Florida Health Insurance

The changing face of health insurance and health care across the country has prompted many to seek limited care plans or simply take a second look at their existing coverage. Floridians who may be concerned about how to go about researching this subject have come to the right place: The Simple Dollar has found the health insurance essentials in the Sunshine State and laid them out in an easy-to-digest format, complete with resources and links for those who want to dig deeper into the subject.

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Stats in Your State

Curious as to how Florida health insurance rates compare with the national average? Ever wonder how many Floridians go without health insurance? If so, read on and get the lowdown on health insurance across Florida and in comparison to the U.S. average.

Chip Medicaid

Medicaid enrollment among Florida children increased by over 160,000 between 2009 and 2010.

Individual Health Insurance Premiums

The average worker in Florida costs roughly $40 more than the national average to insure in 2011, a relatively slim gap when compared with other states such as South Carolina or West Virginia.

Family Health Insurance Premiums

The 2011 average family health premiums for Florida families matches up evenly with other states on the eastern seaboard, while land-locked states such as West Virginia typically experience lower premiums.

SAHIE Health Insurance Uninsured

Between 2005 and 2010, the number of uninsured Floridians has oscillated between roughly 3.5 million and 3.8 million each year.

Rules in Your State

To make the most out of your health insurance, you’ll need to know the rules by which your insurer must operate. In Florida, health insurers are required to offer mandated benefits and coverages for certain conditions.

Required Health Insurance Benefits

Health Insurance Basics and Required Benefits: For a primer on the basics of health insurance requirements, benefits, and different types of health insurance plans for Florida residents, the above link is an invaluable resource.

Representatives & Resources in Your State

To further pursue consumer advocacy issues, file a complaint against an insurer, or to request help with a situation, use the following resources to contact your local government for assistance.

Florida Office of Insurance Regulation (FLOIR)
200 East Gaines Street
Tallahassee, FL 32399
(850) 413-3140
Get Directions

Florida Department of Health and Human Services
2585 Merchants Row Boulevard
Tallahassee, Florida 32399
(850) 245-4444
Get Directions
Florida Department of Financial Services Consumer Guides
This compilation of guides serves as a general resource for information on auto insurance, life insurance, health insurance, natural disasters, claims,and other info relevant to Florida insurance policyholders.

Florida Department of Financial Services
Division of Consumer Services
200 East Gaines Street
Tallahassee, FL 32399-0322
Get Directions

Florida CHIP and Medicaid Resources
Use the above link to browse an overview of the benefits for Florida children and eligible residents through CHIP and Medicaid programs.

Florida Kidcare (CHIP)
Florida Kidcare is the resource for children’s health insurance in the sunshine state. Click the above link to compare different types of coverage for Florida children’s health care.

The Affordable Care Act will be having significant affect on Florida residents’ health insurance policies. To stay on top of the changes, visit Healthcare.gov for current details.