Stats in Your State
Health insurance is in high demand across the country, but not everyone can afford it. The following stats and info underscore the fact that it is both expensive and often unobtainable for low-income families.
Over 500,000 Arkansas children are enrolled in government administered healthcare plans through either CHIP or Medicaid each year.
Individual Health Insurance Premiums
Among the Southern states, Arkansas ranks as having the cheapest single-payer premiums for employer-based healthcare plans. At roughly $971 per month, Arkansas clocks in below the national average.
Family Health Insurance Premiums
Similar to its relatively low health insurance costs for individuals, family health plans in Arkansas rank as some of the cheapest in the South; however, at an average of $3,623 per month, family plans are still costly to maintain.
SAHIE Health Insurance Uninsured
Between 2005 and 2010, roughly half a million Arkansas residents went without health insurance each year, according to Census Bureau estimates. This underscores the need for affordable health insurance in Arkansas.
Rules in Your State
The Arkansas State legislature has set forth specific guidelines around health insurance, which make it great for consumers to know the specific rights to which they’re entitled.
- Minimum Standards for Accident and Health Insurance
- Minimum Standards for Basic Benefit Disability Insurance
- Arkansas Insurance Code: Chapter 85, Accident and Health Insurance
- Arkansas Insurance Department Rules
- The Arkansas Insurance Department Final Rules set forth how insurers must handle all aspects of their business and policies. Click the above link to learn more about how the industry is regulated.
Representatives & Resources in Your State
Use the following resources and representatives to learn more about health insurance in Arkansas, and to reach out to your local government for assistance with difficult issues.
Arkansas Insurance Department
1200 West Third Street
Little Rock, AR 72201-1904
800-282-9134 or 501-371-2600
Consumer Complaint Resource
Use the above link to contact the Insurance Department to file a complaint against an insurer for unfair practices.
Insurance Department Consumer Brochures
The Arkansas Insurance Department has published great brochures on shopping for different types of insurance and understanding how insurance works in Arkansas.
Arkansas Department of Human Services
Department of Human Services Offices and Contact Info
The Department of Human Services ensures the welfare and safety of special needs adults and at-risk youth across Arkansas.
CHIP c/o BlueAdvantage Administrators of Arkansas
P.O. Box 1460
Little Rock, AR 72203
Customer Service: 1-800-285-6477
Arkansas CHIP provides government administered health insurance to thousands of low income families and children throughout Arkansas.