals, Trent. I hope you…and all of (us) your readers make a million dollars. You help us tremendously. My girlfriend loves this site.

    All my best,
    Cade

  30. I know a woman in my neighborhood who married a gastrointerologist and she started buying small homes early in their marriage. She basically rents them out only to medical students or residents and now, 30 years later, she has 18 homes in the neighborhood (a very good, steadily increasing in value neighborhood). She can basically rent to whomever she wants. Now she started out at a big advantage, mainly being married to a high income doctor. But she’s amassed a pretty good real estate fortune as homes in this neighborhood are generally $200k and up in current value. I suspect she’s worth about as much as he husband.

    Oh, and I drove by her house the other day (a beautiful large, urban home built in the 1920s) and she drives a 7 year old Buick – that says a lot right there!

  31. Is donating blood plasma different to donating blood?

    I know plasma is one component collected during the blood donation process, but wondered if you are talking about something more unique with your specific mention of ‘plasma’?

    And how do you earn money from doing it? I live in the UK, where it is only a voluntary cash free donation, as far as I am aware. $640 in 6 months is a fair amount!

  32. Well I have 2 of the 4 in the works.
    1. Dividends and Interest are making about $1200 a year. Not enough to retire on but a start.
    2. Started a web page on Direct Stock Purchase Plans that has over 180 companies listed that offer direct stock purchase plans. No money made yet but the Google Adsense seems to be paying for the Google Adwords.
    Who knows with the invention of spell check maybe I could rite that book. (lol)

  33. Trent, just be careful. You don’t get paid royalties until you “earn out” the advance you have been paid (and I think even then there’s a further delay until the accounts are reconciled). If you’re expecting regular royalty payments, you should understand that they are not a given even after you’ve sold a book. Many many books never earn out (and if you don’t earn out, it’s that much harder to sell your next one).

  34. Thanks for all the information about passive income. I am starting small with online surverys and refferals from those sites. And I am still waiting to reach the cash out amount for the AdSense ads on my blog. Currently I am at 28.00 dollars…. a long way to go.

    Lisa
    Cents To Save

  35. One caveat on the rental: one meth lab can destroy your entire net worth. Make sure you can get insurance to cover a meth lab, and do what you need to to ensure that you can get in to inspect the home at any time day or night. That will give you some protection from undesirable tenants.

    Also, if you are interested in print on demand publishing, check out Booklocker. http://www.booklocker.com, and read Angela’s website, http://www.writersweekly.com for great marketing tips.

  36. If you want to become a writer, why not try publishing the books yourself? You already have a blog, where better to advertise than The Simple Dollar?

  37. I am an independent HR consultant with a pretty lucrative practice but I am always looking for ways of passively or alternatively increasing my income. Part of the reason is that it keeps me from getting bored. Some things I’ve been doing:

    1. Real estate – I’ve purchased two condos out of the state I live in (way too expensive here) and hired property managers. This has created a slightly positive cashflow for me but I don’t count on that money. This is a long term investment which I think will serve me well in retirement both income wise and tax wise.

    2. Selling stuff on Ebay and Etsy – in the last few years I have become very interested in de-cluttering. Mostly, I donate items to Goodwill but if I feel I can get good value, I will sell on Ebay or (if vintage or handmade) on Etsy. My goal has been to post at least two items a week. Income from this is slow but steady and it’s kind of fun.

    3. Commission Sales – I found a product (gift cards to be used as employee incentives) that seemed a natural add on to my HR business. It’s not passive but there is no minimum sales required. I can put as much or as little into it as I want but what ever I sell I get a commission on.

    As I said, I get bored easily so I’m always willing to try new things. At one time I became a notary which made me some money but I decided to give it up because it became mainly friends asking for favors. I also tried being a travel agent – not so much because I wanted to be a travel agent but because I got travel agent discounts whenever I traveled.

  38. I wrote and self-published a book for this very reason, but I’m not sure about the ‘passive’ part.

    There are volumes written about going the self-publishing route, but basically it boils down to 1) a novel and engaging idea, 2) knowing ahead of time that there’s a need and audience in touch with that need. Then you start building out from there.

    In my own case, I wanted to apply pastoral counseling models to people’s baggage about money, so I wrote “Healing Your Financial Soul: An interactive guide to restoring your relationship with money”. (A bit lengthy, but describes it well.) From there, I’m doing weekend seminars based on the book and having fun with that. I see this becoming at least a part-time job/profession, actually.

    The best start for me was going to one of Mark Victor Hansen’s (Chicken Soup guy) MEGA publishing seminars — it’s a deluge of information and a lot of selling, but very informative and a good start-up investment.

  39. Trent, have you considered or done any research on network marketing? I’m in between jobs at the moment and am seriously investigating the industry. To me, it seems to hold a lot of promise. Have you looked into it at all?

  40. As a landlord, I’d have to argue that it’s really not an outrageous amount of effort if it’s done right; I actually spend more time managing my stock portfolio than managing my property on a weekly basis, and my property is worth far more!!

    Joe Wood
    http://www.thecrustylandlord.com

  41. I enjoyed your article very much. Like others I don’t think of owning real estate, even stocks in this economy, as being a passive income. Writing a book might be but that takes a lot of time and it is very questionable.

    When I was, yes past tense, looking, I wanted something that I could invest a small amount of time and a little money in and have it earn me money hands free.

    Hope everyone is as luck as I’ve been.

  42. They say adsense revenues are down by around 50%:
    this is due to 1) the economic situation pulling down on the advertising industry, and google probably feels the pinch as well and 2)Many people creating sites simply for adsense sake.

    It’s great to go with real property for passive income in developing countries like mine. There are many ways to go: rentals, buy and sell, and as staging for other businesses. It does take a lot of work in the beginning of course. This is a great site by the way! Thanks sir!

  43. The absolute best passive income producer is an independent contractor (aka Employee). Ok , I know that people are not property, however, a person working for you should not cost you more then they make or produce.

    People are also cheaper then buying real estate, can think, and can be quickly exchanged for a better model, if needed.

    This post may seem wrong but its true.

  44. Perfect, just to complete your topic. There is no need to have any computer skills or to work with link building at all in some cases of web making. To be concrete, we offer passive income inside travel related Tixik.com website, where you ,,only” need to
    like travelling OR need to speak and write your language fluently (I hope everyone do) and, at the beginning, have some time, of course. You can become an editor and start earning in few minutes. Of cource, your income is little bit worse than in case of your own project, but you have no costs for servers, no need to learn anything technical. Just do what you like and we will pay you (for a long time). If you are interested, take a look at this : http://en.tixik.com/info/partner_terms/

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