Hawaii Health Insurance

Recent legislation has inspired new policies and procedures in both the health care and insurance world. In fact, the state of health insurance has changed more in the past five years than it did in the twenty years prior. Individuals who want to learn more about health care and health insurance in Hawaii can use The Simple Dollar as a guide for finding useful health insurance facts, statistics, and affordable health insurance policies in Hawaii.

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Stats in Your State

Finding a health insurance policy that matches all your needs and demands isn't easy. Knowing the appropriate costs, accurate facts, and future projections is necessary to track down the perfect policy for you. The Simple Dollar has compiled graphs and statistics for finding the health insurance information you need.

Chip Medicaid

Compared to other states in the nation, Hawaii has experienced a sizable growth (14.6%) in the number of children who are enrolled in CHIP or Medicaid insurance programs. This amount is quite large compared to states like Arkansas (-0.9%), Indiana (1%), and Massachusetts (0.7%). Study the chart to learn more.

Individual Health Insurance Premiums

Compared to employees in states like Alabama, Illinois, Massachusetts, employees in Hawaii contribute very little to health insurance each year ($546). In fact, Hawaii employees contribute the lowest amount in the nation. Because of this, Hawaii employers are charged with contributing a higher rate, at an average rate of $4,322.

Family Health Insurance Premiums

Similar to its Average Single Premium per Employee for Employer Based Health Insurance rates, Hawaii’s Average Family Premium per Employee for Employer Based Health Insurance rate also has employees contributing a relatively low amount ($3,273) compared to the remaining 49 states. Once again, this is the lowest amount in the nation. The highest average single premium costs are seen in states like South Carolina, New Mexico, and Arizona.

SAHIE Health Insurance Uninsured

Less than 10% of Hawaii’s population is without health insurance. Following behind Massachusetts, Hawaii has the second-highest number of insured individuals in the country. Florida, on the other hand, has the lowest insured population.

Rules in Your State

In Hawaii, health insurance law grants patients the right to treatment regardless of whether they have insurance or not. The new national health care law also prevents insurance companies from denying coverage to people if they get sick or dropping someone due to pre-existing conditions. The Simple Dollar has listed several resources you can look to to learn more about health insurance policies and procedures in Hawaii.

Hawaii Revised Statutes for Health Insurance

To gain insight into the changes and revisions that have taken place in Hawaii health insurance laws in recent years, visit the link above.

Representatives & Resources in Your State

Should you need to inquire about health insurance, file a health insurance complaint, or learn more about Hawaii health insurance laws, featured below are a myriad of trusted resources for you to utilize.

Hawaii Department of Commerce & Consumer Affairs (Insurance)
King Kalakaua Building
335 Merchant Street, Rm. 213
Honolulu, Hawaii 96813
Get Directions
To file an insurance complaint, please visit this link.

Hawaii State Department of Health
The Department of Health has offices in Hilo, Kona, and Wimea. Use this link to contact any of these locations.

Hawaii Department of Human Services
For a list of all the appropriate contacts at the Department of Human services, visit the department’s contact page.

Hawaii Department of Commerce & Consumer Affairs (Insurance)
For answers to some of the frequently asked questions about Hawaii health insurance, visit the Department of Commerce & Consumer Affairs Health Insurance FAQs.

Hawaii State Legislation on Comprehensive Health Care Coverage
This website explains the legislation that has taken place regarding health care in Hawaii over the years.

Children’s Health Coverage Programs in Hawaii
Both Medicaid and CHIP are provided to eligible children in Hawaii. These programs allow children to receive routine check-ups, prescription medications, immunizations, hospital and dental care, and more.