Stats in Your State
Health insurance is a topic that comes up in both state and federal legislation. Many voters and legislators are concerned with what the future holds when it comes to health insurance. Indeed, health insurance is something that should concern all voters, as it’s set to change drastically in the coming years. To help readers gauge how Idaho health insurance policies and procedures compare to the rest of the U.S., The Simple Dollar has featured health insurance statistics from Idaho and the nation as a whole.
Idaho has experienced nearly a 10% growth in the number of children enrolled in either CHIP or Medicaid. Although CHIP enrollment has dropped over a year period, Medicaid enrollment has increased significantly, thus producing the sizable growth in the two programs.
Individual Health Insurance Premiums
Idaho employees contribute nearly $900 a year to health insurance, which is significantly low compared to other states. In fact, most states have employees contributing over $1,000 a year in health insurance. Idaho employers, as a result, contribute more to health insurance premiums, at a rate of $3,669.
Family Health Insurance Premiums
When it comes to Average Family Premium per Employee for Employer Based Health Insurance, Idaho employees contribute an average of $3,996 a year. Compared to states like Florida ($4,562), Colorado ($4,646), and South Carolina ($4,736), this rate is reasonably low. Idaho employers also contribute a relatively low amount ($9,215) compared to other states.
SAHIE Health Insurance Uninsured
Though it is a resource every American is encouraged to have, health insurance has become a luxury to many due to its rising costs. According to the U.S. Census, over 1 million Idaho citizens went without health insurance from 2006 to 2010. Many are hoping the Affordable Health Care Act will help extend coverage to those who can’t afford coverage.
Rules in Your State
Health insurance rules, policies, and regulations vary by state. Without the right information at your disposal, it can be difficult to know where Idaho law stands in regard to health insurance. The Simple Dollar has featured some of the health insurance rules and regulations all Idahoans need to be aware of.
This resource breaks down the statutes regarding health insurance primarily in chapters 40 through 60. To find out more about issues like self-funded health care plans, Medicare supplement insurance, small employer insurance, and more, utilize the link above.
Health Insurance and Alcohol
Covers Losses Due to Intoxication: Yes
Health Insurance Parity for Alcohol-Related Treatment: No law
Representatives & Resources in Your State
Whether you have questions, concerns, or complaints about health insurance, it’s important to be able to contact and turn to the appropriate resources. Featured here are a selection of links you can use to better understand the health insurance industry in Idaho and the nation as a whole.
Idaho Health Plan for Children
The Idaho Health Plan Coverage: (CHIP/Medicaid) provides affordable, sometimes free, health care coverage to eligible children.
Idaho Division of Human Resources
P.O. Box 83720
Boise, Idaho 83720-0066